Ricardo Hernandez
The Ricky Ricardo Show
The Ricky Ricardo Show documents the real journey of building financial freedom through real estate, leverage, and better decision-making — in real time. Hosted by Ricky Ricardo, this podcast goes behind the scenes of deals, mistakes, wins, setbacks, and the mental shifts required to grow beyond a W-2 paycheck. From rental properties and flips to funding strategies, liquidity, and long-term thinking, this isn’t guru talk — it’s what actually happens when regular people take real risks and learn as they go. If you’re interested in real estate, money, mindset, and creating more control over your...
Where to listen?
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Episodes
Episode 62: Some Moments You Don’t Get Back 10.11.2025 9:23
Send us Fan Mail I flew to my niece’s wedding — and to make it happen I missed my son’s halftime performance at a Sacramento Kings game. Then my original flight home got canceled because of the government shutdown. It was chaos… but even in the middle of it, we still finalized our contractor for the inspection repair addendum. Sometimes the right move isn’t squeezing every dollar — it’s choosing c...
Episode 61: The Inspection Results Are In...and Here's How I Really Feel 03.11.2025 9:38
Send us Fan Mail We’re under contract — but this week was inspection week. Me and my agent were literally praying nothing major popped up… because after everything this flip has put me through, I just needed something to go right. The inspection report came back — and thankfully — it was mostly minor. But even with that relief… I’m still not celebrating. My contractor still has to go back out. Quo...
Episode 60: Final Boss Mode Activated: My Flip Is Under Contract 27.10.2025 12:37
Send us Fan Mail After months on the market, price drops, and endless lessons… we’re officially under contract at $360,000.But this isn’t the victory lap — this is the final boss. In this episode, I break down:The first offer that came in low at $340KWhy we held strong and negotiated upSmall market realities and buyer feedbackThe emotional toll of waiting… and hopingWhat still needs to go right be...
Episode 59: Words Aren’t Offers… But I’m Listening 20.10.2025 11:06
Send us Fan Mail This week, I finally heard something I haven’t heard since listing my flip:real interest. A potential buyer asked for septic records, utility info… and was even caught driving by the house saying, “This is the one we’re going to buy.”But I’ve learned something through this process:Words aren’t offers. Until I see ink, I’m staying grounded. I still haven’t heard a verdict from the...
Episode 58: What If I Walk Away With $0? Bracing for the Verdict on My Flip 13.10.2025 10:50
Send us Fan Mail This flip was supposed to be my biggest profit yet. I once ran the numbers and told you I could make six figures on it. But now, I’m preparing for a completely different outcome — maybe even walking away with nothing. My agent is bringing two brokers to walk the property this weekend and give their honest verdict. No more guessing. No more hoping. Just the truth — even if it’s bru...
Episode 57: When Goals Don’t Go as Planned: Still Waiting, Still Working 06.10.2025 13:12
Send us Fan Mail Two more showings on the flip, no feedback yet, and my first rental’s still waiting for a decision. I’ll be honest — the goals I set at the start of this year are out of reach now. But this episode isn’t about giving up. It’s about what happens when plans change and how I’m choosing to keep showing up anyway. 🎥 Watch the full video episode on YouTube: youtube.com/@therickyricard...
Episode 56: Flip Extension Approved: Sell or Refi? 29.09.2025 13:49
Send us Fan Mail I just bought myself three more months with my hard money lender on the Wetumpka flip, but it feels less like breathing room and more like a ticking clock. In this raw update, I share where my head’s at with the flip, the mounting holding costs, and the tough decision between selling now or pulling the trigger on a cash-out refinance. I also break down how this decision impacts my...
Episode 55: The $10K Drop: Flip Chronicles Update 15.09.2025 12:11
Send us Fan Mail After dropping my flip’s price by $10,000, we’re now listed at $379,900 — and suddenly the showings are rolling in. Buyers love the 3.5 acres and the size of the home, but the details are standing out: unlevel floors, cracked windows, and even complaints about the gray-and-white paint choice. In this Flip Chronicles update, I break down the good, the bad, and the funny (yes, someo...
Episode 54: My Why, My Flip, and Facing the Hard Money Clock 08.09.2025 12:10
Send us Fan Mail This week’s episode is different. I pressed pause on everything else to give my full attention to my son as he prepared for three big performances in The Little Mermaid. Watching him on stage reminded me exactly why I invest: for time, freedom, and the chance to be present for moments like this. But while I was celebrating that proud dad moment, reality hit. My hard money lender r...
Episode 53: Scared to Call an Agent? How to Find the Right One & Make Winning Offers w/ Nico Garcia 01.09.2025 52:46
Send us Fan Mail Picking up the phone to call an agent can feel scary. What if you sound clueless? What if they don’t take you seriously? In this episode of The Ricky Ricardo Show, I sit down with investor-friendly agent and investor Nico Garcia to help beginners push past that fear and approach agents with confidence. We break down:✅ How to tell if an agent is truly “investor-friendly”✅ 3 ways...
Episode 52: First Vacancy, First Lawsuit, and Flip Feedback: Real Lessons in Real Time 25.08.2025 11:50
Send us Fan Mail What do you do when your first tenant leaves you with repairs, a lawsuit, and no guarantee you’ll ever see the money back — while your flip gets called “too much DIY” at showings? In this episode of The Ricky Ricardo Show, I share the raw updates on my first rental vacancy at Margybeth and the latest feedback from showings on my Wetumpka flip. From property managers offering two v...
Episode 51: Relaunching My $389,900 Flip: The Real Numbers & Hard Lessons 18.08.2025 10:04
Send us Fan Mail I’m back on the market with my Wetumpka flip — listed at $389,900. In this episode, I break down the real numbers: a $170k loan payoff, $40–45k down, plus $60k out of pocket on top of the $100k scope of work, and $2,300/month holding costs since last October. This time around I’ve got a new agent, fresh photos, landscaping dialed in, and punch list discipline to finally deliver a...
Episode 50: Flipping the Script – My First Podcast Guest Appearance On Agent2Investor 11.08.2025 45:18
Send us Fan Mail Episode 50 is here — and this one’s a little different. To celebrate, I’m sharing my very first guest appearance on the Agent2Investor podcast, where I sat on the other side of the mic and opened up about my real estate investing journey. From buying my first property at 23 to navigating out-of-state rentals and my first fix-and-flip, this conversation dives into the real wins, th...
Episode 49: Paid in Full… and Still Not Done: When the Contractor Fails You 04.08.2025 19:57
Send us Fan Mail What happens when you pay a contractor in full… and the job still isn’t done? In this episode, I break down the frustrating reality of trusting too soon as a remote investor. My flip was supposed to be ready — instead, I’m chasing unfinished work, setting final deadlines, and weighing my options, including possible legal action. But this isn’t just about what went wrong — it’s abo...
Episode 48: Two Properties, One Question: Do I Cut the Cord? 28.07.2025 16:26
Send us Fan Mail In this episode, I take you behind the scenes of two properties that are testing me hard — my very first rental in Indiana and a never-ending flip in Alabama. One cost me more than it made. The other still isn’t sold. I break down the real numbers, the setbacks, and the decision I’m wrestling with: Do I double down or finally cut the cord? No fluff — just raw talk on what it reall...
Episode 47: The Flip Is Almost Back — And Why I Had to Take Control 21.07.2025 7:22
Send us Fan Mail The flip in Wetumpka is finally almost back on the market — but not without one last lesson in taking ownership. In this quick update, I break down why I had to hire my agent’s cleaning crew, how a dusty walkthrough almost held us back again, and what I’ve learned about trusting the wrong people, even when they mean well. From firing my first agent to rebuilding the punch list, th...
Episode 46: My First Vacancy: What This $19K Rental Just Taught Me 14.07.2025 14:45
Send us Fan Mail One of the quietest, most boring properties in my portfolio just got loud — real loud. After years of steady cash flow, my very first rental just hit me with a vacancy, a mess, and a decision: re-rent, refinance, or sell? In this short but real-time episode, I break down the numbers, the missteps, and what I’m learning now that my tenant's gone and a new property manager says...
Episode 45: $24K Bought Me 2 Rentals That Still Pay Me Monthly 07.07.2025 20:56
Send us Fan Mail I’ve been talking a lot about the flip lately — the stress, delays, and unknowns. But today I’m shifting gears and sharing a quiet win. A while back, I bought two rental properties for just $24,000 total, and they’ve been paying me $900/month ever since. No drama. No gray hairs. Just solid, boring real estate that works. In this episode, I break down:How I found and financed these...
Episode 44: Still Not Listed… Contractor Delays, New Appliances, and My Patience Is Shot 30.06.2025 20:35
Send us Fan Mail This flip was supposed to be done. Listed. Sold. But here I am — still chasing contractors, debating whether to drop $5,000 on sod just to get better photos, and trying to stay optimistic as everything drags out. In this episode, I open up about what’s really going on behind the scenes — the delays, frustrations, and lessons I wish I knew before starting. Whether you're on yo...
Episode 43: I Fired My Agent, My Flip’s a Mess, and I’m Stuck with a $5K Yard Bill 23.06.2025 24:08
Send us Fan Mail I fired my listing agent. Found out my flip wasn’t even finished. Paint missed, cabinets sloppy, windows dirty — and now I’m staring down a $5,000 sod bill just to make the yard sellable. I’ve got a hard money loan due in October, and holding costs bleeding me every month. This flip has officially tested me — financially, emotionally, and as a leader. In this episode, I break down...
Episode 42: The $800 Sewer Bill, the Flip That Won’t Sell, and a Real Life Reset 09.06.2025 20:28
Send us Fan Mail An $800 sewer bill, a tenant breakup, and a flip that won’t sell — this week, everything hit pause. I’m sharing how I’m dealing with real estate setbacks, a recent car accident, and the mindset it takes to keep going when nothing’s moving. If you’ve ever felt stuck in your investing journey, this one's for you. 🎥 Watch the full video episode on YouTube: youtube.com/@therick...
Episode 41: When It Rains, It Pours: Insurance Lapse, Tenant Headaches, and a Flip Update 02.06.2025 22:03
Send us Fan Mail This week was a wild one. First, I almost lost everything because I let my property insurance lapse. Then, I got hit with an $800 water bill from my tenant—and guess who’s on the hook for that? Me. Oh, and let’s not forget the flip—I dropped the price by $20K and finally had some showings. This is the raw, unfiltered side of real estate investing that nobody talks about. No sugarc...
Episode 40: The $86K Gamble: Breaking Down My First Flip in Wetumpka 27.05.2025 19:22
Send us Fan Mail This is the raw, unfiltered truth behind my first flip in Wetumpka, Alabama. I’m sharing the exact numbers—every dollar, every risk, and every lesson. From the $105K purchase price, a $100K rehab, and a whopping $86K of my own money out-of-pocket (yeah, you read that right), to the potential payday of $132K—this episode breaks down what flipping really looks like when you’re all i...
Episode 39: My Rental Got Reported, and My Flip Still Won’t Sell… 19.05.2025 15:12
Send us Fan Mail This one hit hard. My very first rental just got hit with a code violation from the county, and to make it worse… my flip in Alabama still isn’t moving — even after 60 days on the market. In this episode, I break down:What the violation was and how I found outThe surprise items my tenant left behind (hint: rodents got involved 🤢)Why I had to drop the flip price by $20,000My new n...
Episode 38: The Tax Game of Real Estate – Secrets Your CPA Won’t Tell You (with Liz Hernandez, CPA) 12.05.2025 1:06:47
Send us Fan Mail Think buying real estate gets you out of paying taxes? Think again. In this episode, I sit down with Liz Hernandez—a real estate investor and CPA who drops truth bombs about depreciation, the short-term rental loophole, cost segregation, and why your flip isn’t 1031-exchangeable (yep, we said it).We break down the biggest tax mistakes beginners make, how to really benefit from ded...
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