Erwin Szeto

The Truth About Financial Independence for Canadians

Business EN ↓ 414 episodes

Are you a Canadian real estate investor looking for real Canadian Content? You've found it! Since 2016, this weekly show has helped Canadians cut through the BS and uncover the truth about how to most effectively invest in real estate. Ranked as high as #81 globally in iTunes' Business category, host Erwin Szeto is a real estate investor and 4X Investor Realtor of the Year, with just under $500M in income property transactions. Erwin interviews top investors and wealth builders, sharing strategies that worked and didn't work. This is your blueprint for long-term wealth through real estate.

Author

Erwin Szeto

Category

Business

Latest episode

Jul 6, 2026

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Episodes

Investing in Insurance To Buy More Real Estate With Jayson Lowe 05.06.2021

Today we have my friend Jayson Lowe of Ascendent Financial who is kind enough to provide Cherry and I whole life insurance. If you never heard of whole life insurance and how it fits into the Infinite Banking concept, that’s ok. Like learning how to invest in real estate, it wasn’t anyone's job to teach you and I only got first interested when several of my wealthy real estate investor friends sha...

How To Small Scale Develop A Property Using Free Land With the Infill Boys: Andy, Charles & Steve 29.05.2021

On to this week’s show! How To Small Scale Develop A Property Using Free Land With the Infill Boys Before I introduce the guys, we are quickly approaching our two hundredth episode and I want to thank all 16-17 of you listeners for being a part of this journey for us.  This all started as a weekly blog in 2010 (and it’s still going) then we started this podcast in 2016 to discuss the realities and...

The Path To $1M Per Year with Corrie George 22.05.2021

This week we have my controversial friend Corrie George Elief and just a heads up, while Corrie has invested in real estate, done a flip, plans to invest in apartment buildings, that’s not why he’s here today and we barely talk about real estate. Why Corrie is here is because the truth about real estate is, the majority of real estate investors have great paying day jobs. That’s how they can convi...

Investing in Student Rentals, A Trampoline Park, & Crytocurrencies w Gillian Irving 15.05.2021

Today, I got to podcast with my real estate client Gillian Irving and because we are working, as in helping her maximize her return while listing a couple of her investment properties, I hope it’s legal that we also had lunch together to catch up then record this podcast where we got to talk about several of my favourite subjects. We talk about hacking fitness and exercise, investing in real estat...

The Land Banking Real Estate Lawyer w Hussein Kudrati 08.05.2021

One of my real estate lawyers Hussein Kudrati is here today to share his own experiences in the family business where among many things, they invest in real estate with the long term in mind including what’s called land banking.  Hussein and family have benefitted from generations of entrepreneurship and he’s here to share what it’s like and even though he was born into privilege, how he was raise...

Lessons In Commercial R.E. Through Crashes, Why Focus on Industrial & Nursing Facilities w. Shane Melanson 01.05.2021

This week we have returning guest Shane Melanson who is one of the most active commercial real estate investors I know. He’s pretty big time having bought 100’s of units, he’s developed tens of thousands of square feet of commercial/industrial properties and now he’s involved in skilled nursing facilities which is kind of like less urgent hospitals so the operating costs are much less than hospita...

How The Armchair Investor Achieved Financial Freedom By Age 55 With Michael Dom 24.04.2021

This week we have my old friend Michael Dominguez as our guest here to share about his journey and lessons to accumulate 11 duplexes and a couple apartment buildings.  I know we’ve had some past guests share aggressive, full time, active investing strategies so it’s a nice change to hear from someone who relied on investing smart and letting time invested in the market do all the heavy lifting for...

Scaling Up From Single Family Houses to 150 Unit Buildings in the US, Hosting a MultiFam Conference w/ Seth Ferguson 19.04.2021

On to this week’s show! This week we have real estate influencer and multifamily/apartment building investor Seth Ferguson . Seth shares lessons from his nightmare joint venture, his journey from local, small residential investor to apartment buildings in the 150 unit range in the US. The structure of these types of private equity investments and how even passive investors may participate. Seth al...

How to Smith Maneuver, Tax Advantages of Owning a Tesla, Personal Real Estate Corporations with Cherry Chan 10.04.2021

Now on to this week’s guest, my wife, Real Estate Accountant Cherry Chan, CPA, CA and we covered a wide range of topics, eg. what investments work based on the tax returns her team is preparing, how to maximize tax savings on mortgage interest on your home, why buying an electric vehicle like a Tesla makes financial sense from a tax standpoint, what’s it’s like being a crazy entrepreneur married t...

How To Buy A Condo for 2.5% Down, Democratizing Real Estate w/ Former AirBnb Executive Daniel Dubois 03.04.2021

On to this week’s show!! This week we have a former AirBnb Executive who was responsible for much the North East of North America but he left his dream job to start Life at Key where he is making a difference by making real estate, specifically condos available to folks with as little as 2.5% down.  This is not the traditional rent to own investor strategy either.  I’ve never heard anything like t...

4 Flips in 2021, Changing Diet, 51% ROI Stock Hacking, Investing Must Be FUN with Susan White Livermore 27.03.2021

On to this week’s show! This week we have my friend the lovely Susan White Livermore who’s here share about her upcoming book, how she changed her eating to get back to her high school weight, the homework she gives her coaching clients so they feel comfortable investing other people’s money, how she’s stock hacking to a 50% return, doing four real estate deals in the first 9 weeks of 2021 while s...

From Not Knowing One's Own Parents To Immigrating from Scotland, to China, to Canada, Leaving Corporate and Buying Duplexes with Tony Cheung 20.03.2021

This week we have one of our clients, Tony Cheung who just recently moved to Canada from China so his two young kids may have more opportunity. Tony’s journey to here has not been the smoothest: from being just born then being raised by his grandmother while his parents moved without Tony to a different country for opportunity.  To growing up working in the family chinese take out restaurant in sm...

How To Score 100% On A Personal Finance University Assignment 13.03.2021

A young man, Adnan, a university student from the University of Western Ontario, my alma mater reached out asking me if I would be his subject for a school project on personal finance.  I’m not a great educator nor story tell but I can share my experience on what has worked for me so that’s what this episode is.  The tables are turned and Adnan asks the questions. Maybe this episode isn’t for you...

Lessons Investing In The Pandemic, Misfiring on US Investments, Building Houses for Investment With Andrew Hines 06.03.2021

On to this week’s guest Andrew Hines! Andrew is a builder, invests in student rentals, he has his own podcast the Andrew Hines Real Estate Investing Podcast. Andrew is on the show today sharing how he started investing in real estate including the time he went to the US to invest, how that experience didn’t go so well but Andrew took responsibility to learn from that experience to become a better...

Building a Brand of Influence, Alberta Market Update with Best Selling Author Russell Westcott 27.02.2021

Speaking of my favourite hedge against inflation, real estate, I don’t know many people who own more real estate than today’s guest in Russell Westcott . He’s been through a lot of economic cycles being an Edmonton, Alberta real estate investor.  Russell is an old and good friend of mine so it’s always great to catch up on what he’s up to to help people out.  He’s possibly the top real estate inve...

The Nice Wholesaler Who Did 26 Deals Plus 10 Flips in 2020 with Aaron Moore 20.02.2021

I’ve been friends with Aaron Moore for quite some time. What most don’t know is he’s very successful and an even nicer guy.  Most don’t know who he is because he doesn’t have a huge social media presence, he’s quietly doing deals and crushing it. In 2020 alone, Aaron did 36 deals including 10 flips. In this episode Aaron is kind enough to share some tips for those new to wholesaling and his path t...

Retiring From A Government Job To Full Time Invest in Windsor and Stock Hack with Joe Morden 13.02.2021

This week we have Joe Morden who recently retired from his sweet paying government/union job to invest in Windsor real estate and Stock Hacking to make a living, but more importantly to spend a lot more time with his wife and three children. Joe shares the networks he belongs to help him on his journey, some of his numbers for his flips and duplex conversions and what life is like retiring from th...

Investing In Apartment Buildings Across Canada with Michael Ponte 06.02.2021

On this week’s guest, we have nationwide apartment building investors Michael Ponte! I first met Michael at a real estate conference many years ago where he was collecting his award as apartment building investor of the year. Michael invests all across Canada and more recently in the maritimes provinces and he has a unique strategy, one I can’t recall I’ve heard of before in the multifamily space....

From Top Real Estate Coach in Canada To Launching New Authors From California 30.01.2021

On to this week’s returning guest and it’s only been a five short years since episode 1 featuring Julie Broad. Well she’s back and not much has changed!! Except she left her dominant position in the real estate influencer space in Canada to move to California and open a new business. She still invests in real estate in Nanaimo, BC but she’s here today to share about her new book coming out, share...

From Pumping Gas for a Living in Ontario to Moving to Edmonton as a Full Time Investor and Opening a Bank With Wayne Hillier 23.01.2021

Now we recorded this interview almost a month ago so I’ve asked Wayne for a quote on the pending Keystone pipeline cancellation.  He says it sucks. LOL.  Another good friend of mine tells me Alberta invests heavily into renewable energy so do your own research and decide for yourself. Wayne Hillier has been investing in Edmonton and Leduc since 2015.  He’s a dad, husband, landlord. He’s the host o...

Financial Lessons of 2020 from the Wealth Hacking CFP With 14 Properties and 1-2% Cash Flow Per Week With Kathleen Van Den Berg 16.01.2021

On to this week’s show, we have old friend Kathleen Van Den Berg Kathleen van den Berg, MBA, CLU, CFP. I think she’s great because she’s one of the few Certified Financial Planners who recommends owning real estate and she owns a fair amount of real estate too.  I invited Kathleen to return to the show asking her to share what lessons she’s sharing with her financial planning clients. Kathleen’s b...

Starting Investing While In School, Growing Portfolio to 10+ Properties, Surviving the Lockdown, 57% ROI Stock Hacking With John Beddome 09.01.2021

John owns over 10 investment properties including single family duplex conversions, small apartment buildings, he’s well known in the investment real estate community as a Realtor in Barrie, Ontario and surrounding areas.  I first met John at a real estate networking group about ten years ago because he loves to learn and network just like I do.   Last year, John took the beta version of Stock Hac...

Leaving Corporate By Investing in Condos, Then Duplex Conversions, Then Apartment Building Conversions, Six Figure Side Hustle Stock Hacking With Martin Kuev 02.01.2021

This week we have my old friend Martin Kuev on the show.  Martin like many had a young family, a well paying job in corporate, started a side hustle investing in condos and progressed into renovating single family homes to create basement apartments, then again levelling up into serious apartment building renovations for highest and best values. Definitely innovative stuff so I hope you enjoy this...

From Immigrant, To Single Mom, To Apartment Building Investor, Award Winning Real Estate Broker, To 6 Figure Stock Hacker With Khatera Osman 26.12.2020

Her story is pretty amazing but she wouldn’t tell you it is. Khatera was born in Afghanistan, a war torn country but thankfully her family was able to immigrate to Germany, from there Khatera moved to the greatest country in the world and became interested in real estate.  She became a real estate agent, then built an award winning team, started investing in condos and graduated to apartment build...

How A Former Teacher, Now A Contractor Buys Off Market Houses to Duplexes And His New Found Six Figure Side Hustle With Rene Masse 19.12.2020

Speaking of rich friends, this week our guest is Rene Masse, his parents were school teachers, Rene went to school to become a teacher, didn’t last a week and became a full time contractor and real estate investor.  His focus was largely student rentals and no more on converting single family homes into two family homes. Rene is also a successful graduate of www.stockhackeracademy.ca where he’s ac...

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