Wealth Para Todos: Financial Security through Self-Care

Sign-up for Roth IRA Office Hours  Book a 1:1 Coaching Discovery Call In this episode of Wealth Para Todos, host Rita Soledad Fernández Paulino offers invaluable insights for first gen wealth builders on how to navigate their employer retirement accounts. They share personal stories and essential tips to help listeners understand account access, plan options, contribution evaluation...

More Information About WPT Academy  In this episode, host Rita-Soledad Fernandez Paulino speaks with Ruby Oluoch , a creative public speaker and narrative strategist, about her experiences in coaching and financial management. Ruby shares her journey from feeling uncomfortable with a significant salary increase to developing financial systems and resilience through the Wealth Para Todos Acade...

Join the Wealth Para Todos Academy Waitlist  In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino is joined by Nathalia from @chapina.buildingwealth , a Guatemalan immigrant and first-generation wealth builder, who shares her journey of overcoming $18,000 in credit card debt and her transformation into a money coach. Nathalia discusses the pivotal role of self-care in her...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino breaks down the concept of financial capacity and its impact on relationships. They discuss why some individuals struggle to engage in financial planning and how chronic stress, money trauma, mental health, grief, shame, and overstimulation can affect one's capacity to handle financial matters.  Soledad provides practic...

Join the Wealth Para Todos Academy Waitlist  In this episode of Wealth Para Todos Podcast, host Rita-Soledad Fernandez Paulino delves into the intricacies of Index Universal Life Insurance (IUL) policies. Soledad explains what IULs are, why they are marketed as tax-free retirement solutions, and who they might be suitable for. They discuss the high fees, limited growth, and complexities invol...

Join the Wealth Para Todos Academy Waitlist: https://mail.wealthparatodos.com/wpta-waitlist-2025   Join Carla's Upcoming Webinar:  https://calendly.com/thefirstgencoach/get-a-raise   In this episode of the Wealth Para Todos podcast, host Rita-Soledad Fernandez Paulino interviews Carla Santamaria, a first-generation coach who shares her journey of overcoming wealth guilt and achievin...

Join the Wealth Para Todos Academy Waitlist  10 Stages of Financial Security Handout In this episode, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, explores how job loss, especially due to external factors like politics or policy, can severely disrupt one's financial security, identity, and nervous system.  Soledad focuses on the concept of mora...

Join the waitlist for Wealth Para Todos Academy  In this episode of the Wealth Para Todos podcast, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, addresses the complex and emotionally charged topic of planning for aging parents' retirement. Soledad delves into why first- and second-generation adults often bear the financial and emotional responsibilit...

Join the waitlist for Wealth Para Todos Academy  In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino discusses the common struggle among first-generation wealth builders of opting for cheaper, lower-quality items despite having the means to afford better options.  Soledad explores the psychological and emotional reasons behind this behavior, such as scarcity conditi...

Book a Discovery Call to Learn More About 1:1 Coaching w/Soledad Sign-up for Roth IRA Office Hours Follow me on Instagram Subscribe to my email list     In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, addresses a common listener query on how to integrate self-care into a full-time job. Key insights include set...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, addresses a listener's question about choosing a partner to build wealth with. Drawing from their personal experiences, including growing up with a financially independent single mom and her two marriages, Soledad explores the psychological and emotional facets of financia...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino shares their journey of building a six-figure business as a queer Mexican-American money and self-care coach. They discuss the challenges they faced in their first few years, including insecurities, marketing struggles, and mindset barriers. Soledad also outlines the strategies and frameworks they employed to consistent...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, discusses the inevitability of disappointment throughout the wealth-building journey. They explore how the feeling of disappointment can occur in various stages, such as nurturing a positive money mindset, developing financial literacy, knowing your numbers, and increasing...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, shares their detailed quarterly financial reflections for both personal and business finances. Soledad emphasizes the importance of regular financial check-ins and aligns financial goals with personal values. They discuss their income, mortgage, debts, and sinking funds, h...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, addresses the complexities of family planning and financial considerations. Inspired by a listener's question, Soledad shares their personal journey of becoming a parent, the financial challenges they faced, and the importance of community support. The episode covers the u...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, delves into the concept of scarcity wounds and their impact on financial wellness and self-care. Soledad explains the difference between real scarcity and internalized scarcity, and how both can coexist. They shares strategies for healing scarcity wounds through awareness,...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino discusses the concept of parentification and its impact on financial security. Parentification occurs when children take on adult responsibilities prematurely, either instrumentally or emotionally. The episode explores how this dynamic can both positively and negatively affect financial habits and attitudes in adulthood. Sol...

In this episode of Wealth Para Todos, host Rita Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, explains how negative thoughts about personal finance, termed 'Trickster Traitor Trash Thoughts,' hinder financial success. They share methods to identify these thoughts, understand their origins, and replace them with 'Playful Pleasant Pensamientos,' which encou...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, shares their experience of manifesting the purchase of their first home. They introduce the high vibe, high desire, high belief framework for manifestation, learned from their coach Dr. Norma Reyes. The episode delves into the importance of aligning emotions, desires, and...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino addresses the challenge first-generation wealth builders face in balancing family support with personal financial goals. Soledad introduces the concept of a 'Loved One Emergency Fund' as a solution to provide financial help to loved ones without jeopardizing one's own financial stability. The episode outlines the importance...

In this episode of Wealth Para Todos, host Rita-Soledad Fernández Paulino, a queer Mexican-American financial coach, addresses the complexities of money conversations beyond romantic partnerships. Soledad discusses their own mistakes, such as imposing financial advice and handing over money without boundaries, and shares successful strategies like creating a "Loved One Emergency Fund" and budgetin...

In this deeply personal episode of Wealth Para Todos, host Rita-Soledad Fernandez-Paulino, a queer Mexican-American money and self-care coach, explores the detrimental effects of hyper independence on financial security and overall wellness. Reflecting on their own life experiences, Soledad explains the distinction between hyper independence and interdependence and how the former can sabotage fina...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, explores the common feeling of guilt after spending money. They share personal experiences and provides actionable tips on defining what 'too much' means for you, setting realistic budgets, and collecting data to spend guilt-free. Soledad emphasizes the importance of plann...

In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino shares their P.A.I.D. off method to help Black, Indigenous, people of color, women, and LGBTQ+ folks confidently manage and pay off debt sustainably. Soledad emphasizes the importance of leveraging debt strategically without sacrificing wellness. The P.A.I.D. off method involves four key steps: Pulling your credit report, As...

In this episode of Wealth Para Todos, host Rita Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, discusses the crucial difference between reactive and proactive self-care. They explain how proactive self-care involves intentional, regular practices to promote wellness, whereas reactive self-care is often done out of desperation. The episode discusses the D.I.V.E....