The Rich Immigrant

Send us Fan Mail Happy New Year!! Welcome back to the podcast. In this first episode of the year, I get into it by sharing about my Instagram break for the first month of the year. I also share about a pet peeve I recently discovered and how its led to some actions on my part. Then of course, we talked money! Underrated Money Tips  Spend less than you earn, save/invest/pay off debt with the differ...

Send us Fan Mail 19 Podcast episodes later, and we are wrapping up the podcast for the year. In this episode of the podcast, I also answer some of your burning questions, as I always do. We dig into: 1. What I spent on in 2024 2. What I'm not buying in 2025 3. What I'm spending on in 2025 4. Some key personal lessons looking back on the year 5. Getting Promoted In Corporate America 6. Be...

Send us Fan Mail We are getting close to the end of the year and podcast season. In this week's episode of the podcast, I'm answering a popular question by breaking down this topic. In this episode, we discuss Explain what a 401k is and then the difference between traditional and Roth 401k Examples of scenarios where one option may be better for you compared to the other Some truths that...

Send us Fan Mail A LinkedIn survey of 33,000 people revealed that 62% had taken a career break at some point and 35% would like to take a break in the future. Recently, I was talking to someone close to me who is considering tajing a career break and that conversation inspired this episode. The truth is that for different reasons, a career break is something that comes up in the course of our adul...

Send us Fan Mail Well, we received an unexpected Thanksgiving surprise from one of the greatest investors of our time, Warren Buffet. In this week's episode of the podcast, I'm sharing my reactions to his latest letter and lessons that we can all draw from it. Do you agree or disagree, or this is a 001% problem?  I'd love to read from you! Thank you for the gift of your time and att...

Send us Fan Mail Here we are in November! There are still some financial moves we should all consider making before the end of the year. I hope you check out this episode of the podcast!  Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episo...

Send us Fan Mail  A few weeks ago while cleaning up my google drive I stumbled upon my 2014 finance google document which includes my budget, networth tracker and other things. So of course, I got curious and wow! In this week's episode I decide to dive in together to look into: 1. What TIME in the market has done 2. What consistency has done 3. What has stayed the same and what has changed o...

Send us Fan Mail The way adulting works is that there's always an expense (known or unknown) around the corner. In this episode of the podcast, in response to a listener request, I break down HYSA or high yield savings accounts. I talk about: 1. When I opened my first high yield savings account 17 years ago 2. What a high yield savings account is and why these accounts are able to pay higher...

Send us Fan Mail Working in Japan has been quite the discovery. In this episode of the podcast, I look back on my first year here and share the following: Interesting unique aspects of working in Japan Socializing at work A funny story that still makes me chuckle today Adjusting to a new team and team culture Work life balance How to indentify opportunities like this for someone interested Thank y...

Send us Fan Mail And just like that, I've lived in Tokyo for a year! Pinch me! I remember saying goodbye to my friends and boarding that flight to Japan. There were tears and a bit of anxiety about the unknown.  In this episode of the podcast, I share about: The Early Days A particularly low moment in the early days Some practices in the early days A God-moment in the first month What surpris...

Send us Fan Mail Friendships end. Or at the very least, they evolve. We have manuals on ending romantic relationships or even leaving our jobs. But how do we handle the end or an evolution of a friendship we thought would last forever? In this episode of the podcast, I share about 4 instances where my friendships have ended or evolved, and the lessons I learned from each of those situations. I hop...

Send us Fan Mail Not everyone has the luxury of a steady job and paycheck. Entrepreneurs and freelancers often have varying income from one month to the other. In this episode of the podcast, I share 5 tips on how to budget on an irregular income. I hope you'll check it out Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast...

Send us Fan Mail Early on in my financial journey I came across an article about financial milestones by age and I was completely discouraged by it. Why? Because based on my life circumstances, I was no where near the milestones for my age.   Instead of looking at age based milestones, in this episode of the podcast, I focus on 5 financial milestones that actually matter regardless of your age.  1...

Send us Fan Mail What if I told you that you didnt have to sell or soul or compromise on your values to navigate office politics? In this episode inspired by listener questions I cover: I share my views on whether you can rise without participating in office politics Remaining your authentic self while navigating office politics  The importance of being politically aware/intelligent A reminder tha...

Send us Fan Mail Hey Ya'll!  I'm alive! I've been through it but I'm alive and well and crawling out of the spreadsheets into the light of Summer! Frankly its been a tough two months leading up to last week atwork but we finished the project and finished WELL. But my goodness did I/we work harddttt! Yo, its not the same in your late 30s oh! So we are back for the next four week...

Send us Fan Mail The immigration process can be brutal and the journey can feel endless. In this episode of the podcast, I answer a listener question about the wait. We discuss 1. Being creative in doing things that build your spirit 2. Taking advantage of the digital world and easier ways to make a living 3. Honouring the process 4. Truly looking at all your options beyond your current location 5...

Send us Fan Mail Friendship continues to be a recurring theme in my life and a recurring theme in listener desired topics. In this week's episode of the podcast, I tackle a listener question from December about navigating friendships where there is a wide income gap. This time, from the perspective of the higher earner. It is a delicate topic but thats why we need to talk about it. In this ep...

Send us Fan Mail Friendship continues to be a recurring theme in my life and a recurring theme in listener desired topics. In this week's episode of the podcast, I begin to answer a listener question from December about navigating friendships where there is a wide income gap. It is a delicate topic but thats why we need to talk about it. In this episode, we discuss: The widening income gap I&...

Send us Fan Mail Last time I did a Q&A, this question from a listener came up and I decided to  take the time to answer in its own standalone episode.  Many immigrants make that initial mistake with our first credit cards and I just want to applaud this listener for asking. There's no shame here!!! In this episode, I share about: 1. How credit scores work in the US and UK 2. The three cre...

Send us Fan Mail We'reee baccckkkk! In this warm up/return to the podcast after a longer than anticipated break, I Catch you up on my year so far Why my friends visiting had me in my feelings My thoughts on loud budgeting and the changes in real estate commissions in the US Let's catch up, and I'll be back next week! Thank you for the gift of your time and attention. Thank you for l...

Send us Fan Mail Its the last episode on 2023 and in similar fashion, I am answering your questons and they came in hot. In this episode of the podcast, I answer listener questions across Career, Finances, Personal Reflections and so on. In this episode I answer question on 1. One thing I'm most proud of in 2023 2. What I'm looking forward to in 2024 3. My biggest financial lesson of 202...

Send us Fan Mail Hot takes are so freaking popular and they're clickbaitey (is that a word) but they seem to work. The thing is though, they are hardly ever 100% true and there's always nuance to things in the world of personal finance.  In this week's episode of the podcast, I respond to 6 hot takes and share my personal opinions/thoughts. Again, am I always right? No!  This is not...

Send us Fan Mail The Holiday season is here and this episode is inspired by the OG podcaster, Myliek. In a recent episode, she briefly touched on boundaries over the holiday season and my brain went...pingggg and here we are.  This got me thinking about how often we hear or even we talk about getting through the holiday season and that does not sound enjoyable.  So this episode is a reminder for a...

Send us Fan Mail In this episode, I use a recent hilarious real life experience to analogize how lifestyle creep can happen. In this episode I talk about How I recently adjusted to a new level of convenience without knowing it What lifestyle creep/inflation is How I avoided lifestyle creep early on in my career but also honestly shared how I have allowed for some conveniences since then I share ab...

Send us Fan Mail You've probably seen something about someone scaling a side hustle to six figures and beyond. Side hustles are not new but they've gotten a sexy makeover in recent years. In addition, with rising costs, side hustles are a necessity for many.  But is a side hustle right for you? In this episode of the podcast, I talk about: 1. Stats around side hustles according to a rece...