Randy Vance

Truth in Lending

Business EN ↓ 84 episodes

Your one stop mortgage podcast, written for loan people, by loan people. Each week we bring you important market updates, industry professional opinions, and local real estate trends. If you're a mortgage loan officer or real estate professional seeking ways to expand your business and wanting to take a deep dive into the mortgage world, you're in the right place. Grab a pen and paper and enjoy the show! Randy Vance NMLS- 1455628 | Hixon Lending DBA APMC NMLS 1850Katie Pelchar NMLS- 1588514 | Loan Depot NMLS- 174457Greg Jackson | Global Real Estate Advisor

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Author

Randy Vance

Category

Business

Podcast website

podcasters.spotify.com

Latest episode

Nov 6, 2024

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Episodes

The Fed is Freezing the Housing Market 01.09.2022

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week, the Fed is turning down the heat on the housing market and rates keep climbing. With so much doom and gloom lately Katie touches on some different ideas or strategies to make sure that you don’t bring that doom and gloom ‘vibe’, ‘aura’, or...

Investors Dominating the Market 23.08.2022

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week, average rates are up three-quarters since our show 20 days ago which has Randy up to his usual tricks, buying high and selling low! Katie has some good intel on what the Inflation Reduction Act means and Joeie shares and interesting insight...

Big Hitting - How to Thrive in a Shifting Market w/ Sam Real 03.08.2022

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week, Global Real Estate Advisor Sam Real joined us in the studio to talk about how to thrive in a shifting market and what it is like to be an industry leader in multiple markets. How did he successfully build his business and continue to grow w...

WTF? (What the Fed) 26.07.2022

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week we're all saying three words... What The Fed? We’re one day away from the Fed’s 3rd rate hike of the year and we’re all on pins and needles here at Zoom Town. Will the Fed raise BPS by 75 or 100? And is inflation ever going to cool off?...

It's All About the Numbers w/ Matt Graham 18.07.2022

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. It's time to get out your abacus because today's show is all about the numbers! Special guest, founder and CEO of MBS live Matt Graham, joined us in studio to dive into what is impacting the market, how to read it, technical recessions vs. financial c...

Getting Comfortable in the Chaos 29.06.2022

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, we're discussing why it's going to be a long hot summer. Is the fed's strategy working? What does the sideways movement mean for us? And as always, tune in for the Truth in Lending mortgage news! Randy Vance NMLS 1455628 | Synergy One...

Historical Optimism w/ Kent Neumann 24.06.2022

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, the power of positivity reigns supreme. How fast is too fast for rates to come down? What has history taught us about refi booms? How long will times be lean for? Tune in for a boost in serotonin and some valuable insight from Ke...

Lending in a College Town w/ Van Melick 15.06.2022

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, we're getting into the nitty gritty of lending in a college town with Sr. Mortgage Specialist Van Melick of Directors Mortgage. As rates continue to climb, tune in to find out why it's not all doom and gloom.  Randy Vance NMLS 14...

Reducing your Borrowers' Monthly Mortgage Payments 09.06.2022

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending ! The podcast for mortgage professionals, by mortgage professionals. On today’s show, get off the couch and go for a hike, a rate hike that is! Hikes in interest rates, gas prices, and inflation are leading to a slow down in the market. While it seems as if everything just keeps going up, tune in to learn some strateg...

Hunger Pains 31.05.2022

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending ! The podcast for mortgage professionals, by mortgage professionals. On today’s show, investors are hungry and so are you! Past loan programs are making a comeback and new creative financing options abound. All of this and a bag of chips! Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender....

Roller Coasters & Horror Stories 19.05.2022

You're listening to Truth in Lending, a podcast for mortgage professionals, by mortgage professionals. On today's episode we dove into a discussion on the roller coaster ride we’ve all been on since the start of the year. Is this brief respite going to last, or are we just in the middle of the ride? We also shared some of your best borrower horror stories. Late night phone calls, middle of the nig...

Wallets are Tightening 13.05.2022

You're listening to Truth in Lending, a podcast for mortgage professionals, by mortgage professionals. On today's episode we found out why middle class wallets are tightening, the history of the mortgage, more on recessions, and the good ole' American Dream. It's not all doom and gloom... or is it?  Don't forget to send in your borrower horror stories to truthinlendingpodcast@gmail.com ! Rand...

Falling Prices AND Falling Rates? Maybe 28.04.2022

You're listening to Truth in Lending, a podcast for mortgage professionals, by mortgage professionals. On today’s show, were discussing home prices, the effect on new construction, and can a bargain for the buyer be found? Are we finally headed towards a buyers market? Tune in to find out!  Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender. Katie Pelchar NMLS 158...

Intro Episode - Truth in Lending 26.04.2022

Welcome to the first episode of The Truth in Lending Podcast, a podcast for mortgage professionals, by mortgage professionals. On this week's episode we dive into the questions on everyone's mind with the recent changes in the market; Are we near the bubble? How high will interest rates go? And what are some pivot points? If you're interested in the future of the market, this is an episode you're...

Estate Planning... What the Trust? 21.12.2021

You're listening to the final episode of Money Minded. This week we're diving deep into the topic of Estate Planning! Matthew Mohill esquire joined us in the studio to talk about why creating a Trust and planning your estate NOW might just be the most important thing you do for you and your family. The word of the day is Estate and as always tune in for your Central Oregon Mortgage and Real Estate...

So, You Want to be a Loan Officer? Part III 10.12.2021

On this week's episode of Money Minded we're tackling part three of our five part mini series, So, you want to be a Loan Officer? If you answered that question with a yes, or even a maybe, you’re in luck! Our special guests, Jake Murray and Ian Miller of Directors Mortgage, are kicking off the show by discussing the growing pains of entering the mortgage industry. As a rookie and 2nd year loa...

So, You Want to be a Loan Officer? Part II 24.11.2021

On this week's episode of Money Minded we're tackling part two of our five part mini series, So, you want to be a Loan Officer? If you answered that question with a yes, or even a maybe, you’re in luck !  Our guest Katie Pelchar with Loan Depot is paving the way for this next generation of loan originators and packed this episode full of advice for those who are considering entering the mortg...

So, You Want to be a Loan Officer? Part I 17.11.2021

On this week's episode of Money Minded we're diving in to a new five part series, 'So, You Want to be a Loan Officer? If you answered that question with a yes, or even a maybe, you’re in luck! Kicking it off this week Kent Neumann with Canopy Mortgage, who has been doing this since the Dead Sea was still alive and well, joined us in the studio to discuss the pros and cons of the mortgage industry,...

What to Expect in the Market this Winter 10.11.2021

On this week's episode of Money Minded longtime colleague and friend Matt Gilman of the Junipine Group at Windermere Real Estate joined us in the studio to tell us how to best prepare as both a seller and a buyer in today's real estate market. How does winter effect the market and how should you prepare? Listen in for some great nuggets of knowledge and as a bonus some insight into the world of pi...

The Elephant in the Room, Is Capitalism the Answer? 02.11.2021

On this week's episode of Money Minded Comedian and Anti-Capitalist Leroy Firwood joined us in the studio for a lot of laughs, an insight into bus life, and a thrilling discussion on capitalism in America today. RENT is the word of the day, rates are not only on the rise and we're at near historical occupancy- what's next? And as always, tune in for you Central Oregon Mortgage News and Real Estate...

Nerd Day with a CPA 2.0 08.10.2021

Season Two is in full swing and have we got a great show for you! We're bringing back one of our favorite episodes, Nerd Day with a CPA 2.0! Joining us for Nerd Day is the only and only Lance Brant with Capstone CPA's. The word of the day is Taxes and as always this episode will keep you updated on the most recent Central Oregon real estate market and mortgage news. Tune in to see what mortgage ra...

First Timers 31.08.2021

You’re listening to Money Minded, your Central Oregon Mortgage and Real Estate News Podcast. On today’s show we have the @oregonrealestatechick and @oregon_realestate_dude, Larissa & Kevin Darcy with Engel Volkers Real Estate. It’s the First Time Homebuyer Special! The four-letter word today is Turn. And as always tune in for your Central Oregon Mortgage & Real Estate News. This show is al...

Risk vs. Reward, Wealth Building, and a Little Coin 14.07.2021

Tune in to this week's episode of Money Minded, the season one finale, to catch Financial Advisor Jacob Fain of Morgan Stanley discuss wealth building strategies, risk vs. reward, and the hottest investment trend on the market, crypto currency! COIN is the four-letter word, and as always stick around for your Central Oregon Real Estate Update and Mortgage News. 

So, What's the Deal With Lumber Costs? 28.06.2021

On this week's episode of Money Minded Neil Elshire with Shamrock Building Materials joined us to discuss the past, present, and future of lumber and steel costs in the U.S. The four letter word is FIRE. It's going to be a tough fire season in the Pacific Northwest this year, tune in to find out what that means for you as a homeowner!  And as always stick around for the Central Oregon Real Es...

Manufactured Homes on Land and a Shout Out to KP 11.06.2021

On today's episode of Money Minded Brad Driggers with Windermere Real Estate joined us to discuss the in's and out's of purchasing bare land, manufactured homes, and fishing habits. The four-letter word is CFPB and tune in to learn how to file a formal complaint. Ken Perry from the Knowledge Coop if you're listening, we love you.  And as always tune in for your CORE Market Update and West Coa...

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