Wealthy After 40: Financial Freedom, Retirement Strategy, Saving, Budgeting

What is your biggest challenge/problem with money? In today’s episode, I dive into the importance of tracking expenses and how it is a crucial step toward retirement. Tracking helps build awareness and is essential to truly understanding your spending. It’s time to embrace tracking to better understand and improve your spending habits, but don’t make it a chore either. There are several suggestion...

What is your biggest challenge/problem with money? Today I am exploring the idea of financial stability and specifically answering the question: What is financial stability and why is it so crucial to retirement? Are you worried about running out of money in retirement? Not having enough savings? Are you worried about health care costs? Are you worried about being able to just support yourself and...

What is your biggest challenge/problem with money? In this episode, I discuss common reasons why many feel unprepared for retirement. The real culprit isn’t what you think it is. Learn the psychological and practical aspects of retirement as well as the steps needed to close the gap between your current financial situation and your retirement goals.  00:00 Why You Feel Unprepared For Retirement 01...

What is your biggest challenge/problem with money? In this episode, I dive into the idea of retirement, addressing limiting beliefs and why others perceptions are holding you back.  Personal beliefs and dreams about retirement are essential to making it happen. Key points include paying off debt, exploring part-time work, budgeting, and savings. Ultimately, the aim is to help listeners plan a fulf...

What is your biggest challenge/problem with money? In this episode, I interview Sherry, an ADHD money coach. Sherry shares her journey from losing her high-stress job of 17 years to becoming a specialized coach for ADHD entrepreneurs.  She discusses her 'two by four moment,' the importance of budgeting, the challenges of managing finances with ADHD, and strategies to mitigate impulse spe...

What is your biggest challenge/problem with money? In this episode I interview my client Angela, who shares her transformative experience in my signature coaching program. Angela discusses her initial struggles with budgeting, the steps she took to overcome her financial challenges, and the positive impact of coaching had on her financial habits and lifestyle.  01:26 Interview Begins 01:38 Angela&...

What is your biggest challenge/problem with money? In this episode, I talk about the common misconception that budgeting is too restrictive. As I dive into this topic as so many times I have and others have, I share with you the true result my client was getting from not budgeting. Featuring insights from client experiences, I emphasize the significance of aligning your budget with personal values...

What is your biggest challenge/problem with money? In this episode, I discuss the common frustrations of budgeting and why so many individuals who are budgeting are not seeing success. While budgets are essential for outlining expenses and needs, they are not the action-oriented piece that drives financial progress. Listen to the episode to understand a budget’s purpose and what action pieces need...

What is your biggest challenge/problem with money? In this episode of the Wealthy After 40 podcast, I welcome Financial Coach, Elizabeth Rosenberg. Elizabeth is a former corporate finance professional and today she discusses her mission to empower parents to raise financially savvy children through her initiative 'Grow My Piggy'. She shares her experiences and offers practical advice on...

What is your biggest challenge/problem with money? In this episode, I explore the pros and cons of automating your finances. I cover key areas like savings, investments, and debt repayment. I also share how to set yourself up for success by having a solid plan before automating. 00:00 Introduction: Is Automation the Answer for Better Finances? 00:27 Personal Story: My Cash Envelope System 01:52 Cr...

What is your biggest challenge/problem with money? If you constantly feel short on cash, tune in to this episode to uncover whether it's more a matter of perception than reality. I'll guide you through identifying if your financial stress is driven by feelings or facts and provide actionable steps to address either situation. 00:00 Introduction: Do You Truly Lack Money? 00:27 Client Stor...

What is your biggest challenge/problem with money? In this episode of the Wealthy After 40 podcast, I interview Lisa Ziderman, a matrimonial attorney and certified divorce financial analyst based in New York.  Lisa discusses the critical steps to prepare for a financially successful divorce, emphasizing the importance of gathering financial documentation, choosing the right attorney, and assemblin...

What is your biggest challenge/problem with money? In this episode, I share a personal financial journey on navigating the process of making a large purchase—in this case, buying a new home.  Using that story as an example, I provide key advice including defining your purchase criteria, understanding your financial situation, avoiding desperation, and being aware of market conditions.  00:00 Intro...

What is your biggest challenge/problem with money? In this episode, I share advice and tips to becoming your own financial advisor.  Key points include understanding your finances, setting clear financial goals, and managing debt.  While financial advisors play a valuable role, individuals will understand their money best. Specific steps are shared, such as educating oneself on specific financial...

What is your biggest challenge/problem with money? Your savings plan just got simpler. Learn how to ditch the stress and start saving smarter today! Are you ready to save money for retirement or just want to feel more in control of your financial future? In this final episode of our savings series, I’m walking you through 4 simple, no-fluff steps to help you create a personalized savings plan that...

What is your biggest challenge/problem with money? In this episode, we welcome public relations professional and podcaster Steve Mullen. Steve shares insights from his podcast 'Caregiving Gen X Style,' which he co-hosts with his wife, and also discusses his family's approach to financing their children's college education. The episode emphasizes the importance of budgeting, fin...

What is your biggest challenge/problem with money? This episode of the Wealthy after 40 podcast features financial planner Sean Mullaney, President of Mullaney Financial and Tax, discussing the benefits of a Solo 401k for solopreneurs looking to save for retirement. Sean, also known for his FITaxGuy blog, shares his expertise on how self-employed individuals can effectively plan their retirement s...

What is your biggest challenge/problem with money? Practical steps, real talk, and renewed hope. Let’s get your retirement savings back on track. If you’re feeling behind on saving for retirement, you’re not alone and you’re not out of time. In this episode, I break down exactly how to define your retirement savings gap and give you five clear, doable strategies to catch up with confidence. You’ll...

What is your biggest challenge/problem with money? This episode features Rizek Housari, a Wealth Advisor, Certified Financial Planner, and CPA, discussing the benefits and strategies of using Health Savings Accounts (HSAs). The episode emphasizes the HSA's role not just for immediate medical expenses but as a critical part of a comprehensive financial and retirement strategy. In the interview...

What is your biggest challenge/problem with money? Today, we're diving into the world of savings accounts and uncovering the best options to match your financial aspirations. In this episode, I cover the following topics:  Various savings account options and how to choose which aligns best with your goals Understanding the importance of defining your goals and prioritizing them to create an e...

What is your biggest challenge/problem with money? This episode will help you create a successful foundation for your personal savings plan. Learn how to focus on your why and how to determine specific purposes to help you define the need for savings  Hear relatable stories illustrating the impact of not saving and how it perpetuates financial struggles Explore common myths about saving and why th...

What is your biggest challenge/problem with money? Navigating the Journey with Aging Parents as a Caregiver with Richard Hirsch Guest Richard Hirsch has been involved in the medical alert system industry for approx. five  years currently the Chief Marketing Officer of UnaliWear. They are the makers of the most innovative medical alert system in the industry. Rich also has a 94-year-old mother livi...

What is your biggest challenge/problem with money? Craig Colvett, co-founder of Coach360, is a life and leadership coach from Denver, Colorado. He focuses on helping people effectuate change to better themselves whether that is in their career, personal relationships, mental health, time management, or transition periods.  Through his two decades of experience in the financial sector, Craig has es...

What is your biggest challenge/problem with money? We’re celebrating 50 episodes!! And top 10% of all podcasts globally! I chose the number 5 in celebration of today’s episode. 5 things I wish my younger self knew and the beginning of my finance journey  AND  5 pieces of advice for listeners to take action with today GIVEAWAY: I am giving away one spot to my 4-month signature program, the Financia...

What is your biggest challenge/problem with money? Today’s episode is all about Financial Literacy! Financial literacy is the combined knowledge and skills required to make responsible and informed financial decisions that contribute to a sense of financial security and well-being. Knowledge of financial concepts like saving, investing, spending and borrowing is the foundation of financial literac...