Wealth Para Todos: Financial Security through Self-Care

How do you save for retirement when your family and community need support today? And what do you do when you’re unsure whether the places you put your money align with your values? On this episode of Wealth Para Todos , Rita Soledad Fernández Paulino talks with Diana Zuniga, founder of Tres Lunas Consulting, former Wealth Para Todos coaching client, and Soledad’s curandera. After leaving a steady...

Can you make six figures in your business and still feel financially insecure? Absolutely. And sometimes, the pressure you're using to make more money is the very thing preventing you from enjoying your financial success. In this episode of Wealth Para Todos , host Rita Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, shares how they built their first six-...

Can you grow a successful side business while working a full-time job, raising a family, and still having time to enjoy your life? In this episode of Wealth Para Todos , money and self-care coach Rita Soledad Fernández Paulino welcomes back Natalia, a senior paralegal, financial coach, wife, and mom who is building a business alongside her 9-to-5 without sacrificing her wellness. Natalia loves her...

What happens when you build a six-figure business but barely pay yourself? In my first year running Wealth Para Todos, I generated $100,000 in revenue in approximately 10 months. But despite making six figures, I only paid myself about $10,500. Five years later, I've learned that building a profitable business and increasing your financial security requires more than making more money. In this epi...

What do Federal Reserve interest rate changes mean for your mortgage, credit cards, and savings—and how can you prepare your finances? In this episode of the Wealth Para Todos Podcast , money and self-care coach Rita Soledad Fernández Paulino (they/them) explains why the Fed raises, lowers, or holds interest rates and how those decisions affect everyday borrowing and saving. Requested by a client,...

How can you build financial security as a stay-at-home mom when you’re not currently earning a paycheck? In this episode of Wealth Para Todos , host Rita Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, talks with Wealth Para Todos Academy member Violeta Garcia about managing money, investing for retirement, and building financial security as a stay-at-hom...

You bought the house you worked so hard for. So why do you feel less financially secure? In this episode of Wealth Para Todos , host Rita Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, shares what happened after they bought a $1.1 million fixer-upper in California. Before the purchase, Soledad was debt-free, at stage nine of financial security, and inves...

How do you choose a financial professional—and what does the title “financial advisor” actually mean? In this episode, Rita Soledad Fernández Paulino, founder of Wealth Para Todos, explains how to find and vet a financial advisor as a first-gen wealth builder. They break down the differences between brokers, investment advisers, Certified Financial Planner™ professionals, and money coaches so you...

What if self-care wasn’t just something you turned to when you were already overwhelmed? For years, I practiced mostly reactive self-care. I waited until my house was intolerably messy to clean it, until my body hurt to get a massage, until my marriage was struggling to communicate my needs, and until I was worried about my spending to pay attention to my dinero. Con tiempo, I realized I didn’t wa...

Tracking your expenses can help you understand where your money is going, create a realistic budget, and determine how much money you have available to save, invest, pay off debt, and reach your financial goals. But does tracking every expense actually help? How long should you track your spending? And can tracking your expenses help you plan for unexpected expenses? In this episode of Wealth Para...

[Wealth Para Todos Academy opens for enrollment September 15.  If you want me as your money and self-care coach for the next 12 months, sign up for my free webinar,  How to Stop Starting Over ,  right here. ] Can you make more money without working more or sacrificing your wellness? In this episode of the Wealth Para Todos Podcast, host Rita Soledad Fernández Paulino (they/them), a...

Want to start a business or leave your 9-to-5, but feel terrified of putting yourself out there? You might already have valuable skills, years of professional experience, and an idea of the work you want to do—but starting a business requires you to do something that can feel incredibly vulnerable: let people see you. In this episode of Wealth Para Todos , I’m talking with Nicole Valenzuela, a que...

Why is talking about money so hard—even when you make good money? If you struggle with money anxiety, financial shame, asking for help, setting financial boundaries with family, or admitting when you don't know what to do with your money, emotional intimacy may be part of what's missing. In this episode of the Wealth Para Todos Podcast , host Rita Soledad Fernández Paulino (they/them), a queer Mex...

Are you tired of overspending and feeling like you've failed your budget?   In this episode of Wealth Para Todos , Rita Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, shares why budgets aren't meant to be perfect —they're meant to help you adapt to real life. If you've ever wondered how to recover after overspending without giving up on your financi...

In this episode of Wealth Para Todos , Rita Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, explains why the way you increase your income matters just as much as how much you earn.   If you're an ambitious first- or second-generation professional who's tired of hustle culture, burnout, or feeling like you have to shame yourself into taking action, th...

Why do so many high achievers still feel financially stuck, even after building a successful career?   In this episode of the Wealth Para Todos Podcast , Rita Soledad Fernández Paulino explains why career success and wealth building are two completely different skill sets . If you're a first- or second-generation professional , you've likely mastered the habits that earn promotions, raises, a...

  Why do so many high-income professionals still feel broke? Why doesn't making six figures automatically create financial security? In this episode of Wealth Para Todos , money and self-care coach Rita Soledad Fernández Paulino explains why so many first- and second-generation professionals earn more money than their parents ever did but still feel financially behind. You'll learn why earnin...

Why do so many ambitious first- and second-generation wealth builders dream smaller than they truly want?   In this episode, Rita Soledad Fernández Paulino shares a powerful coaching story that reveals why the biggest obstacle isn't fear of failure—it's fear of disappointment. You'll learn why your nervous system may have learned that wanting something is dangerous, how childhood experiences...

Can you pay off debt without shame, burnout, or sacrificing your wellness? In this episode of the Wealth Para Todos Podcast, host Rita Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, explores the emotional side of debt and explains why debt itself isn't usually the problem—our relationship with debt is. Drawing from their work coaching hundreds of first-g...

JOIN WPT ACADEMY TODAY! What does it take to become a homeowner in Southern California, eliminate high-interest debt, and build a business without sacrificing your wellness? In this episode of Wealth Para Todos, I sit down with Patricia Hernandez, a first-generation wealth builder, psychotherapist, business owner, homeowner, wife, mother, and daughter, to talk about the realities of building finan...

Register for My Free Webinar on 6/22/26 Can you support the people you love without sacrificing your dreams? If you're a first-generation wealth builder, caregiver, eldest daughter, child of immigrants, or someone who tends to put everyone else's needs before your own, this episode is for you. In this episode of the Wealth Para Todos Podcast, host Rita Soledad Fernandez Paulino (Soledad, they/them...

Register for My Free Webinar on 6/22/26 What does it look like to pursue financial independence when no one in your family has ever had the option to stop working? In this episode, I sit down with my client Lupe, a DACA recipient, eldest daughter, child of farm workers, and member of Wealth Para Todos Academy. We talk about the tension many first-generation wealth builders face between survival, g...

  Register for My Free Webinar on 6/22/26 In this episode of the Wealth Para Todos Podcast, host Rita-Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, interviews therapist Brenda Melgoza, founder of Yolotli Counseling in Southern California. Brenda specializes in supporting BIPOC young professionals, children of immigrants, and first-generation colleg...

Register for My Free Webinar on 6/22/26 In this episode of the Wealth Para Todos Podcast, host Rita-Soledad Fernández Paulino (Soledad; they/them), a queer Mexican-American money and self-care coach, interviews their "twin sister"—a lifelong best friend and self-employed hairdresser who grew her investments from $0 to $100,000 in just five years. As the daughter of Guatemalan immigrants and the fi...

Register for My Free Webinar on 6/22/26 Host Rita Soledad Fernández Paulino (Soledad; they/them), queer Mexican-American money and self-care coach and host of the Wealth Para Todos Podcast, shares their personal journey with minimalism, intentional spending, and consuming less as a first-gen wealth builder. In this episode, Soledad opens up about growing up with limited resources, becoming a heavy...