The Property Academy Podcast

In this episode, we discuss whether you, as a property investor, can really buy a property undervalued. This includes a discussion about what instant equity is and whether you can really create it in today's market. We also mention our upcoming property investment webinar , which is happening on Tuesday 10th of May at 7pm. Click the link to register.

In this episode, we discuss whether dual key apartments are a good investment. This includes who they might be the right fit for and who they could be the wrong fit for.  We also share the sort of gross yield you should expect to receive from a dual key apartment (or dual key townhouse) and how these multi-income investments work.  The show wraps up by mentioning our upcoming property in...

In this episode, we discuss the 7 strategies that property investors can use to manage their top-up as interest rates rise.  That's because as the banks hike interest rates, more properties will become negatively geared. That's going to mean many property investors are going to need to set aside money to keep their property's bank accounts in the black.  As well as sharing the 7 strategi...

In this episode, we discuss what property investors need to know about off-market deals in today's market. This includes what they are and where to find them. Andrew shares his experience of finding off-market deals and the sort of money he's been able to make. We also share the top mistakes that you need to avoid. We also mention that we'd love to see you at our property investment webinar , whic...

In this episode, we discuss how the bank views your mortgage application and how property investors can continue to grow their property portfolios ... even as interest rates rise and bank criteria tightens. We go through the 7 strategies you can use to counteract tougher banking criteria so you can continue investing. We also mention our upcoming property investment webinar , where you'll learn th...

In this episode, we talk about the Earn Baby Earn strategy, a mortgage play that could help you borrow more so you can grow your property investment portfolio sooner.  This strategy is all about increasing your provable income ... which includes asking your boss for a raise, renegotiating how your remuneration is structured or increasing your household's hours at work. If you want to learn mo...

In this episode, we are joined by financial adviser and Property Partner, Derry Brown, to talk through a case study of a pair of property partners who are buying their first investment property before the age of 30. We go through their incomes, what their house is worth, and the size of their current mortgage. This will give you a sense of whether you might be ready to get started investing in pro...

In this episode, we review property developer Reed Myers and whether you should purchase an investment property from them. This is based on a recent Stuff article , which reported incompetence from the development company, leaving first home buyers' dreams shattered. We also mention that you can use the New Zealand Legal Information Institute database to check out other developers who you might be...

In this episode, we discuss whether property investors should still invest in standalone houses. We discuss the costs and the opportunities and where we see them in today's market.  This includes deep diving into Auckland, Christchurch, Hamilton, Whangarei and New Plymouth to identify the opportunities (both for new builds and existing properties). We wrap up the episode by mentioning our upc...

In this episode, we discuss what the Reserve Bank's latest increase in the OCR means for New Zealand's property investors.  We go through the reasons property investors should and shouldn't worry. We also give predictions about where interest rates are likely to go, and how to respond.  We wrap up the show by mentioning that if you want up to date information about the NZ property market...

In this episode, we share what real property investors say their biggest wins and losses have been since beginning their investment journey.  This data comes exclusively from the NZ Property Investor Magazine survey, completed earlier this year in February 2022.  We also mention our upcoming property investment webinar , which is on Tuesday 10th May at 7pm. Click the link to register.

In this episode, we compare banks and non banks to see which are lending more or less in the wake of increased banking and lending regulation. We show that there are way fewer mortgage applications turning into loans with the banks ... but for non-banks they appear to be approving the same number of applications as before. We also mention our upcoming property investment webinar . This is where yo...

In this episode, we discuss a case study of a listener of the show who asks "how much insurance is too much insurance?"  We go through their current policies and what they are currently paying for them and explore what else they could do with the money they're currently paying towards these insurance policies.  Ultimately, this will allow you to think through what insurance is for and wh...

In this episode, we are joined by Dennish Schipper – a property partner and financial adviser at Opes Partners – for case study Sunday. This is where you hear the real financial plan of a fellow Kiwi property investors – along with what they plan to achieve and how they'll achieve it. We also mention that if you'd like a property partner to create a Wealth Plan for your portfolio, t...

In this episode, we discuss the new tax rules for boarding houses and what property investors need to know.  We go through how the IRD has created a new term – 'boarding establishments', which are exempt from the new tax rules. To qualify, a boarding establishment has to have at least 10 rooms that are not self-contained. We also mention our upcoming property investment webinar , which i...

In this episode, we discuss the new interest deductibility tax rules and what this means for property investors. We go through which parts of the initial discussions and proposals are in and which are out, and the opportunities available for investors. We also mention that you can read the  IRD's special report on interest deductibility by clicking the link. And you can register for our upcom...

In this episode, we discuss how much property investors should spend on an investment property in April 2022, and how much investment properties cost. We walk through the areas of New Zealand where we see the most opportunity right now, along with the sort of strategies that tend to work in each. We also mention our upcoming property investment webinar, which is on Tuesday 10th May at 7pm. Click t...

In this episode, we are joined by property investor, Ilse Wolfe, to discuss a case study where a Whangarei based property investors added 2 additional bedrooms to their new investment property. This increased the cashflow to $12k per year – even after the new interest deductibility tax laws. We talk through how they did it and what you can do to replicate their success.  We wrap up the s...

In this episode, we talk about how property investors can convert a house into a room by room rental. To walk us through the process we are joined by Ilse Wolfe from Opes Accelerate.  Here, Ilse takes us through her major rules – 1) keeping the number of rooms to 5 or less, 2) adding ensuites to each bedroom, and 3) looking for properties with at least 170 metres squared.

In this episode, we discuss the difference between a landlord and a property investor. This includes approaches to building your portfolio, handling tenants and maintenance, through to the analysis you do on properties. We go through the exact differences so you can decide which mindset/mentality you want to adopt.  We wrap up the show by mentioning that if you want to grow your portfolio in...

In this episode, we are joined by Stevie Waring to discuss a case study of a couple of property investors who are building a passive income through real estate. She takes us through what they are hoping to achieve, how on track they were to build this passive income before property and their plan to hit their goals.  We also mention that if you want to book a complimentary Portfolio Planning...

In this episode, we discuss what a bad investment property looks like. This is based on Andrew's experience looking for investment properties in today's market.  We give examples of what we consider to be a bad investment property, as well as what we consider to be good investments in today's market. We also mention that you can book your own Portfolio Planning Session by clicking the link an...

In this episode, we discuss the differences between shares, property, funds and term deposits. Specifically, we go through the potential returns that can be gained from investing a small regular amount into each asset class. This is based off modelling from our Return on Investment spreadsheet , which you can download by following the link. This will allow you to compare the different asset classe...

In this episode, we discuss 7 reasons why your property could be negatively geared, as well as ways to respond. This covers things like your mortgage set to principal and interest, rather than interest-only, and not increasing your rent to the market rate. Ultimately this is going to allow you as a property investor to ensure your cashflow is as healthy as it possibly can be.

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "How to Avoid the 8 Things That Can Go Wrong with Property Investment". We looked at what could go wrong, and the strategies that you can use to deal with each "hurdle".