What The Wealthy Do

In this episode of What the Wealthy Do , we break down Crypto — what cryptocurrency really is, where Bitcoin came from, how blockchain works, and why the wealthy treat crypto as a long-term play instead of a gamble. You’ll learn: • The real history behind Bitcoin and the 2008 financial crisis • How the blockchain works (in simple, visual language) • Why Bitcoin is capped at 21 million • What makes...

In this episode of What the Wealthy Do , we break down one of the most important money shifts you’ll ever make — the difference between being a consumer and being an investor . With Black Friday and holiday sales flooding our feeds, this is the exact moment when most people overspend, underinvest, and derail their long-term wealth goals. Stephanie Dorsey, CEO & Co-Founder of Margins Capital ,...

Venture capital is the “high-risk, high-reward” investment strategy the wealthy use to get in early on companies before they become billion-dollar unicorns like Airbnb, Uber, SpaceX, or Canva. 🚀 In Episode 21 of What the Wealthy Do , host Stephanie Dorsey breaks down how venture capital really works, how investors make money, the stages of startup funding, and why this asset class is one of the m...

Ever wonder how the wealthy build massive fortunes beyond stocks and real estate? 💸 In this episode of What the Wealthy Do, host Stephanie Dorsey breaks down private equity — the “mac daddy” of alternative investments — and why it’s one of the most powerful tools for creating generational wealth. Learn how private equity works, who can invest, and why it’s been outperforming the stock market for...

Ever wondered how the wealthy invest beyond stocks and bonds?  🤔 In this episode of What The Wealthy Do , we’re breaking down four major investment vehicles that ultra-wealthy individuals use to grow their money — funds, SPVs (syndications), angel investing, and direct investing. 💡 You’ll learn what each model means, how they work, and the pros and cons of using them to access private markets. W...

Did you know that nearly 4 out of 5 ultra-high-net-worth individuals put almost half their wealth into alternative investments? This is the wealth gap’s secret. Most of us focus on stocks and bonds, but the major wealth generators are playing in the private capital markets — assets that many don’t even know exist. In this episode, we pull back the curtain on the private capital markets: what they...

Ever wondered why the wealthy don’t just invest in stocks and bonds? In this episode of What the Wealthy Do , host Stephanie Dorsey breaks down the difference between public and private capital markets , revealing how ultra-high-net-worth individuals are building wealth through alternative investments like real estate, venture capital, and private equity. 💡 The wealthy invest differently — and it...

Welcome to What The Wealthy Do Podcast! In this episode, Stephanie Dorsey breaks down two powerful but often overlooked wealth-building tools: Self-Directed IRAs and ROBS (Rollover Business Startup 401k) . You’ll discover how these strategies allow investors and entrepreneurs to: Take control of retirement funds beyond traditional stocks and bonds Invest in real estate, private equity, or even the...

Welcome to What the Wealthy Do! In this episode, Stephanie Dorsey breaks down the ins and outs of IRAs — both Traditional and Roth — and shows how the wealthy use both as tools to grow wealth while managing taxes . You’ll learn: The difference between Traditional IRA (pre-tax contributions) and Roth IRA (tax-free growth) Contribution limits and income thresholds you must know The smart strategy of...

Think saving alone will make you wealthy? Think again. In this episode of What the Wealthy Do , Stephanie Dorsey breaks down why savings are only short-term protection, how inflation eats away at your dollars, and why investing with compound interest is the REAL wealth-building strategy. Learn how the wealthy put their money to work and how you can do the same.👉 Listen to the full episode for mor...

Discover the hidden corporate benefits that can save you thousands in taxes! In this episode of What the Wealthy Do , Stephanie Dorsey breaks down how to use Health Savings Account (HSA), Flexible Spending Account (FSA), and Dependent Care Spending Account (DCSA) to reduce taxable income and build long-term wealth. ✅ Learn why HSAs are the #1 triple tax-advantaged account in the U.S. ✅ See how F...

Most people don’t realize they’re leaving free money on the table when it comes to their corporate benefits. In this episode of What the Wealthy Do , host Stephanie Dorsey breaks down how you can maximize every corporate benefit available to you like the wealthy maximize their privilege. We’ll uncover: ✅ How to maximize your 401k match and avoid throwing away thousands of dollars ✅ The overlooke...

Want to know how the wealthy actually think about money and risk?  In this episode of What The Wealthy Do , Stephanie Dorsey breaks down the top 3 takeaways from the book The Psychology of Money by Morgan Housel and guides you through a simple risk profile quiz (conservative, moderate, aggressive) so you can know yourself and invest with confidence and alignment. You’ll learn: Why money is psychol...

Ever wonder how the wealthy seem to play by different money rules? 💰 In this episode of What The Wealthy Do , Stephanie Dorsey shares the biggest money mistakes she’s made—and the powerful lessons she’s learned about taxes, crypto, and real estate along the way. You’ll hear: How a missed crypto tax move cost thousands 💸 Why multifamily real estate can be a game-changer for wealth building 🏠 The...

This is Part 3 of Episode 7 of the What the Wealthy Do Podcast. Here’s what the wealthy know (that most don’t): ✔️ Tax codes are written for those who understand them. ✔️ Donations + deductions can unlock massive tax savings. ✔️ These strategies aren’t just for the 1% — you can use them too. Stay tuned for Part 3, where we go even deeper into wealthy tax strategies like charitable giving and state...

This is Part 2 of Episode 7 of What the Wealthy Do Podcast: How the Wealthy Move Money to Pay Less in Taxes. Today’s focus? Bonus depreciation—a powerful tool that lets entrepreneurs, real estate investors, and business owners turn large purchases into massive tax savings. 👉 Watch Part 1 first, then dive in here. Don’t forget to Like & Subscribe  @WhatTheWealthyDo  for weekly tips and tricks!

In this episode of What the Wealthy Do, host Stephanie Dorsey reveals how the ultra-wealthy strategically move their money to legally lower their taxes—and how you can too. Learn the power of borrowing against assets, using business structures like LLCs and C-Corps, and setting up irrevocable trusts to protect your wealth. Whether you’re just starting your wealth-building journey or planning for m...

In just 15 minutes, this episode of What the Wealthy Do breaks down how wealthy people actually manage their money — and how you can too. It’s not just about earning a high salary. It’s about having a strategy for every dollar and making your money work harder than you do. Stephanie Dorsey dives deep into how the ultra-wealthy invest (including alternatives like private equity, art, real estate, a...

In this episode of What the Wealthy Do, we break down how wealthy people think very differently about making money. Spoiler alert: they’re not relying on their labor!  In this episode we talk: - Why wealthy folks don’t want big salaries - How ownership creates real wealth - Multiple streams of income that go beyond labor - Passive income vs. investments - Tax-advantaged strategies the wealthy actu...

Welcome back to What the Wealthy Do! In Episode 4, we're digging deep into the money mindset that wealthy people actually have—and how brilliant, ambitious Black women like YOU can start cultivating that mindset right now. We’re talking about more than just affirmations. This is about how the wealthy really think about money—and how their mindset around deservedness, confidence, and risk shapes ev...

Welcome back to What the Wealthy Do ! In Episode 3, we're laying down the 7 essential financial foundations that the ultra-wealthy follow—and how brilliant, ambitious Black women like YOU can start applying them right now. From how to manage money intentionally, to building real wealth through investing and protecting your assets—this is the episode you'll return to over and over again. Wh...

In this episode of What The Wealthy Do , we dive into the real numbers, narratives, and power behind Black women and wealth. Host Stephanie Dorsey breaks down the financial truths no one talks about: – Black women manage over $900 billion in annual spending– We lead 2.7M+ businesses in the U.S.– We’re educated, brilliant — yet still underpaid and under-recognized This episode is both a reality che...

Welcome to the first episode of the What the Wealthy Do Podcast: A space for Black women and underrepresented communities to talk real about money, power, and freedom. In this kickoff episode, I share why I launched this podcast on Juneteenth, my personal journey through law, business, and entrepreneurship — and why building wealth is the real path to liberation. We’re not just talking about savin...