The Vault with Financielle

Send us a text “There's no incentive to pay off your overdraft” - we discuss this controversial opinion then dive into our listener dilemmas: 💸 "What should I do with my bonus?” 💸 ”How do I get my husband to cover more on maternity leave?” Get honest, helpful money blogs at financielle.com 💖💸 🐝Thanks to our partner PensionBee . They’re a leading online pension provider on a mission...

Send us a text 💸 Welcome to *The Vault Unlocked* – the bonus series of *The Vault*. On this episode, we're putting our real life debt free journey heroes at the heart of the show - sharing their progress as they become debt free. Connect with our Partner 🫶 Protect yourself and loved ones with our friends at Lifesearch * The above is a tracked link, which tells our partners we sent you and m...

Send us a text In Episode 61 of The Vault, we discuss this week’s controversial opinion, “We NEED to break up with influencers”. We then dive into our listener dilemmas: 💸 "Should I be able to manage my money by now?” 💸 ”Buying alone or waiting for my partner” 🐝Thanks to our partner PensionBee . They’re a leading online pension provider on a mission to build pension confidence so that you...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. Today, we’re talking life admin, mortgage renewals, tracking your net worth and credit scores. Connect with our Partner 🫶 Protect yourself and loved ones with our friends at Lifesearch * The above is a tracked link, which tells our...

Send us a text We discuss this week’s controversial opinion, “Cash stuffing is SO outdated”, then dive into our listener dilemmas: 💸 "Is it better to overpay on your mortgage or save for a bigger deposit?” 💸 ”Am I allowed to take a break on my debt pay off journey?” 🐝Thanks to our partner PensionBee . They’re a leading online pension provider on a mission to build pension confidence so tha...

Send us a text 💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about. This week, we’re digging into the chaos Trump caused in the markets with his sudden tariff U-turn — and what it means for your investments, your retirement, and your next move. We’re answering: What actually is a tariff and why do they cause so mu...

Send us a text In Episode 59 of The Vault, we discuss this week’s controversial opinion, “You should NOT be exchanging money with children for doing chores”. We then dive into our listener dilemmas: 💸 "Holidays are the new car finance” 💸 ”Am I behind on my salary progression?” We celebrate a listener who feels on top of her finances for the first time ever! 🌟👏 She’s completely paid off he...

Send us a text 💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about. Today, we’re talking about money and neurodivergence. Whether you have ADHD, Autism, Dyslexia or another condition under the neurodiversity umbrella, managing money can feel overwhelming—but that doesn’t mean you can’t take control. 💪 From impuls...

Send us a text In Episode 58 of The Vault, we discuss this week’s controversial opinion, “We should be allowed to say no to hen dos with no issues". We then dive into our listener dilemmas: 💸 "How do I stop my sisters hen do from sending us into debt?” 💸 ”Should I keep my rental property or sell up?” We celebrate a listener who officially paid off her student loan in full and feels a m...

Send us a text *just a note - we had the video and some audio files error post filming so you may hear a couple of glitches - so it's not perfect but we still wanted you to have the episode so we put it out anyway. Team Financielle xxxx* 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. Toda...

Send us a text In Episode 57 of The Vault, we discuss this week’s controversial opinion, “It’s absolutely fine to take your children out of school to go on holiday”. We then dive into our listener dilemmas: 💸 "I feel like I’ve wasted my 20s and nearly my 30s” 💸 ”Do I help my boyfriend get rid of his debt?” We celebrate this incredible win! 🎉 After being screwed over by her ex and left with...

Send us a text 💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about. Today, we’re tackling debt shame—and how it might be holding you back. If you’ve ever felt guilty, embarrassed, or even paralysed by the thought of your debt, you’re not alone. But here’s the truth: guilt doesn’t create better money habits—taking...

Send us a text In Episode 56 of The Vault, we discuss this week’s controversial opinion, “The whole “personal finance is personal” thing is a cop-out — there are universal truths we should all follow”. We then dive into our listener dilemmas: 💸 "Should I disclose my net worth?” 💸 ”My kids are costing me the earth!” We celebrate a listener who for the first time EVER is ending the month with...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. Today, we’re tackling one of the UK’s biggest money obsessions: property investment. We’ve all heard that buying property is the ultimate way to build wealth—but is it really as easy (or profitable) as it seems? In this episode, we’...

Send us a text In Episode 55 of The Vault, we discuss this week’s controversial opinion, “We should be doing all of our spending on credit cards”. We then dive into our listener dilemmas: 💸 "I’m a London shopaholic in the trenches” 💸 ”I’m in student loan HELL” We celebrate a listener who, after just a few weeks with Financielle, has completely shifted her mindset! She’s gone from overspendi...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. Today, we’re doing something different: answering your questions. We get SO many DMs, emails, and comments, and this is our chance to break them down. No question is too big, too small, or too awkward. In this episode: 1️⃣ How do I...

Send us a text #AD We’ve got a special episode for you as part of our Legacy Week at Financielle. We’re encouraging you to get your protection life admin sorted. We’re talking wills, life insurance, critical illness cover, etc. Laura shares a difficult personal story about a dear friend, in the hope of inspiring some of the millions of people without a will to make one and ensure their wishes are...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. Today, we’re tackling a huge financial blind spot—protection. We all focus on making money, saving money, and investing money… but what about protecting it? Because the truth is, no matter how well you plan, life can throw curveball...

Send us a text In Episode 53 of The Vault, we discuss this week’s controversial opinion, “Savings accounts are a waste of time apart from to keep your emergency fund in”. We then dive into our listener dilemmas: 💸 "My flatmate’s girlfriend has overstepped” 💸 "I lost my job 2 days before starting, help!” We celebrate a listener who has paid off 3.5k in debt! 😲 More importantly, using t...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. Today, we’re doing something a little different. I want to answer your questions. We get SO many DMs, emails and comments from you all and this is our chance to dive deeper into the topics you care about most. No question is too big...

Send us a text In Episode 52 of The Vault, we discuss this week’s controversial opinion, “People are too obsessed with retirement” before diving into our listener dilemmas: 💸 "My car finance journey was NEARLY over” 💸 "Do I really need a financial advisor for my pension?” We celebrate a listener paying off her credit card, gaining confidence with her money and booking a dream trip to S...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast , where we deep dive into the big money topics no one wants to talk about. Today we’re getting into something that trips so many people up: managing your money when your income isn’t predictable. Whether you’re fully self-employed, freelancing on the side, or working on commission, this episode is for you...

Send us a text In Episode 51 of The Vault, we discuss this week’s controversial opinion, “Pink Tax isn’t real” before diving into our listener dilemmas: 💸 "Should I pay off my student loan or save for a house?” 💸 "Should I be paying towards my husband’s mortgage?” We celebrate a listener’s incredible win of paying off her £1039 credit card balance and committing to cancelling it for go...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast , where we deep dive into the big money topics no one wants to talk about. Today, we’re tackling impulse spending —because let’s be real, we’ve all been there. That late-night scroll, the dopamine rush of hitting “buy,” and the regret that follows when you check your bank balance. But impulse spending isn...

Send us a text In Episode 50 of The Vault, we discuss this week’s controversial opinion, “Valentine’s Day is a scam” before diving into our listener dilemmas: 💸 "Should we get married for practical reasons?” 💸 "We’re mortgage-free! What should we do with our new excess?” We celebrate a listener who can’t wait to create their budget with a mortgage payment, after buying her first house...