Financielle

The Vault with Financielle

Society EN ↓ 158 episodes

Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.

Author

Financielle

Category

Society

Podcast website

www.financielle.com

Latest episode

Jul 9, 2026

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Episodes

”I’m £15k in Debt and Hiding It from My Husband” | The Vault Episode 80 03.09.2025

Send us a text Hello there! Here are the links to the episodes we mentioned: ✨ How to budget when you're self employed [ https://www.youtube.com/watch?v=fchAFlFJw4M&pp=ygUZZmluYW5jaWVsbGUgc2VsZiBlbXBsb3llZA%3D%3D ] ✨ Why you're overthinking pensions [ https://www.youtube.com/watch?v=gBDCDMzvwAI&pp=ygUTZmluYW5jaWVsbGUgcGVuc2lvbg%3D%3D ] 🍼 Also, as promised, the maternity leave...

“I Said Yes. He Still Asked My Husband.” | The Vault Episode 79 27.08.2025

Send us a text “You don’t need to send your child back to school with the latest gear” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Can You Bounce Back from a Credit Default? 💸 ”Builders will only listen to my husband” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone...

“Do I Stay in a Toxic Job for a Big Payoff?” | The Vault Episode 78 20.08.2025

Send us a text “The person who earns less shouldn’t automatically do more housework” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Do I Stay in a Toxic Job for a Big Payoff?” 💸 ”How much should I really have in my emergency savings?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 Yo...

“Am I being pushed into the family business?” | The Vault Episode 77 13.08.2025

Send us a text “You’re not entitled to someone else’s pension after divorce” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Is My Emergency Fund Just Wasting Away?” 💸 ”Am I being pushed into the family business?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figu...

“I Said I’d Help Plan the Hen Do, Not Pay for It” | The Vault Episode 76 06.08.2025

Send us a text “You’re allowed to pause your debt free journey for once in a lifetime experiences” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I’m jealous of people who get more help with their children” 💸 ”I Said I’d Help Plan the Hen Do, Not Pay for It” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [theva...

“I Panicked And Bought A House” | The Vault Episode 75 30.07.2025

Send us a text “Being financially dependent on ANYONE is risky” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I went into panic mode and purchased a new house” 💸 ”I Can’t Afford a Car Without Finance — What Should I Do?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alon...

"He Has No Savings, I Have £50k - Should We Still Buy a House Together?” | The Vault Episode 74 23.07.2025

Send us a text “Your parents should NEVER charge you rent” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Boyfriend doesn’t have a house deposit but I do” 💸 ”How Do I Help My Mum Without Taking Over?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this st...

“Why Can’t I Just Enjoy My Pay Rise?” | The Vault Episode 73 16.07.2025

Send us a text “Life events have gone too far” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I Got a Pay Rise and Now I Want a New Car… Help!” 💸 ”I’ve Saved £27k in My LISA… But Our House Budget Is Too High to Use It” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone i...

Save Money or Travel the World? | The Vault Episode 72 09.07.2025

Send us a text “Putting yourself last isn’t budgeting, it’s self neglect” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Should I buy my next car in cash or finance it?” 💸 ”Do I keep saving or go live my 20s?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figurin...

“I’m Great With Money… For 5 Days a Month” | The Vault Episode 71 02.07.2025

Send us a text “No one needs branded food. You’re paying for a logo, not better nutrition” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I’m great with money… for 5 days a month” 💸 ”I’m Doing Everything Right… So Why Am I Still Struggling?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.co...

Tips to Handle Money at Uni (Without the Stress) 30.06.2025

Send us a text #ad A special bonus episode, brought to you with our friends at Compare The Market 💙 We’re talking all things student money: relatable dilemmas, student money mistakes and wise words from the Financielle community.  Whether you’re a student or someone who supports one - this episode’s for you 🎓  “Living at home during uni is the smartest financial move – not a cop out” - we unpack...

If Your Partner Won’t Talk Money… RUN | The Vault Episode 70 25.06.2025

Send us a text “If your partner won’t talk money, run” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”How do we budget as a couple when one of us is neurodivergent?” 💸 ”Do I contribute to my friends wedding?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring...

Your First Month Without Credit: Survive + Thrive | The Vault Episode 69 18.06.2025

Send us a text “You don’t need a car upgrade when pregnant” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”First Month Without Credit — Please Send Help” 💸 ”I’ve worked so hard to get debt-free… now I’m scared of blowing my inheritance.” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌...

"I’m Earning More Than Ever… So Why Am I Still Broke?" | The Vault Episode 68 11.06.2025

Send us a text 🫢“Being obsessed with cutting costs is a waste of time and energy”  💸 ”I ruin my budget every time I go out” 💸 ”I’m earning more than ever… so why am I still broke?” ❤️ Ready to protect your future? Visit financielle.com/protection . 🐝Thanks to our partner PensionBee . They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happ...

UNLOCKED: Self-employed and behind, credit score warnings and balance transfers 08.06.2025

Send us a text This week’s Unlocked is for anyone who’s ever thought, “Am I too late?” or “Am I doing this all wrong?” From pensions (or the lack of them) to balance transfers during the debt snowball, Laura’s diving into real questions from the community. Also in the chat: Why you might want to be cautious with credit score websites When health issues impact your finances... what now? --------- C...

"I Have My Emergency Fund… What Now?" | The Vault Episode 67 04.06.2025

Send us a text 🐝Thanks to our partner PensionBee . They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement. Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blo...

UNLOCKED: "Should we be getting married?" PLUS how to make a billion 02.06.2025

Send us a text Welcome to The Vault with Financielle. This week, we're talking marriage (or not), Bieber's billions, asking whether buy now pay later ACTUALLY makes things affordable - plus some amazing wins! --------- Connect with our Partners * 🫶 Get life insurance with our friends at Lifesearch . Speak to a female advisor here . 🏡 Meet our Financielle approved Mortgage Brokers . 💸...

We’re Saving for a House… But He’s in Denial About His Debt | The Vault Episode 66 28.05.2025

Send us a text “You shouldn’t talk about money at work” 👀 We unpack this controversial opinion, then dive into your dilemmas: 💸 ”How much should I save for maternity leave?” 💸 ”We're Saving for a House… but My Partner's in Denial About His Debt” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 Get honest, h...

UNLOCKED: Why you're overthinking pensions, PLUS how to retire early 25.05.2025

Send us a text Welcome to The Vault with Financielle. This week, we dive into Pensions - why we’re overthinking them; what to think about if you’d like to retire early and looking at the state pension a little too! 🐝 Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement. Pension saving is made...

"Is My Boyfriend Taking Advantage of Me Financially?" | The Vault Episode 65 21.05.2025

Send us a text “Freelancing isn’t the freedom it’s cracked up to be”—controversial or just real? We're also diving into your dilemmas: 💸 “I promised I’d never rent again… now what?” 💸 ”Is my boyfriend taking advantage of me financially?” Get honest, helpful money blogs at financielle.com 💖💸 🐝Thanks to our partner PensionBee . They’re a leading online pension provider on a mission to buil...

UNLOCKED: premium bonds, debt free journeys and we got a follow up! 19.05.2025

Send us a text Welcome to The Vault with Financielle. This week, Laura's talking premium bonds, debt free journeys and we had the best follow up! Connect with our Partner 🫶 Protect yourself and loved ones with our friends at Lifesearch * The above is a tracked link, which tells our partners we sent you and may in future result in a payment or benefit to our site. Visit https://www.financiell...

“Do I Really Need an Emergency Fund?” | The Vault Episode 64 14.05.2025

Send us a text “You don’t need an emergency fund if you have a high, reliable income”. We dissect this controversial opinion then dive into your dilemmas: 💸 "Should we get quietly married before the baby comes?” 💸 ”Should I reduce my pension contributions?” Get honest, helpful money blogs at financielle.com 💖💸 🐝Thanks to our partner PensionBee . They’re a leading online pension provider...

UNLOCKED: Unhinged + feral money hacks, plus an engagement and a baby! 11.05.2025

Send us a text Welcome to The Vault Unlocked, by Financielle. This week's episode involves some outrageous money hacks shared by others, plus some questions focussed on big life moments! Connect with our Partner 🫶 Protect yourself and loved ones with our friends at Lifesearch *The above is a tracked link, which tells our partners we sent you and may in future result in a payment or benefit t...

“My Boyfriend’s Unemployed and I’m Spiralling” | The Vault Episode 63 07.05.2025

Send us a text  “Spending money on therapy/mental health is equally as important as investing” - we discuss this opinion then dive into our listener dilemmas: 💸 "I’m getting a mortgage by myself… should I protect my income?” 💸 ”How much shall we cut out while my partner finds a job?” 🐝Thanks to our partner PensionBee . They’re a leading online pension provider on a mission to build pension...

Unlocked: Cheap Dates + Mini Q&A 04.05.2025

Send us a text 💸 Welcome to The Vault Unlocked – the bonus series of *The Vault*. On this episode, we're answering your money questions, plus discussing cheap date ideas! Connect with our Partner 🫶 Protect yourself and loved ones with our friends at Lifesearch * The above is a tracked link, which tells our partners we sent you and may in future result in a payment or benefit to our site. Ne...

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