The Relentless Edge: A Realtor ™ Podcast

In this episode of The Relentless Edge: A Realtor Podcast, Broker Anthony Lopez sits down with Loan Officer Jose Treto of Guaranteed Financial to discuss the latest buyer trends they're seeing firsthand, financing programs available to help clients achieve homeownership, and some of the surprising factors that can impact mortgage affordability. From child support obligations to Buy Now, Pay La...

What happens when you stop treating real estate like a side hustle and start going all in? 💥On this episode of The Relentless Edge, Pablo Galarza sits down with agent Muntaser Keswani to talk about his transition from working a full-time job to building his real estate career full time. From consistency and accountability to training and surrounding yourself with the right people, Muntaser shares...

What does it really take to switch careers, build a real estate business, and still show up as a full-time mom? On this episode of The Relentless Edge: A Realtor Podcast, host Pablo Galarza sits down with rising agent Patricia Perez, who made the bold move from the fast-paced hospitality industry into real estate just 6 months ago. From long shifts in the restaurant world to helping clients and wo...

In this episode of The Relentless Edge: A Realtor Podcast , host and broker-owner Pablo Galarza of Century 21 New Beginnings sits down with managing broker—and daughter— Vivian Galarza for an inside look at their refreshed approach to recruiting and agent development. They break down what truly sets their family-owned brokerage apart: a culture built on accountability, hands-on training, and long-...

In this episode of The Relentless Edge, Host & Broker/Owner Pablo Galarza sits down with Mark Santoyo, Co-Founder of Homeworke Inc., to break down how this innovative platform is transforming the way homeowners manage projects. From streamlining home tasks to empowering realtors and offering value to sellers, Homeworke is becoming the ultimate one-stop shop for everything home-related. Tune in...

On this episode of The Relentless Edge – A Realtor Podcast , Host & Broker Owner Pablo Galarza of C21 New Beginnings sits down with Maggie Martinez of Rate Mortgage to break down the power of DSCR loans for investors ready to scale. They dive into the benefits, the process, and what it really takes to step into the flipping world. If you’re looking to grow your real estate portfolio, this one&...

In this powerful episode of The Relentless Edge: A Realtor Podcast, host and broker-owner Pablo Galarza of C21 New Beginnings sits down with immigration attorney Salvador Cicero to discuss the alarming ICE raids taking place across Chicagoland. From knowing your rights to understanding the injustices behind these actions, this conversation empowers every listener — citizen or not — to stand inform...

On this episode of The Relentless Edge: A Realtor Podcast, Host & Broker/Owner Pablo Galarza of Century 21 New Beginnings sits down with Saul Pinela, one of Illinois’ top IHDA loan originators with Neighborhood Loans, to unpack how recent immigration reform raids have sparked fear across Chicago—especially for those with work permits hoping to buy a home. 🏡They break down what this means for...

En este poderoso episodio de The Relentless Edge: A Realtor Podcast , el anfitrión y corredor/propietario Pablo Galarza de C21 New Beginnings conversa con el abogado Salvador Cicero para revelar la verdad detrás de las recientes redadas de ICE que están ocurriendo en Chicago y los suburbios cercanos. Seas ciudadano estadounidense o no, esta es información vital sobre tus derechos, cómo responder s...

In this powerful episode of The Relentless Edge: A Realtor Podcast , host and broker-owner Pablo Galarza of C21 New Beginnings sits down with attorney Salvador Cicero to discuss the alarming ICE raids taking place across Chicagoland. From knowing your rights to understanding the injustices behind these actions, this conversation empowers every listener — citizen or not — to stand informed and unit...

On this episode of The Relentless Edge: A Realtor Podcast, Host & Broker/Owner Pablo Galarza of Century 21 New Beginnings sits down with Saul Pinela, one of Illinois’ top IHDA loan originators with Neighborhood Loans, to unpack how recent immigration reform raids have sparked fear across Chicago—especially for those with work permits hoping to buy a home. 🏡They break down what this means for...

On this episode of The Relentless Edge: A Realtor Podcast , host and broker-owner Pablo Galarza of Century 21 New Beginnings sits down with one of Illinois’ top IHDA loan originators, Saul Pinela of Neighborhood Loans . 💪🏡 They dive into why IHDA and down payment assistance programs continue to change lives, who they help most, and the mindset that’s fueled Saul’s incredible success in the mortg...

On this episode of The Relentless Edge: A Realtor Podcast, Pablo Galarza sits down with Dan Rogers of Rate Mortgage to unpack the real pros and cons of down payment assistance programs. From the hidden fine print to the benefits that can help buyers step into homeownership faster, Dan breaks down what every buyer (and even some agents) need to know before signing on the dotted line.👉 Whether you’...

In this episode of The Relentless Edge: A Realtor Podcast , host Anthony Lopez sits down with James Becker of Guild Mortgage to dive into his inspiring journey through the real estate industry. James shares what sparked his passion for lending, the challenges that shaped his career, and the drive that keeps him moving forward. Together, they discuss valuable insights for anyone thinking about step...

In this episode of The Relentless Edge , Pablo sits down with Luis Treto of Guaranteed Financial to uncover the truth about home buying grants—what’s out there, what’s worth it, and the hidden red tape buyers need to watch out for. Luis shares insider strategies his team is using to simplify the process, save buyers time, and maximize their purchasing power. If you’re looking to navigate grants wi...

In this episode of The Relentless Edge: A Realtor Podcast, we're joined by special guest Taylor Wood—one of the newest agents in our office who's already celebrating her first closing! 🚪✨ Taylor shares what sparked her interest in real estate, how she navigated choosing the right brokerage, and the lessons she's learned in her first year on the job. Whether you're thinking about getting your lic...

In this episode of The Relentless Edge, we dive into the current real estate market from the buyer’s perspective. Whether you're a first-time homebuyer or looking to make your next move, understanding today’s market dynamics is crucial. We're joined by special guest Jose Treto of Guaranteed Financial, who brings a wealth of knowledge from the lending side. Jose breaks down what it means to...

For too long, squatters have taken advantage of legal loopholes—claiming ownership of homes that don’t belong to them. But enough is enough. In this powerful episode, we dive into the growing crisis of illegal occupation, the emotional and financial toll on homeowners, and the rising demand for real legislative change. We’re joined by Attorney Carlos Aparicio, an expert in eviction law, who shares...

Are you thinking about buying your first home but feeling overwhelmed by the process? You're not alone! In this episode, we dive into the essential resources available for first-time home buyers, including government programs designed to make homeownership more accessible. From FHA loans to down payment assistance programs, we break down what you need to know to take advantage of these opportu...

Are rising US bond yields pushing real estate interest rates higher? Join the great Dan Rogers with Rate Mortgage as he breaks down how the bond market impacts mortgage rates—and what it means for homebuyers and investors. With over 35 years in the industry and a track record as a top lender nationwide , Dan brings expert insights you won’t want to miss. Stay informed and take control of your mort...

This video provides valuable information about the rights of immigrants, especially regarding homeownership. It explains how immigrants can access property purchases and how to protect their rights throughout the process. The information is provided by our trusted attorney, Joseph Nery, who has over 15 years of experience in immigration and property law.

Este video ofrece información valiosa sobre los derechos de las personas inmigrantes, especialmente en lo que respecta a la propiedad de una vivienda. Nos enseña cómo los inmigrantes pueden tener acceso a la compra de propiedades y cómo defender sus derechos en este proceso. La información fue proporcionada por nuestro abogado de confianza, Joseph Nery, quien cuenta con más de 15 años de experienc...

On this episode we welcome Luis Treto- Lender and Manager of Guaranteed Financial. Luis brings with him many years of experience in the industry and has become one of our preferred lenders for his expertise and devotion to his craft. Here, we talk about the DOS' & DONT'S for people who are filing taxes and are looking to get pre-approved to purchase. KNOWLEDGE IS POWER!

We're joined on this episode by Pablo& Hector Galarza. As brothers on the same team, they've partnered up on many rehabbing projects that have helped them grow and develop their skills along the way. On this episode they share some of the do' & don'ts of flipping and what their role in helping their investor clients is.

On this episode we welcome our very own,Broker owner, Maggie Galarza as she shares her experience on working with not only her husband, but her daughter, and brother in law. As a family owned business, we've learned how to push aside the personal and lock into business mode to stay on top of our game.