The Vault with Financielle

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. Today, we’re tackling **investing**—and no, it’s not just for the wealthy or finance experts. Investing is for everyone, no matter where you’re starting from, and today, we’re showing you how simple it can be. Here’s what we’re unlo...

Send us a text In Episode 49 of The Vault, we discuss this week’s controversial opinion, “Your 20s are NOT for building wealth, your 30s are” before diving into our listener dilemmas: 💸 "Should I give up on my early retirement dreams?” 💸 "I earn £180k but feel guilty spending” We celebrate a brilliant win from one of our community members! After using Monzo Flex for "cash flow pur...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. Today, we’re tackling net worth —and no, it’s not just for celebrities or the ultra-rich. Tracking your net worth is the ultimate financial move, no matter where you’re starting from, even if you’re in debt. Here’s what we’re unlock...

Send us a text In Episode 48 of The Vault, we discuss this week’s controversial opinion, “the 50/30/20 budgeting rule is bullshit” before diving into our listener dilemmas: 💸 "Do we have to downsize after our children have moved out?” 💸 "My brother in law won’t pay us back” We’re super excited for a community member who paid off her first credit card - £3924! 💸✨ On to the next one, y...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. In this episode, we’re tackling the topic of emergency funds —the ultimate financial safety net. We explore why so many people struggle to save, unpack the psychology behind spending vs. saving, and share actionable steps to build a...

Send us a text In Episode 47 of The Vault, we discuss this week’s controversial opinion, “Cutting back on friends’ celebrations is fine”, before diving into our listener dilemmas: 💸 "Should I prioritise my kids' savings or my pension?” 💸 "We’re in 60k debt, but my boyfriend won’t accept the money to clear it” We’re super excited about a big win! In just 6 months with Financielle,...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. In today’s episode, we’re diving into debt—the thing no one wants to talk about but so many of us face. Debt can feel like a quick fix, but over time, it starts to hold you back. Whether you’re in debt, working to get out, or celebr...

Send us a text In Episode 46 of The Vault, we discuss this week’s controversial opinion, “Playing the lottery is basically throwing money away”, before diving into our listener dilemmas: 💸 "Should my mum see a financial advisor?” 💸 "They promised me a pay rise, but I’m still being underpaid!” We’re excited to share an awesome community win: they’ve paid off their first debt! 🎉 By usin...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. Ever set money goals that feel impossible to stick to? In this episode, we dive into why money goals matter, how to create them the right way, and what it takes to stay motivated. Here’s what you’ll learn: Why clear money goals can...

Send us a text In Episode 45 of The Vault, we discuss this week’s controversial opinion, “You don’t need a high income to build wealth”, before diving into our listener dilemmas: 💸 "Stuck between paying off debt and starting a family” 💸 "He has a 'what's mine is mine' attitude” We celebrate an incredible community win: after just two years of using Financielle, one membe...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast , where we deep dive into the big money topics no one wants to talk about. Budgeting gets a bad rap—it’s seen as restrictive, boring, and only for those struggling financially. But what if budgeting could be the key to freedom, clarity, and progress? In this episode of The Vault Unlocked , we’re exploring...

Send us a text In Episode 44 of The Vault, we discuss this week’s controversial opinion, “New Year's resolutions never work”, before diving into our listener dilemmas: 💸 "I'm so overwhelmed with my debt - how do I turn it around this year?” 💸 "I can never stick to my New Year goals.” We celebrate some amazing wins from our community - we’re talking 🌟DEBT-FREE GIRLIES🌟, cred...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. Money is one of the biggest reasons couples argue—and even break up. But what if it didn’t have to be that way? What if managing money could bring you closer? In this episode of The Vault Unlocked, we’re diving into: - The top money...

Send us a text In Episode 43 of The Vault, we discuss this week’s controversial opinion, “Cutting out buying coffees won’t make you rich”, before diving into our listener dilemmas: 💸 “Paying double while building up sinking funds?” 💸 “Me and my husband had very different money upbringings” ✨EXCITING UPDATE ALERT ✨ We had a message from a listener who wrote a dilemma featured in Episode 26, “90...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. In today’s episode, I’m unpacking Buy Now Pay Later (BNPL) and its impact on consumerism. If you’re a fan, hear me out—at best, I may convince you not to use it; at worst, you’ll gain a full understanding of how BNPL can impact your...

Send us a text In Episode 42 of The Vault, we discuss this week’s controversial opinion, “Buy cheap, you buy twice”, before diving into our listener dilemmas: 💸 “The jump from managing money together to by myself” 💸 “I’ve fallen off the rails” We celebrate a listener who discovered an unexpected benefit of using Financielle - they have the financial freedom to make a career change and pursue a j...

Send us a text 💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about. In this kickoff episode, I’m sharing my story—the journey that led to the creation of Financielle. ✨ What to expect in this episode: My early dream of wealth, inspired by lottery fantasies and a “Richie Rich” mindset The reality of...

Send us a text In Episode 41 of The Vault, we discuss this week’s controversial opinion, “You shouldn’t have a personal trainer if you’re in debt”, before diving into our listener dilemmas: 💸 “Should I ditch luxuries while paying off debt?” 💸 “I feel so behind compared to my family and friends” We celebrate a listener who, after dealing with some serious debt and living paycheck to paycheck, has...

Send us a text In Episode 40 of The Vault, we discuss this week’s controversial opinion, "'Settling' for a stable job over pursuing a passion is a valid choice”, before diving into our listener dilemmas: 💸 “How should I be saving for my children’s futures?” 💸 “I’m scared to make a mistake with my husband’s life insurance pay out” We celebrate a listener who’s transformed their mon...

Send us a text Welcome to The Vault with Financielle. In Episode 39 of The Vault, we discuss this week’s controversial opinion, “Investing is gate-kept and purposely made confusing”, before diving into our listener dilemmas: “We want a wedding AND a house” 💍🏡 "I've been hiding £17,000 of debt since we started dating” 💸 We celebrate a listener who, despite being worried about telling t...

Send us a text In Episode 38 of The Vault, we discuss this week’s controversial opinion, “Money education should be taught in schools”, before diving into our listener dilemmas: “How do I escape car finance?” "Should I give up the opportunity for an interest free mortgage?” We celebrate a listener who, after two and a half years of hard work and switching careers, has finally paid off £13,000...

Send us a text Welcome to The Vault with Financielle.  In Episode 37 of The Vault, we discuss this week’s controversial opinion, “Luxury items are a waste of money unless they increase in value over time”, before diving into our listener dilemmas: “Is my housemate’s boyfriend freeloading?” "My whole life is about to change!” We celebrate a motivated Vault listener getting her money $h*t toget...

Send us a text Welcome to The Vault with Financielle. In Episode 36 of The Vault, we discuss this week’s controversial opinion, “9-5s don’t deserve the hate”, before diving into our listener dilemmas: “Should I lock in on my side hustle or start investing?” 📈 "How do I start over after my breakup?” 💪  We celebrate a listener becoming debt-free, starting her wedding sinking fund, and feeling...

Send us a text Welcome to The Vault with Financielle. In Episode 35 of The Vault, we discuss this week’s controversial opinion, “Everyone should elope”, before diving into our listener dilemmas: “Should I prioritise building wealth or invest ethically?” 📈 "How Do I Get My ADHD Wife on Board with Our Finances?” 💸 We celebrate a listener's incredible progress: since committing to the pla...

Send us a text Welcome to The Vault with Financielle. In Episode 34 of The Vault, we discuss this week’s controversial opinion, “Budgeting apps don’t work”, before diving into our listener dilemmas: “I can’t balance my budget with my social life” 🥂 “I’m obsessed with the idea of being debt free” 💸 We celebrate a listener who used her car maintenance sinking fund to dodge the stress of an unexpec...