Truth in Lending

Grab your correction tape and get ready to photoshop your way through the next forty minutes because today is all about loan fraud. No, not how to commit loan fraud you silly pirates. How to identify loan fraud and what you can do about it. Joining us in the studio for this hot topic is the sultan of CE, Mr. Ken Perry!

For over three years now Americans have gotten to ignore that pesky bill from student loans, but Uncle Sam is knocking on the door in October. In this episode we're diving deep into all things student loans and how Genene White with My LoanSense can help your clients despite the lingering student loans.

Love is in the air today, no it's not Valentine's Day, but today is still all about relationships. That's right, even in the wide world of mortgage and real estate, relationships do matter. Cupid's arrow has pierced even our cold black hearts today. Get ready for a deep dive into life balance, navigating personal relationships, when to fire a client or realtor, and how to love your...

Is digital content the secret to spring boarding your business? And what's the trick to successfully building your online brand? After sitting with some of the best marketing genius' and real estate professionals at the Forward Event in Vegas, Katie has a lot of tips, tricks, and encouragement to share.

Is it too late to get in the STR game? Or is it just hullabaloo? Tune in to find out why we're not racing out to buy a short-term rental anytime soon and some valuable insight for borrowers comparing STR's and second homes in today's market.

Grab a bucket of nails and turn up the volume because today we are continuing to build the future. Lindsay Klaassen, Regional Sales Manager for New Home Star Oregon and Hayden Homes, joined us in the studio to answer some pretty big questions in the new construction world. What are builders doing to combat housing shortages? Are builder incentives still a thing? And how have builders been able to...

Welcome to the Truth in Lending Happy Hour! An abbreviated version of our typical podcast episodes. Today we thought we'd bring you the mortgage and real estate news that will put a smile on your face. So, pour a tall glass of Kool-Aid, sit back, and show off those pearly whites for the next fifteen minutes.

Grab a hammer and turn up the volume because today we are building the future with the president of Pahlisch Homes, Dan Pahlisch. We're talking all things new construction in the 2023 housing market from builder profitability, permits, inventory & housing shortages to the skinny on builders and their preferred lenders.

On today's show we're asking ourselves, have we become numb to this new market reality? We're all feeling pretty numb to the new articles, information, rate hikes, and rate improvements. Mortgage loan application volumes have decreased for the third straight week and national home prices continue to increase due to inventory shortages. What does the future hold and what can we do in th...

Thanks for tuning into Truth in Lending, the podcast for mortgage people, by mortgage people. Today we're introducing our newest member of the Truth in Lending family, Greg Jackson and learning what irks Randy's potato along with pet peeves we all experience in lending and real estate.

We're back! Thanks for joining us for season three of Truth in Lending, the podcast for mortgage people, by mortgage people. After a couple months off, we've got the lights on and this time somebody is home. Today is May 10th, the long awaited day predicted by the infamous Barry Habib to be when rates would finally drop. Sorry Barry, as much as we'd like to this to be the case, we'...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. On this week's episode, Tammy Golden of Arch Mortgage Insurance joined us in the studio to bust out some mortgage insurance myths and provide some insight to help you better serve your clients. What are the factors for how much the fee will be? How can I get rid of...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Get your pen and paper ready, it’s a podcast takeover today with industry experts Founder & CEO of MBS Live, Matt Graham alongside former Global Head of Mortgages and ABS at Refinitiv and MBS Live Co-Founder, Adam Quinones. Matt and Adam dove deep into all...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Get ready to learn all about the Home Energy Score; what you need to know, and how it can impact your business. Local home inspector and owner of Porchlight Home Inspection, John Schwencke, joined us in the studio to dive into the ins and outs on what has been a co...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Today is all about appraisals and we have a very special guest in the studio with us today. Local appraiser Jeff Schluter is here to answer all of our questions about appraisals and believe me, we have a lot of questions. Tune in for a discussion with Randy on the...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Today the CE legend himself, the one and only Ken Perry, joined us to provide some insight as to how he was able to pivot from a top producing loan originator to creating the mortgage education empire we all know today as the Knowledge Coop. Tune in to find out why...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Holy Loan Level Price Adjustments Batman! Fannie & Freddie have decided to make it a bit more expensive for some and cheaper for others that are looking to get a mortgage in 2023. What will this means for your borrowers? Who will it benefit and who is better of...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. It’s a brand new year full of surprises including our surprise guest Heather Lowrie from Pahlisch Homes who joined us in the studio to talk all things new construction. Will we see builders get out of the business or see companies merging? Inventory continues to be...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. It’s the end of the year and we can’t wait to say goodbye to 2022! It has been a year of ups and downs for a lot of us. Tune into this week's episode for the highs and lows of the last year, some of our favorite and not-so-favorite changes, and our predictions for...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On this week's episode we are joined by Jacob Fain w/ Morgan Stanley as he helps us connect the dots between different markets. How does CPI and the Fed Rate decision affect the financial advising side of things? How do loans work against my assets? A...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. Today we have James Fleming with Payne West to answer all of our questions about insurance. Why do we need it? What is and isn't covered for homeowners? and does bundling really save?  Holidays are also just around the corner! What are you d...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. Today we are talking all things first time home buyers, low income loans and down payment assistance. Tune in for an episode packed with tips and tricks for first time home buyers and special loan programs.  Randy Vance NMLS 1455628, Hixon Mortga...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. Today we are saluting our men and women who have served, or are currently serving in America’s military. Thank you for your service and your sacrifice. Tune in for a little Veteran's day history and a lot of talk about the VA loan and how those of us...

We're back for season two! Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. It has been nearly two months since our last show and boy have there been some interesting things going on… rates hit and passed 7%, layoffs in the industry, and the great mortgage migration, and as always don't miss the Tru...

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. It's our season finale ladies and germs and today we are saluting our heroes. Jenna Jacobsen with Nine-Bark Real Estate joined us in studio to talk all things Homes 4 Heroes and what the program can do for your business as well as how you can help you...