Ricardo Hernandez
The Ricky Ricardo Show
The Ricky Ricardo Show documents the real journey of building financial freedom through real estate, leverage, and better decision-making — in real time. Hosted by Ricky Ricardo, this podcast goes behind the scenes of deals, mistakes, wins, setbacks, and the mental shifts required to grow beyond a W-2 paycheck. From rental properties and flips to funding strategies, liquidity, and long-term thinking, this isn’t guru talk — it’s what actually happens when regular people take real risks and learn as they go. If you’re interested in real estate, money, mindset, and creating more control over your...
Where to listen?
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Episodes
Episode 87: The Biggest Mistake I Made While Chasing Growth 29.06.2026 9:11
Send us Fan Mail I always believed that if I worked hard enough, the results would eventually come. This past week challenged that belief. After spending money to grow my podcast and seeing almost no results, a simple Father's Day video unexpectedly connected with more people than I imagined. It forced me to step back and rethink what growth really looks like. In this episode, I share what th...
Episode 86: I Finally Understand Why Most People Stay Comfortable 15.06.2026 13:57
Send us Fan Mail I skipped recording an episode last week. Part of it was uncertainty. Part of it was being sick. But honestly… I think part of it was mental exhaustion. In this episode, I open up about: feeling stalled after a successful flip the pressure of trying to recreate momentum why uncertainty becomes emotionally exhausting questioning the direction of the podcast why most people choose c...
Episode 85: The $12,312 HVAC Bill (And Why It Didn't Scare Me) 02.06.2026 8:21
Send us Fan Mail Last week I shared that I don't think I'm chasing properties anymore—I think I'm chasing freedom. Then this week I received a text message: HVAC complete. Invoice attached. $12,312. A year ago, seeing a bill like that would've stressed me out. This time was different. In this episode, I share the latest update on my Alabama mid-term rental project, how hard mon...
Episode 84: I Think I Misunderstood Freedom 26.05.2026 9:56
Send us Fan Mail After selling my first rental property and completing my first flip, I had a realization that caught me off guard. For years, I thought I was chasing real estate. I thought I was chasing cash flow. I thought I was chasing financial freedom. But what if freedom isn't what I thought it was? In this episode, I share what selling my first rental taught me, why getting my money ba...
Episode 83: I Sold My Rental… Now The Real Decisions Start 20.05.2026 15:14
Send us Fan Mail After officially selling my first rental property last week, I’m now facing the next big decision in my investing journey. HVAC installation starts this week on the Alabama midterm rental, and now I have to decide whether to use hard money draws or the proceeds from my recent sale to fund the next phase of the project. In this episode of The Ricky Ricardo Show , I talk about: why...
Episode 82: I Sold My First Rental Property… And It Changed Everything 11.05.2026 14:59
Send us Fan Mail In this episode of The Ricky Ricardo Show , I talk about officially selling my very first rental property and why this deal completely changed the way I look at real estate investing. A couple years ago, I thought buying as many rental properties as possible was the path to freedom. But after going through vacancies, repairs, management headaches, tied-up capital, and low cash flo...
Episode 81: $20K Invested… $150/Month? Why I’m Selling My First Rental 04.05.2026 15:12
Send us Fan Mail I’m selling my very first rental property this week… and it didn’t go the way I thought it would. In this episode, I break down the real numbers, what actually happened over the last couple of years, and why I’m choosing to move on instead of holding. This isn’t about saying rentals don’t work—it’s about realizing when something doesn’t work for you. I also share my shift into mid...
Episode 80: I Didn’t Look at a Single Deal This Week (Here’s Why) 27.04.2026 12:46
Send us Fan Mail This week, I didn’t look at a single real estate deal… and that bothered me more than anything else going on. Not because I didn’t want to—but because real life hit all at once. In this episode, I break down what actually happened behind the scenes: A $20,000 Tesla battery scare A property under contract but not closed yet Another property sitting with no offers A renovation proje...
Episode 79: I Made $135 in 2 Years… Here’s Why I’m Selling Everything 13.04.2026 11:25
Send us Fan Mail I finally sat down and looked at the real numbers—and they changed everything. In this episode, I break down the actual profit and loss from my first rental property… and it wasn’t what I expected. After putting nearly $20,000 into the deal, the return over two years was barely over $100. I also share the numbers behind my second property, which is cash flowing—but still not align...
Episode 78: $100k in the bank... and still stuck 30.03.2026 12:28
Send us Fan Mail I’m gonna be real with you… I thought having $100,000 ready to invest was going to change everything. I thought deals would be easier to find. I thought I could move faster. Maybe even take down multiple deals at once. But right now? I can’t find a deal that actually makes sense. In this episode, I break down what’s really happening behind the scenes — analyzing multiple propertie...
Episode 77: The Renovation Lesson I Learned After My First Rentals 23.03.2026 15:29
Send us Fan Mail Most real estate investors focus on the numbers first — purchase price, rehab cost, rent, and cash flow. But with my newest property, I’m realizing something different. The design decisions you make can actually determine the type of tenant you attract. In this episode of The Ricky Ricardo Show, I walk through the renovation strategy for a property I currently have under contract...
Episode 76: Walking away from a deal 16.03.2026 16:30
Send us Fan Mail Everyone talks about the deals they close in real estate… but nobody talks about the deals they walk away from. In this episode, I break down a flip opportunity that looked like it had over $100K in spread — until the numbers got tight and the risk started stacking up. Sometimes discipline in real estate isn’t about the deals you do. It’s about the ones you don’t. I also share a b...
Episode 75: Unused Capital Feels Safe (But It Doesn’t Grow) 02.03.2026 15:54
Send us Fan Mail Last week I was staring at my bank account debating whether to wire $52,000. Today the deal is closed… and I don’t feel excited. I feel focused. This episode isn’t about hype. It’s about what happens mentally when capital stops being theoretical and becomes committed. The fear wasn’t that the deal wouldn’t work. The fear was losing optionality. What if a better flip pops up? What...
Episode 74: The Wire Is the Test 26.02.2026 7:36
Send us Fan Mail Closing is Friday and I haven’t wired the $52,000 yet. This deal was supposed to require just over $20K. Then the appraisal hit. Now I’m being asked to bring more than double that amount to the table. In this episode, I talk through the real tension investors don’t post — the moment before the wire. The emotional side of deploying capital. Rerunning numbers. Stress testing downsid...
Episode 73: The Week the Deal Became Real 16.02.2026 16:53
Send us Fan Mail This week nothing flashy happened — but two major risks on my newest deal completely changed the way I’m thinking about it. We confirmed a lifetime foundation warranty, a newer roof with a 30-year warranty, completed our full scope of work, and moved one step closer to closing. This episode is about due diligence, uncertainty, and why confidence comes from removing unknowns — not...
Episode 72: Due Diligence Is Where Deals Are Made or Killed 09.02.2026 10:39
Send us Fan Mail Nothing is finalized yet — but everything matters. In this episode, I’m giving a real-time update on a new deal I’m currently under contract on and walking you through the most overlooked phase of real estate investing: due diligence . We’re talking inspections, foundation concerns, scope of work, loan structure, and why knowing when to walk away can be just as powerful as closing...
Episode 71: Under Contract Again - Pivoting Markets and Chasing Real Cash Flow 02.02.2026 13:03
Send us Fan Mail Last week, I shared the tough decision to leave my first real estate market in Evansville, Indiana. This week — everything changed fast. In today’s episode of The Ricky Ricardo Show , I’m breaking down how I’m officially under contract on my first mid-term rental in Alabama, forming my first LLC, and working with lenders again to execute a BRRRR strategy focused on real cash flow....
Episode 70: Why I'm Selling My First Rental Properties (And Pivoting to Bigger Opportunities) 26.01.2026 12:30
Send us Fan Mail In today’s episode of The Ricky Ricardo Show , I’m sharing a big real-time update in my real estate journey — I’m officially selling my first rental property and exiting the Evansville, Indiana market altogether. I break down why I originally invested there, the reality of slow cash flow, vacancies, and repairs, and why I’ve decided to pivot and refocus my efforts back in Alabama...
Episode 69: SWAT Kicked the Door In: The Real Truth About Out-of-State Investing w/ Ana Bialek 19.01.2026 50:08
Send us Fan Mail What happens when you invest out of state, trust the wrong team… and SWAT kicks the door in ? In this episode of The Ricky Ricardo Show , I sit down with Ana Bialek — Northern Virginia realtor, out-of-state investor, and co-host of Agent to Investor — for one of the most honest conversations I’ve had about real estate investing. Ana breaks down the full story of a four-unit rental...
Episode 68: The Six-Figure Wire Isn’t Profit: What I Actually Made on My First Flip 11.01.2026 13:12
Send us Fan Mail Everyone sees a six-figure wire… but that’s not what you actually walk away with. In this episode, I close the loop on my first flip and break down what really happened after the $155K wire hit my account. I share: Where the money actually went What had to be paid back (401k loan, holding costs, credit cards) Why this deal netted around $80K, not $155K How leverage and liquidity c...
Episode 67: How I Funded a Flip Without a Pile of Cash (The Real Money Stack) 29.12.2025 17:32
Send us Fan Mail In a previous episode, I shared that a $152,000 wire hit my account after selling my first flip. But this episode isn’t about celebrating that number. It’s about the truth behind it. This deal didn’t happen because I had a pile of cash sitting around. It happened because I had to think differently, take on real pressure, and figure things out in real time. In this episode, I walk...
Episode 66: From Wire to NYC: Why I Paused and What’s Next 22.12.2025 8:19
Send us Fan Mail Two weeks ago, the wire hit — $152,000 from my flip. Then life immediately happened. I got sick and lost my voice. Right after that, I was in New York watching my son perform at Radio City Music Hall during the Rockettes’ 100-year anniversary. In this episode, I explain the pause, reflect on perspective, and reset what’s coming next — including a full breakdown of how I actually f...
Episide 65: $152,000 Hit My Account… But Here’s the Truth 01.12.2025 19:31
Send us Fan Mail The wire hit — $152,000.I posted the screenshot on Instagram and everybody went wild. But the truth behind that wire? It’s nothing like what people think. This episode closes the biggest chapter of my real estate journey so far: my first flip project 2,300 miles away that tested my patience, my confidence, my family time, my wallet, and honestly… my belief in myself. Today isn’t t...
Episode 64: Thanksgiving Week & Closing Week: A Moment of Gratitude 24.11.2025 9:50
Send us Fan Mail This week’s episode is different. We’re officially in closing week on the biggest project of my real estate journey — but instead of breaking down numbers or giving a huge update, I wanted to slow down and sit in some gratitude. Thank you to everyone who has followed this flip for over a year… through the delays, the wins, the losses, the messy updates, and every moment of doubt a...
Episode 63: 11 Days Out… and a Big Tax Surprise 17.11.2025 7:57
Send us Fan Mail We’re officially 11 days away from closing on my Wetumpka flip — and for the first time all year, things are calm. In this episode, I break down where the flip stands now that the appraisal is done, repairs are complete, and lending is quiet. I also share a huge update from dinner with my CPA that might save me thousands… and why I’ll likely be taxed at 15% capital gains instead o...
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