The Property Academy Podcast

In this episode, we discuss what property investors need to know about what happens at settlement for a property.  This includes talking about what actually happens at a pre-settlement inspection and when you need to be thinking about finance and insurance.  Finally, we wrap up the show by mentioning our weekly newsletter – Private Property, which is delivered to you every Thursday after...

In this episode, we discuss what property investors need to know about retiring with debt. This comes after a previous episode where we profiled an investor who retired at 34 and still owed money to the bank. We talk through the pros and cons, and who retiring with bank debt would be the right and wrong fit for. Finally, we wrap up the episode by mentioning our property investment webinar , which...

In this episode, we discuss what property investors need to know about where interest rates are heading in the New Zealand market.  We discuss the Reserve Bank's official cash rate and how it impacts the 1-year fixed interest rate. This includes introducing a simple rule that you can use to estimate what the 1-year fixed rate 'should be.' We also mention that if you want to learn more about w...

In this episode, we introduce a new segment to the show – Case Study Sunday, where we'll share the real life numbers and plans for a listener of the show.  In today's Case Study Sunday, we go through the plans and details of a pair of Auckland investors who want to build a $150k passive income in just over 20 years. We go through their plan, the properties they are buying and what steps...

In this episode, we discuss whether 2 bedroom new build townhouses are a good investment. This includes reviewing the stats and data on how quickly townhouses have increased in value based on the number of bedrooms.  We also look at where townhouses are being built and how popular they're becoming in different areas of the country. We wrap up by mentioning our upcoming property investment web...

In this episode, we discuss the 6 lies that real estate agents tell homeowners, property investors and property buyers. For this, we are joined by real estate agent, Micky Limmer.  The 6 lies include – the price estimate for what your property might sell for, that the real estate agent gives good customer service to the buyers and lies around what the market is doing at any one time. We...

In this episode, we are joined by Micky Limmer from Opes Property to discuss how to get top dollar when selling your property in today's market. We go through the 3 P's – presentation, promotion and the sales process. Together, these three principles will help you prepare your property for sale. We also mention our upcoming property investment webinar where we'll discuss how to avoid the 8 th...

In this episode, we discuss when property investors should consider selling a property. In particular, we introduce three simple rules that must be true before you commit to selling. 1) You would not buy the property back at today's value (minus your sale costs) 2) When you have a better use for those funds, and will invest in something else. 3) And when no other special circumstances apply e.g. b...

In this episode, we discuss what property investors need to know about the Debt Destroyer strategy. This is a way for borrowers to improve their chances at getting their mortgage approved.  It helps people who are struggling to get a mortgage approved because they have too many 'bubblegum debts' and aren't keeping up with all their repayments. We also mention that we'd love to see you at our...

In this episode, we compare the main online valuation tools that property investors and home buyers use in New Zealand. We go through a comparison to see which is the most accurate. We also dig through homes.co.nz data to see how accurate their valuations tend to be ... we find that they are not as accurate as you might think. You can follow along our analysis by watching the video version of the...

In this episode, we answer a question from a listener of the show – Ben – who wants to know how he should be investing in property. We walk through what investors at the 'starting blocks' need to do, and how they should take their first steps to get started on the property ladder. We also mention our upcoming property investment webinar –  How to avoid the 8 things that can go wrong...

In this episode, we discuss how some first home buyers KiwiSaver accounts have gone down in value in recent months.  We walk through why it's happened and what you need to know if you are planning on using your KiwiSaver to purchase a property over the next year or so. We also mention our upcoming webinar: How to avoid the 8 things that can go wrong with property investment , which is happeni...

In this episode, we discuss the 5 deposit sources that first home buyers can use to purchase their first properties.  This includes mentioning KiwiSaver, government support, the bank of mum and dad, sale of assets and savings.  If you'd like to learn more about the Fast 5, check out our First Home Buyers webinar , which was recorded earlier this year. And be sure to come along to our pro...

In this episode, we discuss how Angela Strang built a property investment portfolio, which now pays her a passive income.  We go through her start in the Australian mines, through to how she purchased her first investment property. This includes both the highs the lows. The wins and the failures. We also mention that you really should follow Angela on Instagram, her account is financiallyfree...

In this episode, we are joined by Angela Strang, a Southland-based property investor to talk about how she retired by the age of 34. We talk about how she has built a passive income through property investing and how she got her start in property.  We also walk through what retirement means for Angela and how she spends her time now that she is retired.

In this episode, we talk about how the controversial and much hated CCCFA law has undergone a small revamp after Minister for Commerce – David Clark, announced changes.  We walk through the bank's responses and whether anything will change to your ability, as a property investor, to get lending from a bank. The episode then wraps up by talking through what's happening with this law ... includ...

In this episode, we talk about the hidden costs of buying a house that property investors and first home buyers always forget about. This includes all of the set-up costs that it takes to buy a property like lawyers fees, valuers fees, and flights and accommodation costs to view rental properties outside your town.  Want to learn more about property? Check out the Opes Partners YouTube channe...

In this episode, we discuss the 5 things that property investors can ask for when negotiating their next property investment deal. This includes adding or removing car parks, asking for a lower deposit, negotiating for drapes, blinds and appliances and a healthy homes guarantee. If you'd like more detail on how to use these bargaining chips and how to negotiate a good deal, check out our most rece...

In this episode, we discuss how property investors can negotiate property purchases in the current property market. This includes running through all of the tactics that listeners can actually use.  This includes a run down of when to negotiate and what sort of things you can ask for. For instance, we recommend getting a property under contract before negotiating.  We also mention that i...

In this episode, we discuss how property investors and listeners of the show – Carol and Duncan – might build a passive income of $100k per year, over the next 18 months.  We go through their current situation and whether they are currently on track for this goal. We talk through their current portfolio as well as the options they have.  We then wrap up the show with an honest...

In this episode, we try a new approach. This episode is for both property investors and their tenants. We talk through the options tenants have if they legitimately can't pay rent.  The idea is that property investors and property managers can share this with tenants if they're struggling. For instance, we talk about the Work and Income Rent Assistance , which can be used by some tenants to h...

In this episode, we discuss what property investors need to know about how the property market is performing right now. We go through the details to show that property prices are much the same as the previous month, but how the rental market is booming right now.  We also mention that if you want to watch the video-version of the podcast, you can find that on the Opes Partners YouTube channel...

In this episode, we are once again joined by property investors, Sanjay and Ais to discuss how they scored a scorcher of a deal in New Plymouth.  We walk through how the couple is transforming a 2-dwelling 1-title property into 4 dwellings with 4 separate titles. We walk through the numbers and how the couple scored the deal.  We also walk through what property investors who are looking...

In this episode, we are joined by property investors, Sanjay and Ais to discuss how they went from over $30k in debt to making hundreds of thousands of dollars through property.  Sanjay and Ais were the winners of The Deal – our recent colab event with the Waikato Property Investors Association.  We go through how they grew their portfolio and acquired their first property, and reve...

In this episode, we discuss what property investors need to know about Build to Rent. We talk through what Build to Rent is as well as who it's right and wrong for.  We mention that Build to Rent can potentially be a good way for passive investors to earn a stable yield from their properties. However, they are probably not the right fit for investors focussed on growing their wealth.   I...