Erwin Szeto

The Truth About Financial Independence for Canadians

Business EN ↓ 414 episodes

Are you a Canadian real estate investor looking for real Canadian Content? You've found it! Since 2016, this weekly show has helped Canadians cut through the BS and uncover the truth about how to most effectively invest in real estate. Ranked as high as #81 globally in iTunes' Business category, host Erwin Szeto is a real estate investor and 4X Investor Realtor of the Year, with just under $500M in income property transactions. Erwin interviews top investors and wealth builders, sharing strategies that worked and didn't work. This is your blueprint for long-term wealth through real estate.

Author

Erwin Szeto

Category

Business

Latest episode

Jul 6, 2026

Where to listen?

Podcasts in the app Replaio Radio Coming soon

Podcasts are coming to the app soon. Install now and be the first to see a whole new take on podcasts

Get it on Google Play Install for free Android 5M+ downloads · 4.8 rating iOS soon

Episodes

Getting Creative With Investing In Alberta With Russell Westcott 05.12.2022

We have old friend of the show Russell Westcott  who was in town all the way from Vancouver to Toronto for the Wealth Hacker Conference. Russell has owned 100+ properties and has the battle scars and lessons on how to invest better in Edmonton Alberta.  Russell is a smart guy and here to share about how his coaching clients are navigating this high interest rate environment with creative, above bo...

A Legacy of $1,500/Month Cash Flow via Student Rentals w/ Arminda 28.11.2022

Arminda is a student rental investor who’s going to benefit massively from the over 40% increase to the market’s rental rates for student rentals and her current cash flow of $1,500 per month between two properties will more than double. Maybe triple.   That’s the benefit of buying right, using a fundamentally sound investment strategy, renovating with return in mind, and the importance of mentors...

How To Borrow Via Private Mortgages With Jesse of Calvert Mortgages 21.11.2022

Today we have Jesse Bobrowski, Vice President of Business Development on to share how Calvert helps flippers and BRRRR investors, how much money down, rates, lender fees, terms on how they lend. No, their focus is not to raise capital to lend out which is risky in this market but we talk about how Alberta stacks up against Ontario!!  Calvert Mortgages the biggest private lender I know with $330 mi...

Last Chance For the Wealth Hacker Conference with Cherry Chan 09.11.2022

Cherry Chan, Real Estate Accountant will be sharing how to retire faster with corporate structures so you can pay less tax and invest more. Cherry and her Accounting partners have been consolidating lessons from their experience working with 500+ real estate investor clients.  Since no one hides anything from their Accountant, they know the truth about real estate investing returns, losses, and mo...

Bussing 6hrs to Wealth Hacker Conference to 137 Units With Danielle Unsworth 07.11.2022

On to this week’s guest we have Danielle Unsworth who has simply caught fire since attending our 2019 Wealth Hacker Conference.  Danielle took the whole 10X’ing thing to heart, first she started converting basement apartments in her existing properties, then hired a coach in my old friend Susan White Livermore , she’s since invested in vacation rentals in Turks and Caicos, six townhouses, in Edmon...

Financial Road Map & Mortgage Update With Dalia Barsoum 31.10.2022

Today we have Dalia Barsoum who’s everywhere these days and who can blame her.  She’s incredibly popular for her diligence in underwriting and guiding her clients towards quality.  Unfortunately, Dalia and Streetwise are picking up the pieces from deals gone sideways brokered by other mortgage brokers.  I know that feeling… Today we chat about where rates are going, what private mortgages (rates a...

School Math Expert w/ 22 Doors in Windsor, ON With Kyle Pearce 24.10.2022

Today, we Kyle Pearce who’s a real estate investor with 22 doors. Kyle's been investing since the last recession being braver than many buying the dip in Florida back in 2011. He’s a Stock Hacker, an online education business side hustler as Kyle’s full time job is as a Mathematics Consultant to Kindergarten to Grade 12 teachers as his local school board. Kyle teachers the Math teachers.  Kyle is...

$2,800/Month Delivering Food & Stock Hacking With Anderson Carter-Griffith 18.10.2022

One of the reasons we started Stock Hacker Academy was we knew real estate was inaccessible to many AND with cash flow so squeezed on real estate, I know many are looking for better yield after their real estate portfolios had gone up so much in value.  At the end of the day, no matter the investor we’re all in search of a return on our time, passive investments that cash flow and Anderson Carter-...

Why Whole Life Insurance Is A Great Complement To Real Estate 10.10.2022

If you can’t tell, Cherry and I prefer to buy than rent.  I like hard assets and being in control. I do rent some things like cottages, hotels, cars while on vacation as I want my life to be simple. We used to lease our cars for tax purposes and those are generally depreciating assets. Other examples of wanting to be in control is of our estate when we pass on from this world. I don’t want our sta...

Sept Market Update: Detailing Deals in Belleville, ON With Coach Stephen 04.10.2022

Our Market update two weeks ago with Coach Tammy DiTomaso  was a hit.  FYI to our 17 listeners, the vast majority of real estate investors are investing as a side hustle. The truth about real estate is the folks who successfully make full time careers as investors is a small minority.  I remember asking a mortgage broker friend who focuses on investors tell me only 1% reach 10 or more properties. ...

Exited Real Estate For Stocks & $10k+/mth for Financial Freedom With Client Tim Collins 26.09.2022

On to this week’s show! Full disclosure, Tim Collins is one of our longest time clients hence he’s bought and held properties for several years in order to get rich slowly. He’s also taken our Stock Hacker Academy courses. He’s switched careers a couple times from high paid tech executive to now a Real Estate Agent.  Moved his family from Orangeville, Ontario to Nanaimo, BC for warmer weather and...

Building in Florida, Investing in Glamping in Ontario With Andrew Hines 21.09.2022

On to this week’s show! Our guest Andrew Hines I believe needs little to no introduction. He graduated from the top Business School in Canada based on my biassed opinion of also graduating from the same school. Andrew is one of the good ones in having shared his losses early on investing in Ohio early in his investor journey; he’s built townhouse complexes, invested in high end student rentals, cu...

Closing on 5 Apartment Buildings and 177 Units in 2022 With Quentin D’Souza 30.08.2022

This week, we have the very successful Quentin D’Souza on the show. There are tons of coaches and Multifamily experts out there but in my experience, Quentin is one of the best. I know many of his past students including Steve Phillips on my iWIN Real Estate team and his investment partners. Not many share a track record of successful like Quentin. He’s on today’s show with Cherry giving the inter...

Recent Self Made, Real Estate Investor Millionaire, Hamilton/Sudbury, 28 y/o Joseph Costanza 24.08.2022

On to this week’s show! We have a young rock star in Joseph Costanza who was 24 when we met and owner of the title of the youngest client we’ve ever had.  He’s a young hustler who when I met him had three jobs: Architect day job; bartender, evening weekend job; landscaper with remaining time not sleeping. Thanks to all that hustle and saving money by living at home with his parents, young Joe save...

Former Investments Insider, Real Estate Trader, Writing Low Ball Offers With Montu Dhillon 15.08.2022

This week we have a really interesting interview of a gentleman, co-worker at Rock Star Real Estate, my friend Montu Dhillon.  He has a unique background having worked his way up the corporate ladder in the financial services world, specifically compliance so he saw first hand who really makes the money in the investment services industry, hence he started buying real estate. Montu shares how he s...

Building a 7 Figure, 100 Unit AirBNB Business By Age 27 With Avery Birch 08.08.2022

Seeing how much folks are travelling these days, a trend I expect to continue, how do real estate investors capitalise?  Well today we just so happen to have an AirBNB expert who manages 100 doors for AirBNB use and only owns one of them, a 250 acre property he’s going to develop into a vacation resort and wait till you hear the numbers, they will astound you. I met Avery Birch at a conference in...

Flipping 60+ Houses, 8 Figure Portfolio, Ferrari Investing With HGTV Star With Ryan Carr 28.07.2022

Ryan shares what kind of projects he’s investing in and he’s writing a book and starting a podcast on the subject of highest and best use for real estate.  You’ll want to pay attention to what Ryan shares are beginners often get this part wrong in not being efficient with their time and money in maximising their returns. Please enjoy the show!   To Follow Ryan: Instagram: https://www.instagram.com...

Do’s and Don’ts From a Real Estate Investor/Lawyer Hussein Kudrati 19.07.2022

Hussein is a trusted advisor to Cherry and I since he understands the problems faced by families with assets hence he prepared our wills for us and handled our most recent refinancing of now five properties.  That’s right, we’re freeing up capital, improving our cash flow to be ready to take advantage of these dips in the market. Hussein knows a good investment when he sees one hence he was one of...

Failing Grades, Fighting at School to Top 10 in Class, 11 Properties at Age 27 With Antonio Yong 11.07.2022

Antonio had a broken childhood as the child of hard working, blue collar immigrant parents who were busy working 60 hour weeks to put food on the table.  His story of how he turned it around is full of lessons for anyone out there wanting to turn their fortunes or with troubled teenagers. And did Antonio ever turn it around graduating university top 10 in his class, got the top co-op placements an...

Losing 150lbs, Beating Cancer, #1 Business Coach and WINNING the Iron Man With Mary-Anne Gillespie 04.07.2022

On to this week’s show!  We have my business coach Mary-Anne Gillespie who I’ve been since around 2014 back when there was no Zoom. Mary-Anne or Coach MAG as she’s known, we did coaching over the phone and she lives in Ottawa so I never got to see her but for as long as I’ve known her, she’s been running long distance and high energy. Since meeting Coach MAG, she’s beaten Cancer, didn’t even tell...

The Stock Hacker Show Episode 2: Dividend Stocks and How Real Estate Investors Lost Out 30.06.2022

Episode 2 of the Stock Hacker Academy Show!  In addition to all of the weekly real estate episodes, we’re trying out this monthly stock market focused episode.  The audio for these episodes are taken from our weekly Stock Hacker Youtube Show. We realize that many of you aren’t video people. These monthly Stock Hacker shows will bring you the best information and stock market education we put out o...

Beating the Stock Market, Retiring at 34 With Derek Foster 27.06.2022

On to this week’s show! We have my friend Derek Foster who successfully retired a long time ago, 2004 was the last time he had a job and Derek is retired, retired. Enjoying his time off, chilling and raising his eight, that’s right eight kids so it’s not like he has nothing to do. As a wealth hacker, I have a natural interest in studying how the rich get rich in lazy ways, Derek has done that for...

Litigation & Buyers Not Closing; Real Estate Lawyer Update With Saurabh Singhal 20.06.2022

We have IMO an incredible story of Saurabh Singhal who came to Canada recently so their kids could have a better life, worked a full time job, then every night after work studying for 12 months to become a lawyer.   To follow Saurabh: https://www.singhal-law.ca/about/ Phone: 647.915.6175

25 Properties, JV’ing As A Side Hustle, Financially Free With Justin Chung 13.06.2022

On to this week’s show! We have a veteran investor who’s been investing for over a decade and has accumulated 25 properties including several in joint venture (JV for short) with friends and family.  Justin is one of our long-time clients and as time in the real estate investment market has served him and his family well as the properties we coached him to invest in has allowed Justin to join our...

7 Canadian Advantages; Fully Furnished, Middle Term Rentals,New Construction in Edmonton, Alberta with Best Selling Co-Author Russell Westcott 06.06.2022

On to this week’s show! We have old friend, best selling co-author of Joint Venture Secrets, former Vice President of the Real Estate Investment Network, real estate coach extraordinaire Russell Westcott ! Russell is here today to share with us the 7 advantages Canada has over the rest of the world. Russell has owned over 100 investment properties through the years and sharing how he’s pivoted to...

Listen to the The Truth About Financial Independence for Canadians podcast in Replaio

Radio and podcasts in one app - free, with no sign-up. Install today and do not miss the launch

Get it on Google Play

Replaio is not a podcast publisher; show names, artwork and audio belong to their authors and are distributed through public RSS feeds.