Terryw

The Structuring Podcast

Business EN ↓ 189 episodes

A podcast about the legal, taxation and lending aspects of structuring - how you own assets, how those assets are funded and the transactions associated with this. Your host, Terry Waugh, aka Terryw, is a solicitor, Chartered Tax Adviser, mortgage broker and former financial planner. Terry runs a law firm and a mortgage broking company. www.structuring.com.au

Be sure to visit the podcast's website and support the creator: structuring.com.au

Author

Terryw

Episodes

189. Revoking a Will 02.11.2026 4:09

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the revocation of wills. If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

188. Valuations for Tax Purposes 19.10.2026 5:10

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about valuations and tax. If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

187. The Six-Year Rule when Building a Main Residence 05.10.2026 5:19

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the six-year rule when constructing a main residence. If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

186. Renting and Investing 21.09.2026 5:13

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about renting and investing. If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

185. Changing from Joint Tenants to Tenants in Common 07.09.2026 4:49

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about changing joint ownership from joint tenants to tenants in common. If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

184. Minimising Land Tax in NSW 24.08.2026 5:35

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about how to minimise land tax in NSW when buying multiple properties. If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

183. Ownership Structuring Post Budget 2026 10.08.2026 4:43

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about ownership structuring post Budget 2026. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

182. Accessing Super at Age 60 27.07.2026 6:51

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about accessing super when you hit the age of 60. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

181. Which Loan to Offset First 13.07.2026 5:14

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about which loan you should offset first. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

180. The Need to Repay a Loan Before Reinvesting 29.06.2026 4:26

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the need to repay a loan before reinvesting the proceeds of a sale. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

179. Restructuring a Company that is Owned by a Trust 15.06.2026 6:23

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about issues arising from the proposed tax changes and how these could be tackled for one particular situation. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuri...

178. Debt Recycling When Becoming a Non-Resident for Tax 01.06.2026 3:44

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about debt recycling and how it can impact you if you become a non-resident. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

177. Knockdown, Rebuild and Move into a Rental Property 18.05.2026 6:01

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m answering a listener question about how CGT is calculated when someone knocks down a rental property and builds a PPOR. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuri...

176. Taxation of Super Paid to a Deceased Estate 04.05.2026 5:20

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the taxation of super paid into a deceased estate. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

175. Mistakes with Spousal Transfers 20.04.2026 6:21

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about mistakes people make when doing spousal transfers. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

174. Legally Enforceable Agreements and Joint Loans 06.04.2026 4:25

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today, I’m talking about the ATO’s new approach to joint loans where only one of the borrowers has used the money. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

173. Companies as Surrogate Self-managed Super Funds 23.03.2026 4:05

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is companies as surrogate self-managed super funds. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

172. Borrowing Against an Investment Property to Pay Down a Main Residence Loan 09.03.2026 4:32

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about borrowing against an investment property and using the money to pay down a main residence loan. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com....

171. A Little Trap with Bucket Companies and Dividends 23.02.2026 3:10

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is traps with bucket companies. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

170. The Pleasures of CGT 09.02.2026 4:03

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about the pleasures of capital gains tax. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

169. Should I Use a Trust to Hold Shares? 26.01.2026 5:02

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is should I use a trust to hold shares? — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

168. Should I Use a Trust to Buy Property? 12.01.2026 6:06

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is should I be using a trust to buy property? — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Our Brokers: Loan Structuring Pty Ltd We recommend listeners use our mortgage brokers who are Loan S...

167. Ownership, Borrowings and Deductibility of Interest 29.12.2025 5:17

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about ownership, borrowings and deductibility of interest. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

166. Moving Into an Investment Property vs Moving Out of a Main Residence 15.12.2025 3:39

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is moving into an investment property compared to moving out of a main residence. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au

165. Debt Recycling, Super Strategies & Smart Structures - with Nick Block from ID Advice 01.12.2025 36:35

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. -- In this episode we welcome special guest Nick Block, founder and financial advisor at ID Advice , one of Australia’s very few hourly-only advice firms. Nick breaks down the mechanics and myths of debt recycling, explores tax-efficient investment choices, and uncovers the pitfalls of trust structures,...