Erwin Szeto

The Truth About Financial Independence for Canadians

Business EN ↓ 414 episodes

Are you a Canadian real estate investor looking for real Canadian Content? You've found it! Since 2016, this weekly show has helped Canadians cut through the BS and uncover the truth about how to most effectively invest in real estate. Ranked as high as #81 globally in iTunes' Business category, host Erwin Szeto is a real estate investor and 4X Investor Realtor of the Year, with just under $500M in income property transactions. Erwin interviews top investors and wealth builders, sharing strategies that worked and didn't work. This is your blueprint for long-term wealth through real estate.

Author

Erwin Szeto

Category

Business

Latest episode

Jul 6, 2026

Where to listen?

Podcasts in the app Replaio Radio Coming soon

Podcasts are coming to the app soon. Install now and be the first to see a whole new take on podcasts

Get it on Google Play Install for free Android 5M+ downloads · 4.8 rating iOS soon

Episodes

Opportunities for Small/Beginner R.E. Developers with Mike Collins-Williams 13.12.2021

Onto this week’s guest, MCW, Michael Collins Williams he is a professional planner and the CEO of the West End Builders Association and previous to that spend 17 years at the Ontario Home Builders Association. He is of course an expert in Planning and Policy and he is here today to share several facts and figures to what is causing the housing crisis and where the challenges and opportunities are...

Starting With ZERO At Retirement Age To Real Estate Developers Using Borrowed RSP’s With Denise and Stuart 22.11.2021

We have some super successful real estate investors with us today in Stuart and Denise MacPherson.  They’re self-described “Zoomers” as in boomers with a lot of zip.  When you hear about their journey as real estate investors you’ll know how much zip they have. From starting with limited resources at retirement age including Stuart asking his dad for money for a downpayment on a home to becoming e...

Top Coach Elizabeth Kelly Shares Lessons from having taught 1,000s of investors 16.11.2021

On to this week’s show!! My friend Elizabeth Kelly is joining us to share what’s she’s been up to the last two years since she was last on the show. Elizabeth was a paid instructor of real estate training and has trained hundreds if not thousands of investors in rent to own, wholesaling, buy and hold, etc… many of the influencers today have been her students. Elizabeth has done over 100 rent to ow...

Cash Flowing $500-1,000/Mth On YouTube, House Hacking In Northern Alberta With Nick Peitsch 08.11.2021

On to this week’s show! We have Nick Peitsch, he’s a young, 25 year old hustler making his way investing in stocks, making 500-$1,000 per month by creating educational videos on YouTube and house hacking in Northern Alberta.   Nick shares how he was able to learn from entrepreneurial parents and grandparents to start his wealth hacking journey without fear. His favourite stock picks (his opinion,...

From Truck Driver, Shy Guy To Influencer and Raising Capital on Instagram With Mike Ferreira 01.11.2021

We have one of our real estate clients in Mike Ferreira, an admitted introvert, shy guy.  He’s full time truck driver for the Beer Store but one day something switched and Mike started making educational videos on real estate and posted regularly to his Instagram.   Then what do you know, someone approached Mike at a party, asked him for a meeting and was ready to be his joint venture, silent inve...

Chef Anderson Is Cooking Up Side Hustles of 25k/year and 4%/month With Anderson Carter-Griffith 25.10.2021

On today’s show, Anderson shares about his humble beginnings, immigrating to Canada (no one told him how much it snows here when he was recruited), how he underemployed as a Chef thanks to the pandemic but pivoted starting new businesses, the side hustle that earns him $25,000/year after expenses to fund his investing, how Anderson explains Stock Hacking to his friends and how he spends his profit...

From $80 Thousand to $1 Million Net Worth with 26 Year Old Joe Costanza 18.10.2021

When we first met Joe, he was 24 years old and had saved $80,000 from holding down multiple jobs at the same time since he was 16. A month later, Joe had his first investment property and one day Joe was complaining to me how expensive properties are these days.  It was then I asked him to review for me what his net worth is today vs. what it was when we first met.  From $80,000 to over $1,000,000...

From No Fixed Address to Successful Investor and Coach Who Says "Wealth Won't Wait" With Mike Desormeaux 11.10.2021

We have a special treat in my old friend Mike Desormeaux who I met back in 2010 when I joined Rock Star Real Estate.  Mike is modest but from my recollection, he’s been the top agent and coach at Rock Star in terms of unit volume and his clients love him. Mike wasn’t always successful though, he comes from some serious humble beginnings, from living across from the train junction yard to living ou...

Lessons from 500+ Rent To Owns With Rachel Oliver 04.10.2021

On to this week’s show! Today we have my old friend Rachel Oliver who has achieved massive success via an investment strategy called rent to own having executed 500+ deals on said strategy. As always with this show, we look to bring you the leading subject matter experts and without a doubt we have one today in Rachel Oliver of Clover Properties. On this show Rachel pulls back the curtain on how s...

From 3 Heart Attacks, Losing A Million Dollars to Accumulating 380 Doors with Award-Winning Mentor Tim Tsai 27.09.2021

On to this week’s show! Tim Tsai is a full time real estate professional investor and for Tim that means only working 20 hours a week. After achieving financial freedom in his late 20’s after 25 months of hustle, he took on a contract to teach what he’s learnt for almost seven years. Tim and I have a pretty open conversation on today’s show.  He shares how he’s had several heart attacks before the...

Fighting for Landlord and Tenant Rights, Property Management Updates with Kayla Andrade 20.09.2021

On to this week’s show! This week we have the lovely Kayla Andrade, hopefully by now all you real estate investors know who Kayla is. She’s been running a not for profit, grass roots organization called Ontario Landlord Watch to bring us landlords together to support one another and mobilize politically, inform the powers that be the challenges we small, private investors face in creating more hou...

Starting A Six Figure Online Business, Replacing Job Income & Investing in 11 Doors in Belleville, ON with Jessie and George 13.09.2021

On to this week’s show! This is how well planned some of our shows are, George and Jessie were on their way through town for a wedding so they stopped in for a podcast.  George’s story I know, he’s a pharmacist, lives and invests in big cash flow properties in Belleville, Ontario, two hours east of Toronto. Jessie who I’m meeting for the first time, shares with me that she started an online busine...

From Homeless and 150lbs overweight to the #1 Business Coach & Iron Man Triathlete Mary-Anne Gillespie 06.09.2021

On to this week’s guest, my very own coach for the last seven years Mary-Anne Gillespie.  She’s a business coach, a Realtor, real estate investor, cancer survivor, orphaned and homeless at the age of 16, and more recently and insanely, an Iron Man Triathlete.  An Iron Man Triathlon is a mere 2.4 mile open water swim, 112 mile bike ride, and finally a marathon run of 26 miles.  And she trained and...

Quitting Corporate, Pension, and 4 Properties at 24 Years Old With YouTuber Griffin Milks 30.08.2021

This week we have YouTuber, real estate and stock investor Griffin Milks on the show. He’s only 24 years old, for many he was set with a government job that came with a pension, his whole family works for the government and he quit. Griffin quit to focus on real estate and creating videos.  Today he has four small multifamily properties in Gatineau, Quebec that cash flow quite nicely plus he’s ear...

Escaping the Vietnam War To Building a Mortgage Empire with Kevin Hyunh 24.08.2021

On to this week’s show! We have a special guest in Kevin Hyunh of Empire Mortgages.  He’s special as he’s a friend and one of my trusted mortgage brokers to find me inexpensive mortgages so I may continue to invest in real estate.  Two weeks ago, we closed with a mortgage brokered by Kevin and team and we have another duplex expected to close in about a month from now requiring Kevin’s magic as we...

Why Wealth Hacking for the Golden Years is Imperative And How She Does It With Journalist/Teacher Karen Cumming 21.08.2021

We have one of our real estate clients on the show today to share expertise and experience as always to grow our mastermind. If you don’t know what a mastermind is, it’s a group of like minded people who share and support one another and today’s guest recently wrote a book on titled “The Indispensable Survival Guide to Ontario’s Long-Term Care System” The question is what are your plans when you’r...

Real Estate Investor Running for Member of Parliament Michael Ras 14.08.2021

Today’s guest Michael Ras happens to be both our real estate investor client and graduate of the Stock Hacker Academy. Michael is successful in both having flipped a couple houses and holds a couple houses in Brantford and the Niagara Region and cash flowing $750-1,000 per month with a $30,000 account. That’s all par for the course for guests of this show and what’s really interested in Michael ha...

How Cousin "Chubby" Made $57,000 in 18 Months w/ Wilfrid Lee 07.08.2021

Here is my cousin’s story: he’s a professional musician and like many, he doesn’t make a ton of money, no pension but he does have supportive parents, he’s invested in real estate and he knows how to research and grind. Chubby’s story is no different than many millennials, he doesn’t have huge savings for down payments for real estate but he’s managed to cash flow $57,000 in 18 months with a less...

How A Former Barista Found a Passive 30% Cash Return With Just $10,000 With Joel Arndt 27.07.2021

One of my favourite things to do in the world is to make a difference in people’s lives but not just anyone, those who put in the effort to get ahead in life. That brings us to Joel Arndt who reached out to me over direct message on Facebook a while ago followed by an ask me anything on my podcast.  Then six months ago Joel was on to share his investing success, now six months later I wanted an up...

How To Cash Flow $400 Per Month With $10,000 to Invest With Joel Ardnt 19.07.2021

This episode is actually a re-release of last year’s #1 downloaded episode recorded in October 2020. Joel Arndt is a young guy, single dad, from North Bay, Ontario millennial who like many wanted to get into real estate but the capital required to invest in a house can be steep for those without help from parents and other relatives but with his newly learnt skill of stock hacking, he’s been able...

How a Certified Financial Planner Personally Invests, 5 Questions to Ask a Financial Planner w Kathleen Van Den Berg 10.07.2021

Kathleen shares a lot of things in common with you the audience and myself. She doesn’t do mutual funds even though she would get paid to. She’s not a fan of RRSP’s and prefers cash-flowing real estate, Stock Hacking, her small business as a Financial Planner, and whole life insurance, more importantly how she borrows from her life insurance for the capital to invest in three houses plus bankroll...

The Mothers of Real Estate (M.O.R.E.) With Monika, Gillian and Rachel 03.07.2021

On to this week’s show!! Fresh off the golf course from a lesson, we have the mothers of real estate.  For those watching on YouTube, our Truth About Real Estate Investing channel, please pardon our attire as these moms are busy having ten kids in total between the three of them and real estate empires to manage. We came directly from golf to record this episode so we’re dressed casually and I hav...

Lessons From 200 Episodes With The iWIN Real Estate Team 26.06.2021

To celebrate 200 episodes, I have my real estate team here today because they’re the ones who got us here today to share some lessons from the last five years and 200 episodes.  Five years is a milestone as we all have five year goals and the team is here to share some investor stories from the last five years. So today we have our biggest podcast in history in terms of people on the show and we h...

How To Invest in Laneway Housing With Lanescape.ca 19.06.2021

On to this week’s show!! We have architects and innovators of laneway housing Ryan Fernandes and Craig Race from www. Lanescape.ca Young Ryan reached out via my website to let me know he’s been a long time listener, more recently investor and what he’s going going on workwise with Landscape designing laneway homes which are like laneway garages repurposed into apartments or a new build tiny house...

50/50 Joint Venture With Dad, 12 Properties in 15 Years, 21% ROI in 5 Months Stock Hacking With Matt Spada 12.06.2021

Soon after they shot out of a cannon buying a lot of property over a short period of time. I remember meeting Matt at a Rock Star VIP dinner event (remember having dinner in a restaurant with friends?) and I remember him sharing how he was concerned about paying the double land transfer tax for a house in north Toronto. That was 11 years ago, thankfully they did the deal and I’m sure the house has...

Listen to the The Truth About Financial Independence for Canadians podcast in Replaio

Radio and podcasts in one app - free, with no sign-up. Install today and do not miss the launch

Get it on Google Play

Replaio is not a podcast publisher; show names, artwork and audio belong to their authors and are distributed through public RSS feeds.