The Rich Immigrant

Send us Fan Mail The podcast is back after an unplanned one month hiatus. In this episode, I answer a listener question about Health Savings Account (HSA).  In episode 136, I shared that I learned about the HSA from my colleagues but It took me 9 years to fully get on board. But, I don't want my listeners to make the same mistake. So, we talk about 1. What a health savings account is 2. How i...

Send us Fan Mail In this episode of the podcast, my guest and I have a much needed conversation on how to teach kids about money. In this episode, Amina and I Talk about: Her background and her aha moment with money When she started thinking about teaching her kids about money Age appropriate money lessons for kids What NOT to say to kids about money Raising sons in today's society Partnershi...

Send us Fan Mail Welcome to season 14 of the podcast and in this episode, I'm talking about how money conversations changed the course of my financial journey. My journey began at a time it wasnt cool to talk about money, so I dug my heels in and paid off my debt in silence. Then I had conversations With a colleague whose parents bought her a home in cash Another colleague who lived at home a...

Send us Fan Mail If you've ever set goals in January that felt inspiring, and by March you were tired, behind, or quietly ashamed, then this episode is for you.  In this episode, we are talking about a better way to set goals for 2026, one that actually fits your life.  Instead of chasing goals that look impressive, we focus on goals that are supported by capacity, systems, and real life cons...

Send us Fan Mail As we move toward the end of the year, it's tempting to rush into new goals. But before 2026 can be successful, it needs to be sustainable.  In this episode, we slow down and focus on foundations - capacity, boundaries, trade-offs, and systems. These things allow high-achiveing, globally minded people to move forward with clarity and peace.  In this episode, we talk about: Cl...

Send us Fan Mail In this episode, we are diving into the unspoken rules that keep friendships intact when celebrations cross border, budgets, and big life moments. Whether  youare hosting an international milestone, or deciding whether to attend one, this episode will help you navigate expectations with honesty, grace, and clarity.  I share my perspective as a personal finance enthusiast, an immig...

Send us Fan Mail Join me as I take a trip down memory lane to my 20s. The decade that adulting hit me! I share the biggest financial lessons (some I only learned after my 20s) so you don't have to learn them the hard way. From taking calculated risks, fixing your relationship with money, to learning that looking rich is not the same thing as being rich - this episode is packed with insights t...

Send us Fan Mail We are back!!!!  I turned 40 in September and handed over my mic to my sister friend, Kemi Onabanjo.  We skipped our annual podcast conversation last year but we made up for it with this conversation.  This one's just like you're hanging out with us as we converse. There's a lot of banter, laughter, honesty, and depth. It's not us if we aren't reflecting o...

Send us Fan Mail In the very last episode of this season of the podcast, I answer listener questions and they cover the following 1. My thoughts on an mlm 2. If I would date or marry a man who made significantly less than I do 3. Would I get a prenup? How to broach the conversation with a potential partner 4. Paying down a mortgage faster or investing for children. Which would pay off better> 5...

Send us Fan Mail Becoming a parent changes everything, including your finances. In this episode, I sit with Charlene, a financial coach and mom, to talk about what it really takes to prepare financially for parenthood. We go beyond nurseries and baby showers to dig into the mindset shifts, practical steps, and money truths every parent should know.  We cover: Where financial preparation for parent...

Send us Fan Mail Do you ever feel like everyone else is ahead of you financially - buying homes, maxing out investments, living debt free, going on trips - all while you are still figuring it out? You are not alone and you are not too late!  In this episode, I break downL  - What drives money shame - How we can reframe being behinf - Examples of people who started late but still built wealth - Pra...

Send us Fan Mail I've been wanting to talk with Berry for a while and I'm so glad this conversation finally happened. As you'll see, this conversation was grounded, and full of gems and realness! In this episode of the Podcast, We talk about: When Berry had her financial aha moment How her finances changed since becoming a single mom The type of support she has relied on during her...

Send us Fan Mail This episode of the podcast is not what I'd initially planned, but I get this feeling that it is what we need. In this episode: I invite you to join me on this challenge this month to honour your word to yourself. Too often, we normalize casually breaking promises to ourselves ever so casually. IVer time, we start to believe that our own word doesnt mean much.  Self-trust is...

Send us Fan Mail This episode is a little different, and honestly, its delicious! In this episode, we are talking about how budgeting is actually a lot like making jollof rice.  If you've ever mare jollof rice you already know that it isnt just food. It is culture, it is pride. I break down Ingredients of your jollof (and budget) You can just throw things in the pot and hope for the best, you...

Send us Fan Mail What does it look like to be redefining success on your own terms and to be way ahead financially while in your twenties? Meet Tobi Derin. In this episode, I sit down with Tobi Derin, an immigrant who moved to Canada at age 16, pivoted from Engineering to Tech, bought her first investment property at 25, and quit her 6-figure tech job to take a year-long career break/sabbatical at...

Send us Fan Mail The podcast is back for its 12th season and in this episode, we are easing into summer with a few updates and check-in. In this episode. I talk about Life lately - high, a low, and a lesson so far this year Money update - wins, where I'm lagging behind, and current struggles I answer a listener question about paying for financial coaches and investing classes etc I also share...

Send us Fan Mail In the personal finance world, they say getting to the first $100k invested is the hardest part of any investing journey. In this episode of the podcast, I talk about: Why it is the hardest part of any investing journey My Journey to $100k and how long it actually took and the hiccups I had on the journey How much shorter it took to get from $100k to $200k What can be done to acce...

Send us Fan Mail In this epidoe of the podcast, I tackle a money dilemma for a parent with a certain amount of money to invest for her  12 year old son. Should she keep it in savings, invest it?  What would I do? I share my thoughts and I share why! What would you do with the money?  Check out the latest episode of the podcast and don't forget to share your money dilemmas here for a chance to...

Send us Fan Mail I promised a follow up episode to describe the process of automating your finances as automation is central to a good paycheck routine.  Automation takes away the guesswork out of managing your finances. That means no fees, and no mistaken balling out, and you get to pay yourself first via saving and investing. In this episode, I share the key steps to automating your finances inc...

Send us Fan Mail I'm so glad Togor responded to my request for people willing to share about getting on the same page financially before getting married. While there are many horror stories of financial incompatility, this story shows what can happen when two people do the work and show up openly and authentically.  In this episode, we talk about: When she  and her now husband had their very...

Send us Fan Mail There are quite a few terms used in the investing world. While we were not taught these terms at school, its quite wild that we are suddenly expect to be versed in this language as adults. In this episode of the podcast, I break down: 1. A public or listed company 2. Stocks and Shares 3. Fractional Shares 4. Why Companies Sell Stock 5. Stock Market 6. Mutual Funds 7. Exchange Trad...

Send us Fan Mail You've probably seen a lot of payday routines on Instagram and Tiktok lately but they're not really new. In this episode of the podcast, I talk about: What a payday routine is How a pay day routine is similae to being inentional with our diwts and exercide Why you should have a pay day routine What every pay day routine should consist of My own pay day routine.  Thank yo...

Send us Fan Mail For a long time, I've wanted to have this conversation on the podcast. In honour of Women's History Month 2025, I talked with 2 amazing women who are single for now, and thriving financially. In this episode, we talked about: Their financial aha moments that made them decide to get their finances together The first steps they took on the journey The kind of money converd...

Send us Fan Mail This topic is not new to the podcast. In fact, exactly 2 years ago, I covered Black Tax in episode 73 of the podcast (check it out). But it isn't a one-time conversation. In this week's episode of the podcast, I cover: The fact that Black Tax remains a reality for many immigrants Deciding on a Black Tax budget and setting aside an Black tax emergency fund Deciding on wha...

Send us Fan Mail In a world that glorifies hustle culture, what happens when you decide to walk away? In this episode, I sit down with Mae Onyekwum, an immigrant who had the courage to leave her dream high-paying job to redefine success on her own terms. We delver into the pressures of hustle culture, especially as immigrants.  Tune in to hear What hustle culture mean to her The initial work she d...