The Property Academy Podcast

In this episode, we are once again joined by property investor, Ilse Wolfe, to discuss what you as a property investor can do during this lockdown to prepare for the reopening.  We discuss looking on TradeMe for specific properties and spotting good investments in your local neighbourhood.  We also mention that we are currently looking for financial advisers to join the team. If you'd li...

In this episode, we compare and contrast the four major property coaching companies in New Zealand – Property Apprentice, Wealth Mentor, Ronovations and Asset Lab.  Property investor, Ilse Wolfe compares the four companies, including their pricing and who each company is the right fit for.  We also mention that we are currently looking for financial advisers to join the team. If you...

In this episode, we are joined by property investor, Ilse Wolfe. And here, Ilse walks us through her definition of failure, along with a case study of when she failed.  She walks us through the details of her investment property in Remuera, Auckland, and how she made the layout worse than when it began ... leading to longer periods of vacancy and poor cashflow.  We also mention that we a...

In this episode, we discuss what the latest Covid-19 lockdown means for property investors based in New Zealand.  We talk about what you can and what you can't do, as well as what to do if you have a property under contract or are currently selling. We then mention that we are currently looking for new property partners here at Opes. If you want to join the team, send us a text at 5522, we'll...

In this episode, we discuss the most recent monetary policy update from the Reserve Bank along with what property investors need to know.  We play clips from the press conference so you can get inside what really happened ... and dig through the data to show what the Reserve Bank's house price forecasts really were.  We also mention that we are looking for financial advisers to join the...

In this episode, we discuss whether you should become a private buyer and use this property investment strategy . Here, we're joined by Billy McLachlan from Your Property Solutions. We walk through how Billy makes money as a private buyer and how you can follow a similar strategy if it's the right fit for you.  We also mention that we are currently looking for financial advisers here at Opes...

In this episode, we are joined by Billy McLachlan – a private buyer based in Christchurch. Here, Billy walks us through the process of using a private buyer.  This includes how to choose one, how to negotiate with them, and when you can expect to get a cash offer from them.  We wrap up by mentioning that we are currently looking for financial advisers to join the Opes team. Send us...

In this episode, we discuss which homeowners and property investors should sell their properties through a private buyer.  We discuss how much less a private buyer would offer you compared to selling your property on the open market. And we also discuss how quickly you can expect to get an offer from a private buyer once you start a conversation.  We wrap up by mentioning that we are cur...

In this episode, we discuss whether you should sell your property through a real estate agent or sell your property privately. This is the first of a two-part series where we first hear from a real estate agent, before hearing from a private buyer, who purchases properties themselves.

In this episode, we recap one of the most recent episodes of The Deal , where Simon Taylor from Safari Group pitched a series of peculiar apartments to the Deal Makers.  Slade Hocking joins the show to give his perspective as a Deal Maker on the apartments and talks through why he wanted to do a deal on the apartments.  Want to watch the episode of The Deal ? Click the link to watch.

In this episode, we discuss whether you should keep your own home – that you're living in – as a rental once you find a new property to call home.  We mention that any property can be a rental property, but that doesn't make it a good investment property. We tell you the tell-tale signs to look out for.  We also mention our ROI spreadsheet , which you can download to run the nu...

In this episode, we discuss what property investors need to know about the difference between committed payments and uncommitted payments when it comes to organising their finances.  This comes off the back of our most recent property investment webinar, where we showed investors how to borrow more from the bank to borrow more. We also mention our updated mortgage affordability calculator and...

In this special bonus episode, you'll hear the audio from a recent property investment webinar where we discussed how to get more money from the bank. Here, Ed is joined by mortgage advisor, Peter Norris to take you through the 5 strategies to borrow more, how banks assess your mortgage and several case studies.  We also mention our new servicing spreadsheet where you can put in your own numb...

saIn this episode, we discuss how the New Zealand property market is going right now. This includes a look at the data that's most likely to interest property investors.  We go through price, volume and listings movements, so you can tell whether it's a good time to invest or not.  We also mention that the latest episode of The Deal has just gone live. Click the link to watch or go to th...

In this episode, we discuss what property investors need to know about cross collateralisation and interlocking guarantees.  This is where your properties are used as security for one another so that the bank has the confidence to lend to you. We also mention that the day this episode goes live another episode of The Deal will be released. Click the link to watch NZ's first property investmen...

In this episode, we discuss what happens if your investment properties have gone up in value and how to tell if you are ready to go again.  This is based off a question from a listener of the show who wants to leverage off the investment properties that still haven't been built yet. We go through an advanced strategy for how to free up equity and go again.  We also discuss our upcoming p...

In this episode, we discuss whether Levin is a good area to invest in for property investment . This includes an analysis of the property cycle in Levin, incomes, and employment opportunities within the region.  We discuss that while Levin has had enormous capital growth over the last half a decade, the frothy market may be near its peak – so may not represent the best investment right n...

In this episode, we discuss whether it makes sense for a property investor to build a minor dwelling on a section that can't currently be subdivided ... but with the intention of subdividing once zoning rules change.  We go through an analysis of the zoning rules within the Christchurch City Council and talk about the costs of subdividing a section retrospectively.  We also discuss our u...

In this episode, we discuss a case study from the tenancy tribunal where a landlord and property investor was fined almost $9k for breaching the residential tenancies act.  We take you through what the fines related to and the lessons you can learn so you can stick within the code and be an ethical landlord. We also discuss our upcoming property investment webinar , which is on 17th August at...

In this episode, we discuss whether a death, murder or other sordid crime occurring within your property will decrease its value. We tap into research that looks at some of New Zealand's most sordid crimes and discuss whether that might provide an opportunity for property investors and home buyers.  We also discuss our upcoming property investment webinar , which is on 17th August at 7pm. Cli...

In this episode, we reply to a Stuff article where architect, Jade Kake, suggested crashing the New Zealand housing market on purpose.  We go through the arguments why property investment is needed and why the policy prescriptions suggested are unnecessary and ludicrous.  We wrap up the episode by mentioning our upcoming property investment webinar , where you'll learn how to get more mo...

In this episode, we discuss how the IRD would tax a property investor if their business partner lives in the property as an owner occupier.  We walk through whether you would have to charge rent, or if instead, you would only charge half rent, along with how the bank would treat the property i.e. investment vs owner occupier. We also mention our upcoming property investment webinar on the 17t...

In this episode, we discuss upcoming changes by the Reserve Bank, who is moving to limit low deposit lending to owner occupiers.  We discuss whether this will have any effect on the market, as well as other potential measures that could be introduced for property investors. This includes looking at Debt to Income ratios (DTIs) and minimum servicing test interest rates.  We also mention o...

In this episode, we are once again joined by Simran Kaur from the Girls That Invest podcast to talk about the process she went through to purchase her first home. Sim shares that she went to over 100 open homes and began keeping a spreadsheet of what she thought properties would sell for, and then matched it up with what they actually sold for at the time.  We also mention our upcoming proper...

In this episode, we are joined by Simran Kaur from the Girls That Invest Podcast to talk about how she saved $57k to purchase your first property.  Sim takes us through how she got her expenses down and increased her income to get closer towards her goal. We also mention our upcoming property investment webinar , where you'll learn how to get more money from the bank so you can invest in prop...