Wealth Para Todos: Financial Security through Self-Care

Can you pay off debt without shame, burnout, or sacrificing your wellness? In this episode of the Wealth Para Todos Podcast, host Rita Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, explores the emotional side of debt and explains why debt itself isn't usually the problem—our relationship with debt is. Drawing from their work coaching hundreds of first-g...

JOIN WPT ACADEMY TODAY! What does it take to become a homeowner in Southern California, eliminate high-interest debt, and build a business without sacrificing your wellness? In this episode of Wealth Para Todos, I sit down with Patricia Hernandez, a first-generation wealth builder, psychotherapist, business owner, homeowner, wife, mother, and daughter, to talk about the realities of building finan...

Register for My Free Webinar on 6/22/26 Can you support the people you love without sacrificing your dreams? If you're a first-generation wealth builder, caregiver, eldest daughter, child of immigrants, or someone who tends to put everyone else's needs before your own, this episode is for you. In this episode of the Wealth Para Todos Podcast, host Rita Soledad Fernandez Paulino (Soledad, they/them...

Register for My Free Webinar on 6/22/26 What does it look like to pursue financial independence when no one in your family has ever had the option to stop working? In this episode, I sit down with my client Lupe, a DACA recipient, eldest daughter, child of farm workers, and member of Wealth Para Todos Academy. We talk about the tension many first-generation wealth builders face between survival, g...

  Register for My Free Webinar on 6/22/26 In this episode of the Wealth Para Todos Podcast, host Rita-Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, interviews therapist Brenda Melgoza, founder of Yolotli Counseling in Southern California. Brenda specializes in supporting BIPOC young professionals, children of immigrants, and first-generation colleg...

Register for My Free Webinar on 6/22/26 In this episode of the Wealth Para Todos Podcast, host Rita-Soledad Fernández Paulino (Soledad; they/them), a queer Mexican-American money and self-care coach, interviews their "twin sister"—a lifelong best friend and self-employed hairdresser who grew her investments from $0 to $100,000 in just five years. As the daughter of Guatemalan immigrants and the fi...

Register for My Free Webinar on 6/22/26 Host Rita Soledad Fernández Paulino (Soledad; they/them), queer Mexican-American money and self-care coach and host of the Wealth Para Todos Podcast, shares their personal journey with minimalism, intentional spending, and consuming less as a first-gen wealth builder. In this episode, Soledad opens up about growing up with limited resources, becoming a heavy...

Host Rita Soledad Fernández Paulino (Soledad; they/them), a queer Mexican-American money and self-care coach, breaks down why so many first-gen wealth builders struggle to save more than $25,000 and how this savings goal can create greater financial security, flexibility, and peace of mind. Soledad explains how building a checking account buffer (“new zero”), a three-month emergency fund, and sink...

In this episode of Wealth Para Todos , host Rita Soledad Fernández Paulino—a queer Mexican-American money and self-care coach—breaks down how to navigate financial differences in relationships, especially when one partner is a saver (frugal planner) and the other is a spender (present-focused). If you’ve ever argued with your partner about money, budgeting, or spending habits, this episode will he...

If you’ve ever thought, “I know what I need to do with my money… I just don’t have the energy,” this episode is for you. Host Rita Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, breaks down why feeling overwhelmed at home makes it harder to manage your dinero, follow through on financial goals, and increase your income. In this episode, Soledad explains...

In this episode, Rita-Soledad Fernandez Paulino (Soledad; they/them), a queer Mexican-American money and self-care coach, breaks down exactly what to review during a weekly money check-in so you can finally follow your budget and feel more in control of your dinero. If you’ve ever created a budget but struggled to stick to it, this episode will show you why weekly money dates—not monthly check-ins...

Episode Summary Host Rita-Soledad Fernández Paulino (Soledad; they/them), a queer Mexican-American money and self-care coach, explores how divorce can fundamentally change your relationship with dinero—even when your finances look “fine” on paper. In this episode, Soledad explains why money can suddenly feel heavier, more emotional, or harder to manage after a divorce. They break down how identity...

Book a Discovery Call for 1:1 Coaching Sign-up for Roth IRA Office Hours  In this episode, Rita-Soledad Fernandez Paulino (Soledad; they/them), a queer Mexican-American money and self-care coach, breaks down how first-gen wealth builders can handle a large sum of money—from an inheritance, lawsuit, divorce, settlement, or house sale—without feeling overwhelmed or making reactive decisions. So...

Book a Discovery Call for 1:1 Coaching Sign-up for Roth IRA Office Hours  In this episode, Rita-Soledad Fernandez Paulino (Soledad; they/them), a queer Mexican-American money and self-care coach, breaks down why lending money to loved ones often leads to resentment, false hope, and financial stress—especially for first- and second-generation wealth builders. If you were raised to believe “if...

Feeling overwhelmed, stuck, or like you keep overthinking your next move with money, career, or business? In this episode, host Rita-Soledad Fernandez Paulino (they/them) —a queer Mexican-American money and self-care coach—breaks down one of the most important concepts for building wealth without burnout: the difference between present problems vs. possible problems . You’ll learn why so much of y...

Join the Waitlist for WPT Academy  Sign-up for Roth IRA Office Hours  In this episode of Wealth Para Todos , host Rita-Soledad Fernandez Paulino (Soledad, they/them) —a queer Mexican-American money and self-care coach—walks you through how to financially and emotionally prepare for moving far away . Whether you’re moving out of state or leaving the country, this episode will help you cre...

Join the Waitlist for WPT Academy  Sign-up for Roth IRA Office Hours  In this deeply personal episode of Wealth Para Todos , host Rita-Soledad Fernandez Paulino (Soledad; they/them) — a queer Mexican-American money and self-care coach — shares a real-life update about navigating grief, health challenges, and political stress while continuing to build wealth. This episode was originally s...

  Sign-up for Roth IRA Office Hours  Join the Waitlist for WPT Academy  Rita-Soledad Fernandez Paulino (they/them), a queer Mexican-American money and self-care coach and former public school math teacher, explains student loan forgiveness options for educators and how choosing the wrong program can cost time and money. They define Teacher Loan Forgiveness (up to $17,500 for highly...

  Sign-up for Roth IRA Office Hours  Join the Waitlist for WPT Academy  What should you do when your minimum debt payments are so high you can’t save, invest, or even cover basic needs without using more credit? In this compassionate, judgment-free episode, Rita-Soledad Fernández Paulino (they/them), queer Mexican-American money and self-care coach and host of the Wealth Para Todos...

Sign-up for Roth IRA Office Hours  Book a 1:1 Coaching Discovery Call Taxes don’t just happen once a year — they shape your paycheck, side hustle income, investments, benefits, and long-term wealth. In this beginner-friendly episode, Rita-Soledad Fernández Paulino (they/them), queer Mexican-American money and self-care coach and founder of Wealth Para Todos, breaks down how taxes actually wor...

Sign-up for Roth IRA Office Hours  Book a 1:1 Coaching Discovery Call In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, addresses the complexities of handling rapid business growth and financial expansion. Inspired by a coaching call with a client in an 'expansion season,' Soledad offers insights into how to launch i...

Sign-up for Roth IRA Office Hours  Book a 1:1 Coaching Discovery Call In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, addresses a listener's question about the best investment accounts for children, including 529 plans, UGMA, and UTMA accounts. They emphasize the importance of first ensuring personal financial stab...

Sign-up for Roth IRA Office Hours  Book a 1:1 Coaching Discovery Call In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino, a queer Mexican-American money and self-care coach, discusses how Black, Indigenous people of color, women, and LGBTQ+ folks can build a financial plan to retire early without compromising their well-being. They introduce the concept of 'financi...

Sign-up for Roth IRA Office Hours  Book a 1:1 Coaching Discovery Call In this episode of Wealth Para Todos , host Rita-Soledad Fernández Paulino sits down with longtime client and friend Erika Padilla , founder of Vive Poderosa , to share a grounded and powerful story of rebuilding financial security as an immigrant single mom. Erika shares what it was like immigrating from Mexico to Los Ange...

Sign-up for Roth IRA Office Hours  Book a 1:1 Coaching Discovery Call Soledad's Rent the Runway Referral Link  In this episode of Wealth Para Todos, host Rita-Soledad Fernandez Paulino shares their journey of renting clothes since 2017. As a money and self-care coach dedicated to helping marginalized communities, they discuss the financial and emotional benefits of renting clothes, parti...