Terryw

The Structuring Podcast

Business EN ↓ 180 episodes

A podcast about the legal, taxation and lending aspects of structuring - how you own assets, how those assets are funded and the transactions associated with this. Your host, Terry Waugh, aka Terryw, is a solicitor, Chartered Tax Adviser, mortgage broker and former financial planner. Terry runs a law firm and a mortgage broking company. www.structuring.com.au

Author

Terryw

Episodes

80. Property Tax - Capital or Revenue Account? 20.03.2023 4:50

Fan Mail - Send us a Text Message In this episode I’m talking about the different ways in which profit on the sale of a property can be taxed. PropertyChat Forum - Tax Tip 143: The sale of a property – Capital or Revenue account? Support the show www.structuring.com.au

79. Not All Main Residences are Exempt from CGT 13.03.2023 6:51

Fan Mail - Send us a Text Message In this episode I’m talking about some situations where the main residence may be taxed. PropertyChat Forum - Tax Tip 165: Not all Main Residences are Exempt from CGT Support the show www.structuring.com.au

78. Tax Traps and Deductibility of Interest 06.03.2023 5:07

Fan Mail - Send us a Text Message In this episode I’m talking about tax traps relating to property ownership and the deductibility of interest. Support the show www.structuring.com.au

77. Tax Traps for Jointly Owned Property 27.02.2023 5:17

Fan Mail - Send us a Text Message In this episode I’m talking about a little tax trap for jointly owned property which is owned as joint tenants as opposed to tenants in common. Support the show www.structuring.com.au

76. Ideal Loan Structuring to Purchase an Investment Property - Part 2 20.02.2023 5:46

Fan Mail - Send us a Text Message Today’s episode is part 2 of my ideal way to structure a loan to purchase an investment property. PropertyChat Forum - Terryw’s Ideal Loan Structure Support the show www.structuring.com.au

75. Ideal Loan Structuring to Purchase an Investment Property - Part 1 13.02.2023 5:43

Fan Mail - Send us a Text Message Today’s episode is part 1 of my ideal way to structure a loan to purchase an investment property. PropertyChat Forum - Terryw’s Ideal Loan Structure Support the show www.structuring.com.au

74. Estate Planning and Superannuation Proceeds Trusts 06.02.2023 4:15

Fan Mail - Send us a Text Message Today I’m talking about the tax advantages of a super proceeds trust set up inside a will. Support the show www.structuring.com.au

73. Buying a Holiday Home in a Company Structure 30.01.2023 4:37

Fan Mail - Send us a Text Message Today I’m talking about the tax implications of buying a holiday home in a company and allowing someone to stay in that property without paying rent. Support the show www.structuring.com.au

72. Borrowing and Lending Money - Who Claims the Interest? 23.01.2023 5:50

Fan Mail - Send us a Text Message Today’s topic is borrowing and on-lending the borrowed money and deductibility of interest. Support the show www.structuring.com.au

71. Redraw v Offset Account - Which is Better? 16.01.2023 5:28

Fan Mail - Send us a Text Message Today I’m discussing the tax implications of both redraw and offset accounts on your loans. Support the show www.structuring.com.au

70. Powers of Attorney and Estate Planning 09.01.2023 6:16

Fan Mail - Send us a Text Message In this episode I’m talking about powers of attorney and estate planning. Support the show www.structuring.com.au

69. AMP Master Limit Facility and Debt Recycling 02.01.2023 6:50

Fan Mail - Send us a Text Message Today’s topic is the AMP Master Limit Facility and how it can be used for debt recycling. Support the show www.structuring.com.au

68. Related Party Loans 26.12.2022 6:11

Fan Mail - Send us a Text Message Today I’m talking about related party loans. These are loans where the lender and the borrower are somehow related. Support the show www.structuring.com.au

67. Security for Loans 19.12.2022 6:12

Fan Mail - Send us a Text Message Today’s topic is security for loans. There are 2 types of loans - secured loans and unsecured loans. Support the show www.structuring.com.au

66. The Distinction Between Borrowing to Invest and Debt Recycling 12.12.2022 3:57

Fan Mail - Send us a Text Message Today I’m speaking about the distinction between borrowing to invest and debt recycling. Property Chat Forum - Tax Tip 219: Debt Recycling v Borrowing Extra to Invest Support the show www.structuring.com.au

65. Super and Binding Death Benefit Nominations 05.12.2022 5:14

Fan Mail - Send us a Text Message Today’s topic is about binding death benefit nominations in superannuation. Support the show www.structuring.com.au

64. Helping Parents so They Don’t Have To Sell 28.11.2022 4:59

Fan Mail - Send us a Text Message Today’s topic is about helping parents so they don’t have to sell their main residence as they age. Property Chat Forum - Legal Tip 407: Informal ‘Reverse Mortgages’ from Adult Children and Estate Planning Support the show www.structuring.com.au

63. Spousal Transfers 21.11.2022 4:49

Fan Mail - Send us a Text Message Today I'm talking about transferring an asset to your spouse. Support the show www.structuring.com.au

62. What Happens if a Beneficiary Under Your Will Dies? 14.11.2022 4:24

Fan Mail - Send us a Text Message Today we’re talking about wills and specifically what happens if a person you leave a gift to dies before or after you. Support the show www.structuring.com.au

61. Taxation of Property Profits on a Sale 07.11.2022 5:46

Fan Mail - Send us a Text Message Today I'm talking about the different ways you can be taxed on the profit made when selling a property. Links to Terry’s Tax Tips on the Property Chat forum: Tax Tip 143: The sale of a property – Capital or Revenue account? Tax Tip 157: Difference on being taxed Capital v Revenue Account Tax Tip 334: The Main Residence Exemption Doesn’t Apply to Property held...

60. Credit Cards and Tax Issues Relating to Deductibility of Interest 31.10.2022 3:58

Fan Mail - Send us a Text Message Today we're talking about how to manage credit cards when paying for expenses relating to your investments. Support the show www.structuring.com.au

59. Part 2 of an Aussie Firebug episode with Terry Waugh 24.10.2022 13:10

Fan Mail - Send us a Text Message This week we have the 2nd part of the Aussie Firebug episode. In this episode we cover the following: Receiving the monetary value of a trust distribution that doesn’t go directly to you. Can you distribute franking credits only to someone in a high tax bracket? Working as a contractor under the PSI rule and trust distributions. Estate planning for families with i...

58. Part 1 of an Aussie Firebug episode with Terry Waugh 17.10.2022 32:38

Fan Mail - Send us a Text Message This week we have part 1 of an Aussie Firebug podcast episode that was originally published in early 2022. This is a lengthy case study involving a couple who partially owns two businesses through a company and a trust and how their current share portfolio is structured. Support the show www.structuring.com.au

57. Reasons to Buy a Main Residence Before Investing 10.10.2022 4:39

Fan Mail - Send us a Text Message In today's episode we talk about reasons to buy a main residence before starting to invest. Support the show www.structuring.com.au

56. Structuring Investments for Children 03.10.2022 4:41

Fan Mail - Send us a Text Message In this episode we talk about structuring investments for your children. Support the show www.structuring.com.au