The Property Academy Podcast

In this episode, we discuss the Invercargill property market and whether its a good idea for property investors to consider an investment in the city.  We go through the city's property cycle, whether its population is growing or not and how the local economy is functioning.  We also mention our analysis of the Southland Property Market , where you can see the latest data about Invercarg...

In this episode, we discuss whether it's worthwhile adding solar panels onto your rental property as a property investor.  We go through the numbers, what solar panels and solar power costs, whether you can charge your tenant more rent once installed. We also mention our analysis of the NZ property market , the Auckland property market , the Canterbury property market , and the Wellington pro...

In this episode, we discuss whether the value of a property impacts its potential gross yield. And for this, we have taken data from real properties available for rent in Hamilton and looked at their current values. Property investors need to know that there is a trend, at least in the Hamilton property market . Here, for every $100k more expensive a property becomes, the gross yield tended to fal...

In this episode, we discuss what property investors need to know about property data – with our head to head between REINZ and CoreLogic.  To be fair, we love both organisations and use their property data in our podcasts and throughout the Opes Partners website.  You can find both data on our overview of the New Zealand property market , the Auckland property market , the Christchu...

In this episode, we discuss how to deal with death and what property investors need to do to get their affairs in order.  Andrew shares a case study of how his dad recently passed away, and how his family coped in dealing with the financial fallout. We also mention that the evening that this episode launches we are holding a property investment webinar , click the link to register. We go live...

In this episode, we discuss when the new interest deductibility rules are due to be announced, including an update of what we know and don't know right now.  We also mention that we have made our submission to the Treasury, which walks through the impacts we anticipate the new rules will have on property investors and property investment ... as well as the changes we have suggested. You can r...

In this episode, we are joined by Aidan Jury, Chief Operations Officer at Jennian Homes, to discuss the risks and benefits of Stage Claim Builds.  We cover what property investors need to know about these progressive payment builds, and why they often come with lower interest costs.  We also mention our upcoming property investment webinar , where we'll discuss how to build a property in...

In this episode, we discuss how to tell whether a mortgage broker you're working with is any good, or not. And the questions property investors can ask to sort the good from the bad. We also give a list of questions you can ask a mortgage broker to get more advice from them to improve your property investment journey.  We also mention our upcoming property investment webinar . It's on 21st Se...

In this episode, we discuss what it takes for property investors of home owners to purchase a $22.5 million house in New Zealand.  Here is the link to the house we mentioned –  Hobson House – which is located at 95 Victoria Avenue in Remuera, Auckland.  We discuss the higher LVRs for luxury homes and also the income that would be required to service such a large mortgage. ...

In this episode, we discuss the new responsible lending code, the Credit Contracts and Consumer Finance Act and what it all means for New Zealand property investors and property investment.  We break down the legislation to highlight some of the quirks and discuss what you need to do in order to respond to the new rules.  We also mention our upcoming property investment webinar , where w...

In this episode, we discuss what property investors in New Zealand need to know about escalation clauses.  Over the last week, articles have appeared in NZ media publications suggesting that developers can increase the price of a property without consent.  So here, we discuss when a developer is able to pass on higher costs to property investors, and what you can do to protect yourself....

In this episode, we discuss the winners and losers in the commercial property game over the last 12 months. This allows you as a property investor to decide which sort of commercial assets to go after.  We also detail the different ways that Kiwi investors can invest in commercial property and ask whether you'd like to hear more about commercial property in the future.  We also mention t...

In this episode, we answer 32 of your top property investment questions, which were submitted at our most recent property investment webinar. This includes answers about how the banks assess your mortgage application and the impact the your financial circumstances have on your ability to borrow.  We also mention that you can download our most recent servicing spreadsheet to figure out what st...

In this episode, we discuss the last 2 years of recording the Property Academy Podcast. We go through what's changed in property and the main things we've learned.  This covers property investment regulation, higher prices, a Covid-19 pandemic and scary news articles from all the major publishers.  We also mention our upcoming property investment webinar , where you'll learn how to build...

In this episode, we discuss what happens to property and investment property in the event of a divorce or separation.  We discuss what happens when one partner wants to buy the other one out of the family home and some of the hard decisions that have to be made when two people break up.  If you want to learn more about relationship property agreements, then listen to podcast episode 531...

In this episode, we discuss the exact dollar amount that property investors need to live off in retirement. This is based off a new cost of living calculator that we've released.  The calculator works by taking an investor's current after-tax income and taking away any expenses that aren't likely to be faced in retirement.  We also mention our upcoming property investment webinar , which...

In this episode, we discuss the differences between residents associations and body corporates – and what property investors need to know.  This includes the differences in costs, rules and regulations and how they're governed. We also go over that you can check over the constitution of any residents association by searching the incorporated societies register .  We also mention our...

In this episode, we discuss the top 10 Instagram accounts to follow for property investors based in New Zealand who want to grow a property investment portfolio.  These include: Beardy Brandon Demo to Reno Investor Girl Britt 50 by 50 Black Wealth Movement Dave Ramsey Wealth Maria Friström Rethinking Fi Galey Alix We also mention our upcoming property investment webinar , where you'll learn h...

In this episode, we discuss what it's like working with Opes Partners for the first time as a property investor. This is a question asked by listener of the show Braeden.  We walk through the 3-step process on offer, as well as dig into what happens during each of these stages.  The show wraps up by mentioning our upcoming property investment webinar , where you will learn exactly how to...

In this episode, we discuss whether Ashburton is good place for New Zealand property investors to purchase. We dig into the details of what properties cost in the South Island town.  Then, we go through the economic data around where house prices are in their property cycle, the expected population growth in the town as well as details of incomes and the employment market.  We wrap up th...

In this episode, we discuss whether New Zealand property investors should invest in a property built by the Du Val Group.  We go through examples of previous builds and dig into the details of their body corporates and the expenses associated with them. We talk about the layouts of previous builds and talk about whether the spec of the property is appropriate for investors.  We also ment...

In this episode, we discuss options for how you can invest in property if you have lots of cash to invest in property or other assets. We go through building a diversified portfolio and then the options for how you can pay down debt using cash to decrease your mortgage expenses.  We also mention that our next webinar is coming up on the 21st September, where we will discuss how to build a pro...

In this episode, we talk about how freelancers, contractors and business owners can get a mortgage so they can invest in property.  We go through how banks assess the incomes of people on variable incomes and how the profits generated within your business can be used to service a mortgage.  Finally, we mention that the final episode of The Deal has just gone live. Click the link to watch...

In this episode, we discuss the 7 principles that property investors need to know about finding high yield rental and investment properties.  This includes a deep-dive into the locations you need to know about, the types of properties to look for, and the price + number of bedrooms to aim for.  We wrap up the episode by mentioning The Deal – the final episode of NZ's first property...

In this episode, we discuss the principles of how property investors can find high capital growth properties. This includes a deep dive into the analysis we've previously shared on the show.  This includes what size land to look for, which areas of the city to look in, and how to tell whether an area is above or below its long term value.  We wrap up the episode by mentioning that the fi...