The Property Academy Podcast

In this episode, we discuss how property investors can use low deposit loans to get into their first property.  This includes an analysis of how to legitimise your KiwiSaver withdrawals and the additional costs you have to pay if using a low deposit loan.  We wrap up the show by mentioning our upcoming property investment webinar . You're going to learn how to get money from the bank to...

In this episode, we discuss where property investors who are just getting started can find cheap properties to purchase.  We look at the distribution of property prices across each of the main centres, and discuss where you can find a market of cheap properties just out of each main centre.  To wrap up we mention our upcoming property investment webinar . This is where you can find out h...

In this episode, we are once again joined by Luke Jackson from Resimac, a non-bank lender, to discuss when Resimac wouldn't be the right lender for you, and who to use instead.  We also discuss the lay of the land in the non-bank sector, how non-bank lenders operate in Australia, and how that might impact NZ in the future.  We also discuss our upcoming property investment webinar , which...

In this episode, we discuss how to work with a non-bank lender and the products that may be appropriate for property investors. Here, we are joined by Luke Jackson from Resimac to also take you through where he sees interest rates heading. We also mention our upcoming property investment webinar , which is on Auckland 17th at 7pm. Click the links to register. 

In this episode, we discuss whether property investors should use a non-bank lender when building their property portfolio. This is hosted with special guest, Luke Jackson, the General Manager at Resimac.  Here we discuss the types of people that Resimac works for – prime borrowers, investors, business owners, and people with poor credit.  We also mention that our next property investmen...

In this episode, we discuss whether property investors in NZ should invest in boarding houses. This includes a run down of the real numbers behind them and what to look out for.  We go through the additional yield you might be able to get, along with the increased costs that you'll need to watch out for. We also mention our new series – The Deal – NZ's first property investment TV show.&...

In this episode, we discuss how to get the motivation to finally invest in property or to grow your portfolio.  We go through how we've motivated ourselves in the past and the people we've met who motivate and inspire us to keep going. We also mention that the second episode of The Deal is now live. Click the link to watch. 

In this episode, we discuss good debt vs bad debt for NZ property investors. We define good debt as anything you borrow to purchase investable assets.  Whereas bad debt is anything you borrow that stops you from taking on good debt. That includes credit cards, personal loans, car loans ... and even personal owner occupier homes too.  We also mention that the second episode of The Deal ha...

In this episode, we kick off another new series called The Money Mindset. And in today's show, we dig into how to convince your partner to invest in property with you. We go through how to use micro-commitments to ease your partner into it, as well as how to work through their concerns and objections. We also mention that the second episode of The Deal has just gone live. Tune in to watch Blair Ch...

In this episode, we discuss whether it is a good idea for New Zealand based property investors to buy properties in the Whanganui District.  We dig into recent house price growth within the district as well as expected population growth, income and demographic trends to make a call about whether it's worth investing today. We also mention that last night the second episode of The Deal went li...

In this episode, we discuss what Buyers Agents are the types of property investors that they are the right for. This comes from a listener of the show Jay, who we met at our podcast dinner in Queenstown.  We go through the types of properties that a buyers agent is likely to recommend (depending on how you brief them) and a couple of different options you can use here in New Zealand. We also...

In this episode, we discuss the unintended consequences of the government's latest taxes targeting property investors.  We go through four different scenarios so that you can start to think more like an economist.  We also mention that the first episode of our new property investment TV show, The Deal is now live. Click the link to watch the first episode.

In this episode, we wrap up the first episode of the deal and take you through the key elements that were discussed during the show.  This includes a deep dive into the discussions around whether the properties presented had the potential to leak due to the lack of soffit's and eaves.  We also mention that you can watch the first episode of The Deal now on-demand. Click the link to watch...

In this episode, we are once again joined by Vinny Holloway from Brooksfield to round out our "How to Be a Property Developer" series.  Here we take you through the exact process you need to go through to get your first development project off the ground ... from council consent through to getting the thing built.  We also mention that the first episode of our new property investment TV...

In this episode, we dive into the third instalment of our four-part series teaching you how to become a property developer.  Here, we go through how the price of S30 structural timber has increased by 24% over the last 12 months, which compares to a rise of just over 3% for all construction costs.  We also mention that the first episode of our new property investment TV show, The Deal is...

In this episode, we are once again joined by Vinny Holloway from Brooksfield to discuss how to find the site for your first project as a developer.  We go into the details abut the types of suburbs you might look into, as well as how many sites you might need to look at before you find the right one for your first project.  We also mention that the first episode of our new property inves...

In this episode, we are joined by Vinny Holloway from Brooksfield to discuss how much money you need to become a property developer in New Zealand.  We discuss that to become a developer you need to be able to buy the land without a mortgage. That means purchasing either with cash or by leveraging against a different property that you already own.  We also mention that the first episode...

In this episode, we discuss rising interest rates from the four major banks as well as what's causing the rise.  We dig through the Reserve Bank's latest monetary policy review, along with how wholesale interest rates are moving. This allows property investors to get a sense of where interest rates will move in the future and how to handle them. We also mention that the first episode of The D...

In this episode, we detail our predictions for the Auckland Central apartment market, including whether this is a good time to sell or whether it's better to continue holding on. This comes from a listener of the show, who has an apartment in the Sugartree complex, where the price of her property has fallen since her initial purchase. We go through whether she should sell, or whether it's better t...

In this episode, we discuss how to decrease your effective tax rate using different ownership structures like trusts, LTCs and other ownership structures.  Please get personalised financial advice from a property accountant before implementing any ownership structure because these are very situation specific. We also mention that The Deal is launching officially on Wednesday 21st July. Regist...

In this episode, we run a rapid-fire of 28 property investment questions, answered in 15 minutes. These include clarifications of the government's most recent tax changes for property investment, as well as specifics on individual investor situations. These have all come from questions asked by real investors at our most recent property investment webinar. We also mention that The Deal is launchin...

In this episode, we discuss whether lifestyle blocks are a good investment alternative and whether they increase in value more quickly than other properties.  The key message is that lifestyle blocks aren't as easily subdividable as many might first think. This is because there aren't access to services like sewerage and water than inner city properties.  We also mention that The Deal is...

In this episode, we are once again joined by property investor Ilse Wolfe, who joins us to walk through a case study of how to complete a successful renovations focussed strategy. We also mention that Ilse is currently offering Cashflow Hacking sessions for investors with an existing portfolio. Email ilse@opespartners.co.nz to book. The fee for this session is $250 + gst. We also mention our new p...

In this episode, we are joined by property investor, Ilse Wolfe, to discuss a case study where an investor increased their passive income through a renovations-focussed property investment strategy. We walk through the exact numbers the investor used to create the passive income and how they renovated the properties to create it.  We also mention that you can book a Cashflow Hacking session w...

In this episode, we discuss whether you should buy now and renovate, or wait for the new tax rules (which may provide new opportunities for active property investors.  Throughout the show we are joined by property investor Ilse Wolfe, who walks us through the three arguments for why you might like to buy and renovate now, rather than waiting for the rules to change. We also mention that you c...