Erwin Szeto

The Truth About Financial Independence for Canadians

Business EN ↓ 414 episodes

Are you a Canadian real estate investor looking for real Canadian Content? You've found it! Since 2016, this weekly show has helped Canadians cut through the BS and uncover the truth about how to most effectively invest in real estate. Ranked as high as #81 globally in iTunes' Business category, host Erwin Szeto is a real estate investor and 4X Investor Realtor of the Year, with just under $500M in income property transactions. Erwin interviews top investors and wealth builders, sharing strategies that worked and didn't work. This is your blueprint for long-term wealth through real estate.

Author

Erwin Szeto

Category

Business

Latest episode

Jul 6, 2026

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Episodes

Burnt Out From Job/Covid, Bought 3 Houses, AirBnb Mid-Term Rentals With Red Glasses Emily 30.05.2022

On to this week’s show! We have Emily and Coach Tammy Ditomaso on the show. Emily is a new investor already with three properties under her belt in under two years. Emily’s early journey includes more involved renovations, inherited tenant who was in jail, rent arbitrage, middle term rentals and most importantly, a lot of financial success. Middle term rentals fall between short term and long-term...

The Stock Hacker Show Episode 1: Market Crash Signals and Passive Investing 27.05.2022

Welcome to the Stock Hacker Academy Show! Worry not, this does not replace anything we’re already doing at the Truth About Real Estate Investing for Canadians. You still get weekly real estate focused education and insights. In addition to all of the weekly real estate episodes, we’re trying out a monthly stock market focused episode.  The audio for these episodes are taken from our weekly Stock H...

Finding Multifamily Development Deals In Ottawa Still With Christian Szpilfogel 23.05.2022

On to this week’s guest. Christian Szpilfogel is one smart guy. He’s a former tech executive who worked with Canadian tech billionaire Sir Terry Matthews and he’s implemented a highly analytical and technology based strategy to maximise the returns on his multi family investment.  Christian detailed the top tech apps and devices for ROI in a past podcast so check it out if you haven’t already, the...

BRRRs to Pre Construction Condos. Travelling to the Ukrainian Border to Help Refugees With Todor Yordanov 16.05.2022

On to this week’s show! We have an incredible story from my old friend Todor Yordanov , one of the first serious real estate investors I met in 2007 and he’s done quite well for himself. He’s done so well, he’s progressed to helping others, specifically Ukrainian refugees at the border with Bulgaria where he’s from. How his partner Natalia would cry all night when the war broke out and one morning...

How To Invest In Florida Real Estate in 2022 With Ryan Poole 09.05.2022

On to this week’s show!  We have Ryan Poole who’s not your average Florida Realtor with 24 years experience. He’s on the show today to share his experience during the housing bubble and the financial/credit crisis of 2007/08 including buying portfolios of distressed properties for cents on the dollar, how current times are different. What typical investments and who are these Florida buyers are. ...

Lessons From Managing 2,000 Houses & R.E. Investments On The Blockchain With Moe Hansrod 02.05.2022

On to this week’s show! Today we have an old friend of mine Moe Hansrod who’s been in real estate since the early 2000’s as both investor and property manager. Moe is currently an owner of KW Property Management (KW stands for Kitchen Waterloo, not Keller Williams) with around 2,000 doors, 600 clients, mostly with single family homes w/ the average investor client owner 3-5 houses. Moe is on the s...

From Living in Affordable Housing to Building 400 Units of Affordable Housing with Alfredo Hermano 25.04.2022

On to this week’s show! We have a pretty amazing story of Alfredo Hermano who grew up in affordable housing and now he’s building and developing a ton of affordable housing. He's got three buildings on the go for a total of 400 rental apartment units with rents well below market value, and plans to grow that number to ten buildings and well over 1,000 units.  These are investments and part of the...

Interests Up 0.5% & Investing In Belleville With Stephen "HGTV" Phillips 18.04.2022

Stephen or his business, who’s been featured on HGTV 24 times with Scott McGillivray. More importantly, Stephens real estate experience includes managing 1,200 apartment units in his previous career, then going on vacation to Costa Rica and moving there, now he’s back in Ontario for family, jumping into real estate with both feet in 2014, joining networks, hiring coaches like Ian Szabo and Quentin...

“I Won’t Live My Life A Victim” From Growing Up On The Reserve to Golden Handcuffs with Jules Mckenzie 11.04.2022

On to this week’s show! I’m super excited to have back on the show my friend Jules Mckenzie who I find super inspiring and unfortunately, I’m just going to warn some of you now, he is a super successful real estate investor having owned a lot of properties and raised millions and millions of capital to buy real estate in Barrie and Orillia but he’s a Police Officer with over 30 years of experience...

Epic Fail, 500+ Home REI Company Collapses, Tens of Millions Lost 07.04.2022

Since 2008, I’ve witnessed several epic collapses of real estate investment companies. Some small, some still in court for hundreds of millions. Several private lenders, even mortgage brokerages who originated the private lending have deals go bad.  In speaking to friends who had invested with Epic Alliance, a Canadian real estate company that recently collapsed, the passive investors are now acti...

From Service Technician To 10 Apartment Buildings or $25 Million Under Management with Cory Sperle 04.04.2022

The path to success is not a straight line.  This week’s guest Cory Sperle is a perfect example having started in a career working in the oil sands, invested in Alberta in pursuit of cash flow instead of close to home in Kelowna, BC, through the peak and collapse of oil prices and with it, real estate prices. We talk about the differences in investing between Saskatoon and Edmonton, Cory’s experie...

Trading Condos for Multifamily Rental Properties with Georges El Masri 28.03.2022

Georges and I used to work at the same real estate brokerage called Rock Star Real Estate owned by my good friends Tom and Nick Karadza.  I’m still at Rock Star, Georges has moved on to Keller Williams. He’s on the show today to share his journey from getting fired from his first job out of University and transitioning into real estate full time. He’s hustling as you’ll hear from the interview.  H...

When To Hire A Property Manager 24.03.2022

I get questions from folks on social media from time to time. I don’t mind them; I feel this is one way to give back to the community that means so much to me and has led to Cherry and I building a seven-figure real estate business and eight-figure real estate portfolio.   My real estate business, iWIN Real Estate, transacts on 100 properties per year, 90% of them are for investment purposes, and...

Multifamily Conference, Sharks & Stock Hacking For An Engagement Ring with Seth Ferguson 21.03.2022

On today’s episode we have apartment building, multifamily investor Seth Ferguson who I first met back in 2019 when he invited me on to his podcast.  After the recording Seth told me about his relationship challenges with his romantic partner who was also his investment partner on several rental properties and related financial challenges as the properties were vacant and mortgage payments were be...

Out of Africa To House Hacking, Student Rentals & Now Mentoring with Hilary Tolong 14.03.2022

Hilary is a long time client of ours who’s been on quite a journey, from growing up and immigrating from small town Kenya, Africa, coming to Canada on a student VISA as so many immigrants do, then really getting outside his comfort zone house hacking and started investing in real estate. Imagine that. Coming from a rural community with one or two tea shops to buying houses and renting them to univ...

Selling The Realtor Business, All In On Coaching, Pursuit of Happiness w/ Ben Oosterveld 07.03.2022

This week’s guest is Ben Oosterveld, a former real estate agent having sold his business, we talk about why and how he sold it. At the peak of the 2008 Alberta real estate market Ben owned 61 properties across four cities and 20+ investment partners and was living the dream till the market came tumbling down thanks to falling oil prices and the credit crisis in the financial markets. Ben is here t...

Civics Teacher Investing in Real Estate & Stock Options David Rahilly 28.02.2022

From audience requests, one of the one or two dozen listeners of ours asks for stories from beginners early in their journey and for investors who started later in life.  Today we have both in David Rahilly who is close to retirement age, has been real estate investing for only a handful of years and recently learnt how to trade stock options. David’s full time job is that of a high school teacher...

Crypto Currency Expert, Grandfather of Ethereum Dmitry Buterin 21.02.2022

On to this week’s show and I’m really excited to share it with you. There are many crypto experts out there and I’ve always want to bring you my 16-17 listeners the best of the best. Like real estate, there are many experts in crypto, many have asked to come on this show to promote their book or course or coaching but something didn’t sit right with me. Maybe it’s me being too picky or analysis pa...

Apartment Buildings, Alberta Investing, Oil Price Predictions with Pierre-Paul Turgeon 07.02.2022

On to this week’s show. As always, we do our best from time to time to bring you leading authorities in investing and today I wanted someone to talk to investing in Alberta who also happens to invests in apartment buildings.  His name is Pierre Paul Turgeon and he has 160 doors valued at over $22 million.  Pierre-Paul is a former CMHC underwriter so he was the financial expert who reviewed the fin...

Quitting the Bank to Start Lendcity Mortgages With Real Estate Investor Scott Dillingham 01.02.2022

On to this week’s guest Scott Dillingham, formerly the #2 Mortgage Broker in all of Canada for one of the big banks.  Scott shares how the investor mortgage programs changed, almost overnight at the bank, the deterioration of Scott’s health leading to his exit to start Lendcity Mortgages, an independent mortgage brokerage with investor friendly lender relationships including for corporations and e...

Meeting In Miami, Building A Full Time Real Estate Partnership With Stephen Jones & Don Lewis 24.01.2022

On to this week’s guests! Today’s show is a treat for me as I haven’t seen Stephen Jones and Don Lewis in ages. We all got to know each other on a fabled trip down to Miami Florida for a conference in early 2019. Not much has changed since then. Don and brother Rick Lewis went from running a renovation company to a real estate company where they renovate their own properties.  They have projects a...

Moving, Flipping, AirBnb, & Investing in Costa Rica w/ Rob Break 17.01.2022

On to this week’s show! We have an action taker who didn’t like the lockdowns and restrictions, sold his house in Oshawa, Ontario and moved the whole family to Costa Rica permanently. Today we have the famous Rob Break of the Breakthrough Real Estate Investing podcast since 2014. He’s a real estate investor, entrepreneur, licensed real estate professional in both Ontario and Costa Rica.  He’s done...

Retired, Financially Independent at 32, 1.2M Podcast Downloads With Kornel Szrejber 10.01.2022

On to this week’s show with Kornel Szrejber!! Financial Freedom or Independence or Security or whatever your goals are, there are many ways to get there. I personally think having your home paid offer and one paid off investment property would be life changing for many.  Having ten paid off investment properties would be even more so but not everyone is that ambitious. Some are good with living a...

Mortgages for Incorporated Properties With Andre Matos 03.01.2022

On to this week’s show!! During the pandemic, I picked up a new hobby called golf because during the early pandemic, you couldn’t see your friends or clients unless it was on a golf course.  From there I was hooked as I personally enjoy mixing business with pleasure, playing golf and networking and doing business. While golfing, specifically dinner and drinks after golf, it was there I had a more...

How Three Guys Learnt From Each Other Over Beers In The Garage To Achieve Financial Independence 22.12.2021

On to this week’s show!! We have two regular guys, one is a mechanic, another a soon to be retired Accountant and hosts of the Financial Independence Garage Podcast.  They’ve both under 50 and have a lot of financial security thanks to their multiple streams of income, beyond just real estate and their frugal lifestyles. The Mechanic and the Accountant are pseudonyms to protect their privacy from...

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