Dalene Higgins | Money Coach & Retirement Strategist

Wealthy After 40: Financial Freedom, Retirement Strategy, Saving, Budgeting

🎧 New episodes every Tuesday Welcome to Wealthy After 40, the retirement podcast for Gen X women and couples who want to become retirement ready with a clear plan, confident money decisions, and a future they can’t wait to live. Hosted by Dalene Higgins, Money Coach and Retirement Strategist, this show helps you simplify saving for retirement, budgeting for retirement, and creating a personalized retirement plan for you and your life. Whether you’re wondering if you’re behind, trying to catch up, or simply want to feel more confident about your future, each episode delivers practical strategi...

Author

Dalene Higgins | Money Coach & Retirement Strategist

Category

Education

Podcast website

www.elevatefinances.us

Latest episode

Jul 7, 2026

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Episodes

Ep 48 Co-Investing in Real Estate for Passive Income With Frank B. Hanna 19.03.2024

What is your biggest challenge/problem with money? Real estate investment, particularly in passive income options, offers a pathway to financial freedom for individuals of various backgrounds and stages in life. By leveraging strategic partnerships and innovative platforms, investors can access high-end real estate opportunities while minimizing risks and maximizing returns. Benefits of Passive In...

Ep 47 - 8 Reasons You're Struggling with Budgeting 12.03.2024

What is your biggest challenge/problem with money? In today’s episode, I share and discuss 8 common struggles and hurdles people face when learning and trying to move forward with budgeting. Eight (8) Common Struggles: Lacking goals and direction Tracking tool or method No element of fun Not spending enough time Not being flexible Not being realistic Not including partner/spouse No accountability...

Ep 46 How to Increase Financial Stability for a Solid Financial Foundation 05.03.2024

What is your biggest challenge/problem with money? In today’s episode, I dive deeper into Financial Stability and how to create and build that foundation. Specifically we’ll focus on: How to avoid being financial fragile A different look at savings How to create “emergency fund” savings Preparing for a solid financial future Let's connect beyond this podcast! Join the Facebook community Retir...

Ep 45 How Understanding Financial Freedom Levels Can Accelerate Your Financial Journey 27.02.2024

What is your biggest challenge/problem with money? In today’s episode, I talk about Grant Sabatier’s Financial Freedom Levels Specifically we’ll focus on: The 7 Levels of Financial Freedom Definition of Each Level Action Steps to Move to the Next Level Determining What Financial Freedom Means To You If you’re a reader or audiobook listener, grab the book Financial Freedom A Proven Path to All the...

Ep 44 Caregiving Chronicles: Stories of Financial and Physical Care 20.02.2024

What is your biggest challenge/problem with money? Caregiving Chronicles: Stories of Financial and Physical Care In today’s episode, we talk with guest Danielle Muira, who recently found herself in a primary caregiving role. Listen to her story as she shares the rewards, effects, and advice she is now giving being on the flip side of this caregiving journey. To connect with Danielle follow these l...

Ep 43 Why Understanding Debt is Important to Your Financial Journey 13.02.2024

What is your biggest challenge/problem with money? In today’s episode there are two questions we will be discussing and answering for you today.  What is debt and what is debt management?  Specifically we’ll focus on: Tips to manage your debt You choose that the payment will work How much debt to take on What types of debt What “things” are you willing to purchase with credit We’ll also talk about...

Ep 42 Debunking Debt Myths For Financial Freedom 06.02.2024

What is your biggest challenge/problem with money? In today’s episode we will be debunking myths and beliefs you may have about debt. The three for today’s podcast are:  All debt is bad  Debt should be avoided at all costs Debt is forever.  If you are on a journey to pay off debt and handle debt, it’s important that you create your own rules around debt. Let's connect beyond this podcast! Joi...

Ep 41 Change Your Mindset Around Debt to Find Freedom From Debt 30.01.2024

What is your biggest challenge/problem with money? Today’s episode is about looking at debt differently. Most of the time we are stuck looking at it and just want to get rid of it. This may be doing more harm than good. Have you ever heard the statement, “can’t see the forest for the trees?”  Specifically in this episode, we’ll cover: How to stop letting debt keep us financially stuck  What is a d...

Ep 40 Soul Based Financial Planning with Dee Dee Baze 23.01.2024

What is your biggest challenge/problem with money? Today’s episode is with a wonderful guest from math teacher to financial advisor to enrolled tax agent. Listen to her amazing story and how she supports women in all financial situations.  Soul Based Planning Saving for retirement “late” to the game Taxes in retirement and things we should know Dee Dee Baze and Alphemita Financial Services Connect...

Ep 39 Embracing Your Financial Journey with a Growth Mindset 16.01.2024

What is your biggest challenge/problem with money? Today’s episode is about helping our minds have a fresh start. Gaining clarity with numbers and vision will need our minds in the right space. Learn how to make that mindset shift from negative to positive as you head toward your financial vision. Discover what negative thoughts may be holding us back How to restate those thoughts and commit to ch...

Ep 38 Crafting Your Future Financial Vision With Clarity - A Client Case Study 09.01.2024

What is your biggest challenge/problem with money? During this episode, we’ll talk about creating a vision for your future. This future will more than likely be dependent on money. We dive in deeper to setting goals to get to the dream, your financial future, and the action steps for momentum and success. I also share a client story to demonstrate the application of each step. (Part 2 of 3) Topics...

Ep 37 Gaining Financial Clarity - Reflection for a Successful Year Ahead 02.01.2024

What is your biggest challenge/problem with money? Gaining Financial Clarity - Reflection for a Successful Year Ahead Many of my clients need help with where even to start getting ahead with their money. Today’s episode is part 1 of 3, to help you find clarity with your finances and action steps to get moving forward. Be encouraged and guided to look at your expenses through a different lens or fi...

Ep 36 The Unseen Links Between Money and Life with Amy Kemp 28.11.2023

What is your biggest challenge/problem with money? Amy is a strategic coach, and a part-time network marketer, and five years ago, she opened the doors to a new corporation called Amy Kemp, Inc. In this growing business, Amy uses the Habit Finder assessment tool in small group and one-on-one engagements to help leaders understand how deeply thought habits impact every part of their lives.  Amy is...

Ep 35 Savings Strategies: How to Build an Emergency Fund on a Tight Budget 21.11.2023

What is your biggest challenge/problem with money? Saving strategies to help you build an emergency fund on a tight budget Listen to today’s episode to find strategies and motivation to begin your journey with saving money in an emergency fund. Knowing how an emergency fund can support your money journey is important to being successful and growing not only that emergency fund, but future wealth....

Ep 34 Saved Enough for Retirement? Tips If You Started Late With Faron Daugs 14.11.2023

What is your biggest challenge/problem with money? Faron Daugs is a Certified Financial Planner™ and wealth advisor with more than 30 years of experience. As the founder and CEO of Harrison Wallace Financial Group, he serves as a go-to source and trusted advisor for his clients across the country. Based in Libertyville, Illinois, Harrison Wallace Financial Group provides comprehensive wealth manag...

Ep 33 The 5 Budgeting Phases from Shock to Second Nature 07.11.2023

What is your biggest challenge/problem with money? Listen to today’s episode to dig deeper into the budgeting process. Most of the time it’s more than creating and tracking. I discovered that my entire budgeting journey was reflected in phases. With each phase, I was able to learn more and progress. Learning this information now, you’ll have a step up to conquering your fighting issues with budget...

Ep 32 Learn to Fight Budget Fatigue: 6 Tips to Stay Inspired on Your Journey 31.10.2023

What is your biggest challenge/problem with money? The money journey is long, but it doesn’t have to be hard. The beginning will be definitely a learning challenge, but once you’ve figured out the pieces and have them running smoothly, it should be easy. Listen in as I share 6 tips to help you stay motivated when the going gets tough!! Realistic Change it Up Celebrate Accountability Your Why Decis...

Ep 31 Shifting Mindset from Scarcity to Abundance With Money, One Woman's Story 24.10.2023

What is your biggest challenge/problem with money? Iva is a certified Chrisitian life and Neuro coach. I help ambitious, faith-filled women master their mindset so that they can build thriving profitable businesses.  This is powerful transformative work that gets to the root of what is holding many entrepreneurs back from building the successful business that they dream of.  In 2019 I decided to p...

Ep 30 Savings the #1 Habit to Financial Security 17.10.2023

What is your biggest challenge/problem with money? Savings the #1 Habit to Financial Security Today’s episode is all about the power of saving money. By learning how to become a saver, we are able to get rid of debt and grow our wealth. I not only share eight (8) ways savings can help us manage our money but also share strategies and tips for saving money and how to overcome the obstacles you migh...

Ep 29 Mastering the Art of Salary Negotiation: A Gen X Woman's Guide 13.10.2023

What is your biggest challenge/problem with money? Meera is a passionate advocate for women's empowerment and career success. She thrived as a Media Professional, honing her skills in the fast-paced world of media and communications. Despite this, she felt called to embark on a transformative journey of mentoring and coaching women. With her unwavering commitment to empowering women, she has...

Ep 17 3 Pillars of Wealth: Your Path to Financial Independence Starts Here 13.10.2023

What is your biggest challenge/problem with money? Three pillars of wealth are: Saving, Spending, and Investing. We’ll discuss each and give ideas on bolstering that pillar.  As we discuss today’s three pillars, think of how your strategy should give equal attention to all three. Not all three simultaneously, but each one and how it supports the others.  Listen in as I share:   How to save and whe...

Ep 28 How Unraveling Budget Behaviors Can Fast-Track Your Financial Goals 03.10.2023

What is your biggest challenge/problem with money? Today’s episode is all about reframing your negative budget behaviors. Knowing what behavior you need to replace and with what new habit or behavior.  Listen in as I share common “money” or budget behaviors and how to change them: Avoidance  Restrictive  Frustration  Complacency  Overwhelmed  Overspending  Let's connect beyond this podcast! J...

Ep 27 How to Find Financial Freedom with Focus Groups as a Side Hustle 26.09.2023

What is your biggest challenge/problem with money? Tara Trantham is a stay-at-home mom fueling her family’s FI/RE with focus groups. Listen in as she shares:   Why she loves FIRE Finding her way as a stay-at-home mom How focus groups became her side hustle  How to get into focus groups  Who they are best for Connect with Tara! Instagram Let's connect beyond this podcast! Join the Facebook com...

Ep 26 How Financial Coaches and Financial Advisors Support Your Path to Financial Freedom 19.09.2023

What is your biggest challenge/problem with money? Have you ever wondered the difference between a financial coach and a financial advisor?  Today’s episode I explain the necessary role of each in your journey to financial freedom.  Listen as I share:   When each role is applicable How they complement each other What it looks like to work with them How to choose which one or both is best for you L...

Ep 25 Navigating Finances Together: Tackling Debt as Newlyweds with a Baby on the Way 12.09.2023

What is your biggest challenge/problem with money? Alfredo Zapata, originally from Mexico, is a nutritionist, fitness coach, speaker, and author. For the last 30 years, he has been studying physical and mental performance and different techniques to keep the body healthy in an unconventional way with his program *Connect Mind and Body*. He lived in Los Angeles for over 28 years, married with two c...

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