Terryw

The Structuring Podcast

Business EN ↓ 180 episodes

A podcast about the legal, taxation and lending aspects of structuring - how you own assets, how those assets are funded and the transactions associated with this. Your host, Terry Waugh, aka Terryw, is a solicitor, Chartered Tax Adviser, mortgage broker and former financial planner. Terry runs a law firm and a mortgage broking company. www.structuring.com.au

Author

Terryw

Episodes

55. Death and Superannuation 26.09.2022 4:59

Fan Mail - Send us a Text Message Today we're talking about death and superannuation. Support the show www.structuring.com.au

54. Five Things to do with Loans Before Retirement 19.09.2022 4:02

Fan Mail - Send us a Text Message Today we cover five things to do with your loans before quitting your job and retiring. Support the show www.structuring.com.au

53. Buying Property with Friends 12.09.2022 5:57

Fan Mail - Send us a Text Message Today we’re talking about the legal implications of buying property with friends. Support the show www.structuring.com.au

52. CGT After Living in an Investment Property 05.09.2022 4:28

Fan Mail - Send us a Text Message In this episode we cover how capital gains tax is worked out when you move into one of your investment properties. Support the show www.structuring.com.au

51. Five More Ways to Increase Borrowing Capacity 29.08.2022 4:15

Fan Mail - Send us a Text Message Here are 5 more basic ways to improve serviceability or the ability to borrow more money. Very important for property investors. Support the show www.structuring.com.au

50. Gift and Borrow Back Asset Protection Strategy 22.08.2022 4:55

Fan Mail - Send us a Text Message Here is an asset protection strategy known as “the gift and borrow back strategy”. Support the show www.structuring.com.au

49. Five Ways to Increase Your Borrowing Capacity 15.08.2022 4:13

Fan Mail - Send us a Text Message Here are 5 basic ways to improve serviceability or the ability to borrow more money. Very important for property investors. www.structuring.com.au Support the show www.structuring.com.au

48. Strategy to Reduce CGT when Investing in Property 08.08.2022 4:37

Fan Mail - Send us a Text Message Today's podcast is about a very simple strategy to save tax and speed up retirement or financial independence. It is usually over looked. www.structuring.com.au Support the show www.structuring.com.au

47. The Difference Between Rent and Board 01.08.2022 5:26

Fan Mail - Send us a Text Message Listener Question: What is the difference between Rent and Board? www.structuring.com.au Support the show www.structuring.com.au

46. Trusts and the Claiming of Expenses 25.07.2022 4:20

Fan Mail - Send us a Text Message Today I’m talking about trusts and the claiming of expenses. www.structuring.com.au Support the show www.structuring.com.au

45. Offset Accounts and Tax 18.07.2022 4:30

Fan Mail - Send us a Text Message Here is a brief overview of some of the tax issues relating to offset accounts. www.structuring.com.au Support the show www.structuring.com.au

44. Using Redraw to Invest 11.07.2022 3:43

Fan Mail - Send us a Text Message It is possible to redraw from a loan to invest, but there are some tax issues to consider before doing this. Property Chat Forum - Tax Tip 6: Using Redraw to Invest www.structuring.com.au Support the show www.structuring.com.au

43. Reimbursing Yourself with Borrowed Money 04.07.2022 4:29

Fan Mail - Send us a Text Message If you pay cash for something it is not possible to later borrow to acquire it and that means interest deductions can be lost. www.structuring.com.au Support the show www.structuring.com.au

42. Gifting as a Structuring Strategy 27.06.2022 4:02

Fan Mail - Send us a Text Message There are 5 times that gifting might be used as a structuring strategy. www.structuring.com.au Support the show www.structuring.com.au

41. Claiming Interest After the Sale of an Asset 20.06.2022 4:27

Fan Mail - Send us a Text Message Once an asset is sold the interest on any loan used to acquire that asset can no longer be claimed. There is, however, one limited exception to this rule and that is where an asset is sold at an amount less than the loan used to acquire it. www.structuring.com.au Support the show www.structuring.com.au

40. Cross-Collateralisation and Retirement 13.06.2022 4:50

Fan Mail - Send us a Text Message Cross collateralising loan securities can ruin retirement plans. Beware. www.structuring.com.au Support the show www.structuring.com.au

39. Trusts Arising from Circumstances 06.06.2022 4:06

Fan Mail - Send us a Text Message Trusts can be established by deeds, but they can also arise by circumstances. This has important consequences as it can affect asset protection, stamp duty and CGT amongst other things. www.structuring.com.au Support the show www.structuring.com.au

38. Funding Trusts and Asset Protection Issues 30.05.2022 4:31

Fan Mail - Send us a Text Message How you fund a trust will have a big affect on asset protection in the years to come. Trusts start with just $10 in assets usually so they need more funding before the trust can acquire assets. www.structuring.com.au Support the show www.structuring.com.au

37. Cross Collateralisation of Securities for Loans 23.05.2022 4:18

Fan Mail - Send us a Text Message What is cross collateralisation of Security? It is when more than one security is used as collateral for one loan - an example would be an investment property loan secured by both the investment property itself and the main residence of the borrower. www.structuring.com.au Support the show www.structuring.com.au

36. Property Related Travel and Tax 16.05.2022 3:48

Fan Mail - Send us a Text Message Do you know that deductions for travel related to property is no longer deductible for some taxpayers in some situations, but it is still deductible in some situations and is always deductible for certain taxpayers. www.structuring.com.au Support the show www.structuring.com.au

35. CGT and Death 09.05.2022 4:28

Fan Mail - Send us a Text Message When a taxpayer dies does this trigger a CGT Event? What happens when a property passes to a beneficiary under a will? www.structuring.com.au Support the show www.structuring.com.au

34. Trusts and Death 02.05.2022 4:50

Fan Mail - Send us a Text Message What happens to 'your' discretionary trust when you die? The assets remain in the trust and cannot pass via your will so you need to plan ahead for the passing of control. www.structuring.com.au Support the show www.structuring.com.au

33. Incorporating Trusts into Debt Recycling 25.04.2022 6:29

Fan Mail - Send us a Text Message How can a person debt recycle when it is a trust that is going to do the investing? The interest won't be deductible to the trust, normally, as it is not the borrower - but there is a simple solution. www.structuring.com.au Support the show www.structuring.com.au

32. Bucket Companies 18.04.2022 4:39

Fan Mail - Send us a Text Message What is a bucket company and why would anyone use one? www.structuring.com.au Support the show www.structuring.com.au

31. Structuring a Loan for the Purchase of Shares 11.04.2022 5:51

Fan Mail - Send us a Text Message When borrowing to buy shares there are a few ways you can structure your loans, some are more tax effective than others. www.structuring.com.au Support the show www.structuring.com.au