Wealthy After 40: Financial Freedom, Retirement Strategy, Saving, Budgeting

What is your biggest challenge/problem with money? Have you ever had an expense sneak up on you? Totally wreck your budget? Then you gave up?!  Even if you didn't completely give up, your budget was off and you were winging it for the rest of the month!  What if I told you, there was a way to actually plan for these expenses? Listen as I share:   How to define these expenses Lose the month-to...

What is your biggest challenge/problem with money? Rachel S. Ruby, Divorce Healing Coach Rachel S. Ruby is an attorney, entrepreneur, author, writer and coach. She worked in family law and was a certified divorce mediator. She has authored several other books, and Divorce to Bliss is her most heartfelt book to date. It took a big journey through the dark tunnel of divorce for Ms. Ruby to find true...

What is your biggest challenge/problem with money? Angela is a Certified Christian Life coach and motivational mentor. Her 19 year career in education and her lifelong walk with God have equipped her with the skills, gifts, and experience needed to partner with women and transform their lives through coaching and applying biblical principles to everyday life. Faith over fear is her motto for life...

What is your biggest challenge/problem with money? Learning to be intentional with your money is so important. Do you plan what you are going to do with your money? Are you deliberate with each purchase you make during the month? Listen as I share:   What intentional means and how it’s a money strategy Four (4) ways to be intentional with our money How adding several levels makes managing money ea...

What is your biggest challenge/problem with money? Sam X Renick is an internationally recognized leader and pioneer in financial literacy. He is a source and force of knowledge and joy on great money habits. In 2001, Sam founded the “It’s a Habit!” Company and co-created children's storybook character Sammy Rabbit to make it easy for anyone to talk to and teach young children about great mone...

What is your biggest challenge/problem with money? Today’s episode is all about how to set ourselves up for success. You can definitely use these steps in any aspect of life, but I focus on how these specifically relate to money. A solid foundation of success strategies to help you remember the basics is essential while on your journey to financial freedom.  Listen in as I share 8 tips to be succe...

What is your biggest challenge/problem with money? Struggling With Finding Wealth? Learn to Find Abundance By Change Your Money Beliefs and Embodying Your Worth As a Speaker, Coach and CEO of The Riverstone Movement School, Leila Veronica helps high-performers, business owners & organizational leaders shift the physical component of their life. She integrates movement into your mental-mastery...

What is your biggest challenge/problem with money? Adam Jablin is a best-selling author, Inspirational Keynote Speaker, Transformational Life Coach, and Spiritual and Recovery Mentor. In 2006 Adam got clean and sober, which unleashed many gifts he had hidden inside. Adam inspires and teaches those fighting fears, alcoholism, and addictions to unleash their INNER HERO.  My divorce was the hardest t...

What is your biggest challenge/problem with money? Debt can be overwhelming and if we’re not careful it can consume us. The first step to being able to get rid of debt is to stop creating debt. Inventory your debts not only by balance, payment, and interest rate. But also review what created or is creating your debts. Listen in as I discuss:  Debt drivers Lean into prior success Five strategies Ho...

What is your biggest challenge/problem with money? Rizek is the VP of Wealth Management at Divergent Wealth Advisors. He is a CPA and Certified Financial Planner® professional serving clients nationwide. Rizek graduated with a bachelor's and master’s degree in Accounting from Brigham Young University and specializes in financial planning, tax strategies, portfolio design, and estate planning....

What is your biggest challenge/problem with money? Whether we like to admit it or not, we’re all procrastinating about something we’d like to do differently when it comes to money. Is it more than a scarcity mindset? Are you dealing with money fears? Chrometophobia is the extreme fear of money. Money fears can come from different places and can be difficult to pinpoint. Listen in as I discuss:  Fe...

What is your biggest challenge/problem with money? As a Generation X woman, I found myself in my early 40's knowing I should do more with my money, but I had found a way that satisfied me when I found Real Estate. This is why I am making it my mission to help educate other Generation X women on how to start investing in real estate. Whether it's their first time buying a home or their fi...

What is your biggest challenge/problem with money? Have you ever wondered how to progress on your financial journey? Today’s episode is about the steps I used and how they helped me reach my financial goal. I then break down each step for you to individually implement into your own journey. Listen in as I share… How I Changed My Finances Six Steps For Your Financial Journey Goals Budget Tracking R...

What is your biggest challenge/problem with money? What a fantastic generation we are as Gen Xers! And a lot has happened financially since our generation started. There have been numerous financial events, as well as new financial products, investing options, and retirement products. This episode is just a quick walk down memory lane. After listening: Do you remember those events or additions? Ho...

What is your biggest challenge/problem with money? Break free from a scarcity mindset. A scarcity mindset is when you believe there are limited resources, so if someone else has something, you feel there is less of that resource available for you. Do you know that person that seems like no matter what they touch it “turns to gold”? This individual lives in an abundance mindset.  Listen in as I dis...

What is your biggest challenge/problem with money? Financial conversations between generations can be crucial for financial planning, wealth transfer, and avoiding financial misunderstandings. Listen in as I share the five money conversations we should be having, as well as lessons my parents taught me. Examples to help us talk about money more easily. Quit avoiding the taboo topic and I’m not tal...

What is your biggest challenge/problem with money? Learn a new way to look at emergency funds and how having an emergency fund eliminates the need for new debt. Learn to find your why with having an emergency fund that will bring peace and clarity, as well as how much to save and where.  Listen in as I share: What is an emergency fund? What is it important? What are the benefits of an emergency fu...

What is your biggest challenge/problem with money? Get a better handle on your finances by tracking expenses against your budget. Learn how to properly allocate your money, track spending, and save for the future. Discover the tools and resources you need to make sound financial decisions today. Listen in as I share: Difference between budgeting and tracking Why tracking expenses is important Five...

What is your biggest challenge/problem with money? Get a better handle on your finances by tracking expenses against your budget. Learn how to properly allocate your money, track spending, and save for the future. Discover the tools and resources you need to make sound financial decisions today. Listen in as I share: Difference between budgeting and tracking Why tracking expenses is important Five...

What is your biggest challenge/problem with money? Gen Xers are facing a unique set of money challenges as they approach retirement age. It's time to discuss what needs to be done so Gen Xers can have the retirement they've planned and deserved for. Today's episode is a start of the conversation about how to tackle money issues that Gen Xers are dealing with.  Listen in as I share m...

What is your biggest challenge/problem with money? So I talked briefly about our financial crisis during episode 001 when I shared my money journey story and that we used cash envelopes. During this episode, I talk about why I loved them and how they helped us in our financial crisis. Listen in as I share… Why do I love them so much? What did I learn?  Did I find it difficult?  It was a great teac...

What is your biggest challenge/problem with money? Why do we hate budgeting so much? This word makes a lot of people cringe. Finding the right budget method can help you to be less cringy about using a budget.  Listen in as I share… Five Budget Methods Percentage Method 50/30/20 or 70/20/10 Pay Yourself First Traditional Values & Goals Cash Envelopes Tracking vs. budgeting How to get past rest...

What is your biggest challenge/problem with money? This episode is all about my money journey. I share my story from starting my first job, putting myself through college, my money A-ha moment, and pondering retirement. I share why and how I was able to retire early at 50. Listen in as I share… Why and How I retired early My Aha Moment A Financial Crisis Life Happened What is Retirement Let’s Conn...

What is your biggest challenge/problem with money? Introduction to Wealthy Over 40 Podcast. Are you a Gen Xer? This podcast is for you!! Listen to why I became a financial coach, a little about my journey, and what to expect in future episodes. Let's get connected!!  Instagram Facebook Group Visit my website Let's connect beyond this podcast! Join the Facebook community Retirement Ready...