The Property Academy Podcast

In this episode, we discuss the exact process property investors can use to implement the split banking strategy. This is where a borrower uses multiple banks rather than just one. This includes the documentation required, a step by step guide of who does what, and what it all costs We also mention that if you would like to take your property investment portfolio further in 2022, you can always co...

In this episode, we discuss whether the government's upcoming interest deductibility tax changes will create two tiers of properties – new builds and existing properties.  We discuss whether one type of property will grow more quickly than the other, and also how long we believe the interest deductibility changes might last.  We wrap up the show by mentioning that you can watch the...

In this episode, we discuss a situation where a property investor claims the bank is trying to force him to sell a property. We talk through the details of the situation and what you need to know.  We then read through a real contract from a major New Zealand bank, pointing out the terms and conditions, and then ones you might usually over look.  Ultimately, this lets you know what you n...

In this special bonus episode, you'll hear the audio from a recent "How to find a screaming good deal in 2022" webinar where we looked at how and where the deals are to be had in property investment, and share Andrew's own "Nicol's negotiating 9" tips to help you get a better deal.

In this episode, we discuss the 8 problems that can happen when property investors decide to purchase and invest in a new build.  This includes discussions about the property market dropping, the property not being built right, the developer going bust and a host of other potential issues (along with how to solve them).  We also mention that you can watch last night's webinar on the Opes...

In this episode, we are joined by Toby Pascoe – a property investor and financial advisor – to discuss the 9 things that often go wrong when you buy an investment property.  We cover everything from the market dropping to taking on too much debt, and even your bank going bust. You'll also learn how to avoid these mistakes or how to deal with them if the worst should happen.

In this episode, we are once again joined by Toby Pascoe, a property investor and financial adviser. Here, we compare rich and poor mindsets.  We discuss why high income does not equal rich, and why low income does not equal poor. You can still earn a high income and be poor, and you can earn a low income and be rich.  We also mention our upcoming  property investment webinar which...

In this episode, we are joined by property investors and financial adviser, Toby Pascoe. Here, Toby shares how he has built a portfolio of 5 investment properties in only 8 years.  He takes us through what he's learnt while building his investment portfolio, as well as what he would do differently if he did it all again.  We also mention our upcoming  property investment webinar whi...

In this episode, we discuss who the winners and losers of inflation are. This includes who inflation will make relatively better off, and who inflation will make relatively worse off.  The winners include borrowers (generally property investors), some shareholders, and skilled workers who are able to negotiate an increase in their pay. On the other hand, the losers are savers, some other shar...

In this special bonus episode, you'll hear the audio from a recent First Home Buyers webinar where we looked at How First Home Buyers can use the "Fast 5" to help them buy their first home.  This includes the formulas you need to use when calculating your mortgage, how to get your deposit together, and an analysis of specific properties we presented.

In this episode, we discuss whether property investors should still invest in property if house prices fall. This comes off the back of yesterday's show where we discussed the Reserve Bank's house price predictions. We go through the reasons why it is impossible to time the market, and instead, investors should try to create the dip, rather than buy the dip. Want to learn how to get a good deal in...

In this episode, we discuss the Reserve Bank's most recent change to the Official Cash Rate and what was said during their monetary policy statement.  We detail their house price predictions and what it means for property investors who are looking to grow a portfolio in 2022.  We also mention our upcoming property investment webinar , which is on Tuesday March 8th at 7pm. We're talking a...

In this episode, we discuss how property managers are soon to be more closely regulated. We talk through what that regulation looks like and what it means for property investors.  This includes some surprising revelations, like that trust accounts for property managers aren't currently a legal requirement ... and what that small detail means to the risks investors are taking on. Thinking of i...

In this episode, we discuss what property investors need to know about caveats. These legal processes allow one person to prevent someone else from selling their house.  We talk about when you can use a caveat, and when you should steer clear. We also talk about how to remove one, if someone else puts a caveat on your house.

In this episode, Andrew and Ilse debate whether new builds or existing properties with renovation potential are better for property investors. Andrew takes the side of new builds, arguing that they are better for passive property investors. Ilse takes the side of existing properties, talking through the ability to increase their value.  We also mention that id you're keen for a portfolio plan...

In this episode, we debate whether equity or cashflow is more important for property investors in New Zealand. In this debate, Andrew is arguing for equity and capital growth. On the other hand, Ilse is arguing for cashflow and yield.   We also mention that if you'd like a portfolio planning session with Ilse, you can request one here on the Opes Accelerate info page.

In this episode, we are joined by Ilse Wolfe to discuss how two investors plan to renovate a pair of New Plymouth duplexes to increase their value and cashflow.  We walk through how the deal was negotiated and what the plans are for the pair of properties.  We also mention that if you'd like a complimentary portfolio planning session with Ilse, you can find out more and request one here...

In this episode, we discuss how Andrew negotiated a significant discount off a property and how Andrew negotiates with developers in general. As a property investor or first home buyer, you want to negotiate the best price for any property you buy. You can use these tactics to negotiate with developers yourself in future.  We also mention our upcoming First Home Buyers webinar , which is on T...

In this episode, we discuss how house prices have fallen in New Zealand over the last 2 months. We let you in on what property investors need to know.  This includes a look at how softer house prices provide the opportunity for deals within the property market.  For a look at the graphs mentioned in this episode, check out the Opes Partners YouTube channel to watch the video version of t...

In this episode, we are joined by a first home buyer who explains how they used government money to buy their first home.  We go through the details of the First Home Partner programme and discuss the requirements for access, as well as how first home buyers can buy out the government's stake.

In this episode, we answer a property investor's question about how the banks test and approve interest-only mortgages.  We walk through the bank's criteria and why an interest-only mortgage can be harder to get than a principal and interest mortgage. We also mention that if you plan to grow a property portfolio in 2022, you should check out the Opes Property Coaching programme . This is the...

In this episode, we discuss how much property investors should expect t to spend on personalised financial advice. This includes revealing how much different companies charge for advice. We explain that there are two types of financial advice – free and paid – and how financial advisers get paid if they do offer free advice. We also mention the Opes Property Coaching programme, which is...

In this episode, we discuss a case study of a property investor who wants to help their dad buy their mum out of the family home. We go through the situations where there is a relationship breakdown and how one partner is able to purchase the other half of the home from the other partner. We also go through the different options for a child who wants to help their parents make this purchase.

In this episode, we discuss whether homeowners and property investors really can save thousands of dollars by paying off their mortgage on a weekly basis, rather than monthly. This includes an analysis of when the payments are made and whether paying your mortgage off weekly really does result in extra payments. We run all our calculations through this spreadsheet , which you can download by click...

In this episode, we are joined by Tyge Dellar from Demo to Reno, to discuss how to flip a house to increase its value ... the right way. This includes the process that Tyge uses to flip houses, and what property investors who want to follow his example can do to get similar results. You can check out all of the case studies mentioned on the Demo to Reno website . To learn more about flipping house...