Wealth Para Todos: Financial Security through Self-Care

In this episode of Wealth Para Todos, host Rita Soledad Fernandez Paulino addresses how to decide when to invest in personal development, considering limited cash flow, responsibilities, and systemic pressures. They share their journey from being a public school math teacher in New York City to becoming a successful entrepreneur, detailing the free resources and low-cost strategies they used...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino addresses a listener's question about how to convert a traditional 401k to a Roth 401k. Soledad explains the basics of traditional and Roth retirement accounts, including their pros and cons, tax implications, and strategic planning for conversions. The episode also emphasizes the importance of financial literacy and of...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, emphasizes the importance of mid-year financial check-ins for business owners, particularly for Black, Indigenous, people of color, women, and LGBTQ+ individuals. Soledad discusses their own journey in establishing Wealth Para Todos, LLC, and shares their experiences with...

In this episode of Wealth Para Todos, hosted by Rita-Soledad Fernandez Paulino, learn the importance and benefits of conducting a mid-year financial check-in. Soledad, a queer Mexican-American money and self-care coach, guides listeners through 15 compelling reasons to take stock of their finances mid-year. These reasons include reviewing income, savings, and debt payoff plans, reconnecting with f...

In this episode, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, discusses the importance of understanding one's relationship with debt to ensure financial wellness.  They introduce three debt personalities: 'No Debt Noa,' who avoids debt at all costs; 'Swipe Now Sammy,' who uses debt without a clear plan; and the ideal, 'Leveraging Luna,' who use...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino addresses D.I.V.E.R.S.E. self-care strategies to maintain resilience and well-being amidst ICE raids and systemic inequities. Originally planned to discuss leveraging debt, the episode shifts focus to help BIPoC, women, and LGBTQ+ individuals manage financial and emotional challenges during crises. Rita-Soledad shares person...

In this episode, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, shares their journey from financial insecurity to pursuing early retirement. They discuss stages nine and ten of financial security, the importance of creating financial flexibility, and how to balance the pursuit of financial independence with living a joyful and fulfilling life.  Soleda...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, guides listeners through the transition from Stage 7 to Stage 8 of financial security. Soledad explains the importance of building a three to six-month emergency fund, eliminating high-interest debt, and increasing retirement contributions to 15%. The episode addresses com...

Link to Apply to Work 1:1 with Soledad  Join host Rita-Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, as they guide BIPOC, women, and LGBTQ+ listeners through stage seven of financial security. This episode addresses the emotional complexities of reaching financial milestones, the strategic trade-offs between debt payoff and investing, and the importa...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, guides viewers through the emotional and strategic aspects of paying off debt. Aimed at helping BIPOC, women, and LGBTQ+ communities, the episode emphasizes the importance of emotional readiness and self-trust in tackling debt. It provides actionable steps for prioritizing...

Link to Register for the Free Webinar  In this episode, Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, explains the importance of sinking funds for Black, Indigenous, People of Color (BIPOC), women, and LGBTQ+ communities aiming for early retirement without compromising wellness. The host announces a free webinar on May 13th and then dives into the concept...

In this episode, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, focuses on helping first-generation wealth builders achieve stage four of financial security which entails saving one month of expenses.   Soledad discusses overcoming guilt, fear, or shame around saving, developing key beliefs necessary for financial progress, identifying essential finan...

In this episode, host Rita-Soledad Fernandez Paulino discusses the importance of maintaining a checking account buffer as a form of financial self-care. They explain what a checking account buffer is, why it's crucial for financial wellness, and provides practical advice on how to create and maintain one—even for those with inconsistent incomes. Soledad shares their personal journey and offer...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino dives into the importance of dinero self-care for couples. They discuss how regular money dates can build financial trust, reduce anxiety, and enhance emotional intimacy. Soledad highlights the common challenges couples face in engaging in financial conversations and provides strategies to overcome them. They intro...

In this episode, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, delves into the concept of Dinero Self-Care and its importance for financial security, especially for Black, Indigenous, people of color, women, and LGBTQ+ communities. Soledad explains the 10 stages of financial security and highlights practical steps to enhance financial wellness without sac...

In this episode of Wealth Para Todos, host Rita Soledad Fernandez Paulino introduces the wealth building cycle, designed to help marginalized groups achieve financial security without compromising their wellness. The four essential components discussed are nurturing a positive money mindset, developing financial literacy, knowing your numbers, and increasing your income.  Soledad shares perso...

In this episode, host Rita-Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, shares a deeply personal account of navigating self-care and financial planning during a season of grief. Following the passing of her grandmother, Soledad departs from the planned topic of the wealth building cycle to discuss how they have adjusted their D.I.V.E.R.S.E. self-care routines...

In this episode of Wealth Para Todos, host Rita Soledad Fernandez Paulino, a queer Mexican American money and self-care coach, explores the deep connection between self-care and financial security. Stress and burnout can impede financial planning, making budgeting and saving difficult. Soledad introduces their concept of 'D.I.V.E.R.S.E. self-care,' an acronym for the seven types of self-care...

In this episode of Wealth Para Todos, Rita-Soledad Fernandez Paulino, a queer Mexican American money and self-care coach, addresses the struggle many face in sticking to their financial plans. Soledad shares insights from a follower's story of falling into debt despite taking significant steps to improve their finances and mental health. They discuss why hiding credit cards isn't a solut...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino shares their journey to achieving a significant investment milestone. Broadcasting from downtown LA, Soledad recounts their early struggles with budgeting after a medical leave and their husband's job loss, and how these challenges catalyzed their financial planning. The episode delves into their strategic steps to reach 100...

In this episode of Wealth Para Todos, host Rita Soledad Fernandez Paulino, a queer Mexican American money and self-care coach, shares their personal journey of achieving financial security. Focusing on the emotional and practical aspects, Soledad discusses her experience of saving $30,000 for an emergency fund, overcoming fears of investing to open a Roth IRA, and the importance of setting clear f...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino shares her personal journey from shame-based financial practices to a joy-filled and sustainable approach to wealth building. Soledad recounts her experience of paying off $23,000 of student loan debt in four months using a punishing internal dialogue fueled by shame, a mindset she later realized was harmful. She offers insi...

In this episode of Wealth Para Todos, host Soledad, a queer Mexican American money and self-care coach, dives into the common limiting beliefs many people, especially from marginalized communities, hold about money. Soledad shares personal stories and insights on how beliefs like 'some people are born with money,' 'avoid credit cards,' and 'trading time for money is the only way to earn' have shap...

In this episode, Soledad reflects on their journey from believing that saving $30,000 was impossible to now having $80,000 in savings, purchasing a million-dollar home with a significant down payment, and running a successful money and self-care business. The episode dives into the motivations and mission behind the Wealth Para Todos platform, emphasizing community support and self-care, and outli...

Do you dream of becoming work-optional—working because you want to, not because you have to? If financial security feels out of reach, amor, you’re in the right place. In this trailer, I’m introducing Wealth Para Todos , a podcast dedicated to helping BIPoC, women, and LGBTQ+ folks create financial plans to retire early—without sacrificing their wellness, even in a capitalist world. I’m your host,...