The Property Academy Podcast

In this episode, we discuss how much property management costs and what different companies charge in today's market. This includes what the different fees are, and which services tend to be included and not included in the base fee. Ultimately this helps property investors decide how much they should budget for property management.

In this episode, we discuss how property investors can get out of an unconditional contract that they've already signed. This is useful for investors and first home buyers who have signed a contract to buy a property and are now looking for a way out.

In this episode, we are joined by mortgage adviser and property investor, Ella Dromgool to discuss a recent investor she has worked with. We share the story and why this investor's previous broker told them 'no', while Ella was able to get the bank to say 'yes'. We also mention Catalyst Financial's new investor ready service, which you can sign up for through the contact form on the Catalyst websi...

In this episode, we discuss what the next 12 months in the New Zealand property market look like.  This is based on a question submitted by a fellow property investor and listener of the show, who is thinking about what to do over the next 12 months. We also mention that you can run the numbers on your investment properties and download the Opes ROI spreadsheet for free, by clicking the link.

In this episode, we discuss where property investors should be looking for deals in the Auckland property market. This includes a look at where properties are most affordable, where properties have had the highest historical capital growth, and where the highest yields are. We also mention our new and updated maps of the Auckland property market, so you can explore the data yourself –  least...

In this episode, we answer property investors' questions from around New Zealand that were asked at our most recent property investment webinar. This includes questions from how banks treat self-employed income to how interest-only periods work. We also mention that we have just released The Ultimate Guide to Interest Only Mortgages video, which you can watch on our YouTube. Click the link to watc...

In this episode, we discuss whether a listener of the show – and fellow property investor – should sell their property in Australia and invest in New Zealand. This includes a deep dive into the Australian property market, and the considerations this investor should think through before selling and purchasing property. We also mention that if you'd like a complimentary Portfolio Planning...

In this episode, we discuss whether the Auckland housing and property market is munted. This includes arguments both for and against the idea that the country's largest housing market is in severe decline.  This includes everything property investors should consider before investing in the city.  This includes an analysis of population growth, how economic factors tend to move in cycles,...

In this episode, we discuss what happens when a property investor or owner occupier misses a repayment on their mortgage.  This includes the bank's process and at what point they'll force you to sell your property.  We also talk through the different options you have if this should happen to you. The first step of which is to talk to a mortgage adviser – even if you don't already use one...

In this episode, we discuss are joined by property partner and financial adviser – Maxine Clason-Thomas – to discuss a case study of one of her investors.  Here, Maxine shares how the investors will use property to achieve their financial goals. This includes the process of how they figured out what their wealth gap is, how many properties they'll need and how this couple got starte...

In this episode, we discuss whether Williams Corporation properties are good investments. This includes a breakdown of both the pros and cons of investing in a Williams Corp property. On the positives, we discuss their affordability compared to standalone homes, their use of space and the fact that the company has the size and scale to ensure that properties do get built.  On the flip side, t...

In this episode, we discuss why we get booms and busts in the property market, and what property investors need to know about the psychology of the market. This includes a rundown of the boom, peak, downturn and trough phases of the property market and what investors are thinking at each phase. Ultimately this will allow you to manage your own psychology so you can make informed investment decisio...

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "How to Get The Bank To Say' Yes' For Your 1st (or next) Investment Property" and the six strategies you can use to give you a better chance at getting that mortgage. Click here to download the spreadsheet we share at the webinar and the bonus mortgage playbook.

In this episode, we discuss what property investors need to know about ANZ's new servicing test rate. We go through what servicing test rates are and how they are used. And then, we reveal how much less you can borrow due to the change (about 6-8% less according to our numbers).  We also mention our new investment-ready spreadsheet, which you can use to estimate how much you can borrow and wh...

In this episode, we discuss the hard decisions that these property investors need to make. We dig through their personal circumstances and their biggest challenges right now.  This includes whether the couple should sell their dream home to pay down debt, pay back their family and get ahead in investment.

In this episode, we discuss how the major banks set their interest rates. This includes a breakdown of where banks get their funding and the peculiar reason why bank funding costs went down during covid. We also go through some of the basics that property investors need to know, like the net interest margin and how this has changed over time. We wrap up the episode by mentioning our upcoming prope...

In this episode, we go through a case study of a property investor who is currently selling their rental. In this case, the investor had an offer, but countered and the buyer walked.  6 weeks later and they are still without a buyer. We discuss what the investor can do in this situation and why the buyer may have walked.  We also mention our upcoming property investment webinar , which i...

In this episode, we discuss a case study of a property investor who plans to use property to fund their retirement lifestyle.  We go through their goals, how on track they were before property ... and the exact steps that they'll use to hit their goals using real estate.  Want help building a Wealth Plan? Book your own complimentary Property Portfolio planning session here. Click the lin...

In this episode, we discuss what property investors need to know about inflation and how it will impact their property investment portfolios. We go through how the Reserve Bank can influence and control inflation and what they really mean when they make scary speeches and predictions about the New Zealand economy. We also mention our upcoming property investment webinar , which is happening this T...

In this episode, we discuss two different approaches to use investment properties to fund your lifestyle – the Nest Egg and the Golden Goose. We discuss what is involved in the two strategies, how they work and the pros and cons of each. Ultimately this allows you to figure out how you might use property to fund your lifestyle. We wrap up the episode by mentioning our upcoming property invest...

In this episode, we compare the fees charged by real estate companies around New Zealand. This includes Bayleys, Harcourts, Ray White, Barfoot and Thompson and many other large real estate firms. We give an honest breakdown of the fees charged, and introduce our own modelling so you can get a sense of how the different companies compare. We also mention our upcoming property investment webinar , w...

In this episode, we discuss whether you should Airbnb your investment property and when Airbnb will be fully back up and running in the New Zealand market. We also run a cashflow comparison between Airbnbing your property and renting it out on the long term rental market. We also mention our upcoming property investment webinar , which is on Tuesday 10th May at 7pm. You'll learn the 6 strategies y...

In this episode, we discuss whether property investors should consider Cromwell as a place to invest. This is based on an honest, data-driven analysis of this tiny town.  We dig into the potential population growth in Central Otago, the industries that support the town and analyse whether property prices are over or undervalued in today's market. We also mention that we have our upcoming prop...

In this episode, we reveal where house prices are falling fastest right now ... and what property investors need to know.   This includes a deep dive into the variation in house price movements – for instance, which areas are falling, and which are holding or improving their value.  Want to dig more into the data? You can explore the data for yourself by digging into the interactive...

In this episode, we discuss a case study of a pair of investors who Andrew has recently worked with.  We walk through what the investors wanted to achieve for their retirement. Then we share how they'll use property to achieve these retirement goals.  Ultimately this will allow you to figure out how you might use property to achieve your life goals.  Want Andrew or the team to creat...