The Personal Investor

Today on the show - Marianna Hunt is here to walk us through the rules on gifting to beat Inheritance Tax - and specifically the ‘normal expenditure our of income’ exemption that could be one of the most powerful way to beat the tax. You can read Marianna's recent article on this here. IHT gifting allowances: 8 key questions answered Ed Monk is joined by Marianna Hunt to provide a well...

Today on the show - Jemma Slingo is here to explain some important changes to ISAs due to arrive next year. We answer investors questions - including whether there will be tax to pay on assets that can currently grow free from UK tax. You can read Jemma article on upcoming ISA changes here. How ISAs will change in 2027 Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the l...

Today on the show - we’re answering your questions with topics ranging from new ISA tax changes to signs that the AI bubble is about to burst. Tom Stevenson is here to give the answers. Read Tom's latest  Investment Outlook . Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital...

This week in the markets: Investors pause for breath after a dramatic six months. Fidelity’s Jemma Slingo reviews the stories moving markets. See omnystudio.com/listener for privacy information.

This week in the markets: Volatility increases as cracks show in the AI boom; Andy Burnham sets out his long-term vision for rising living standards in the UK; and the IPO market shows some signs of life. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - Jemma Slingo is here to walk us through analysis which turns existing thinking about retirement investing on its head. Is this the secret to maximising your retirement prosects? You can read Jemma's article on this topic here: Why de-risking your pension is riskier than you think Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developme...

This week in the markets: shares tread water amid multiple uncertainties, as UK Prime Minister Keir Starmer resigns, the US and Iran circle each other suspiciously, central banks weigh conflicting inflation and growth data, and the AI boom persists - for now. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - Jemma Slingo is here to tell us how much money you need for a ‘comfortable’ retirement. What kind of lifestyle can you expect - and how much do you need to save to get there. That’s our focus today. Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital,...

Today on the show - Marianna Hunt is here to discuss whether it’s possible to time your investments to super-charge your returns. Does it ever pay to wait for the perfect time to invest? That’s our focus today. Ed Monk is joined by Marianna Hunt to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage...

Today on the show - Tom Stevenson is here to hold our hand after an alarming wobble in stock markets of the past week. Why are investors suddenly becoming cautious again after shrugging off any bad news up to now?  Ed Monk is joined by tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage you...

This week in the markets: Jobs data trigger AI air pocket. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Fidelity’s Jo Lewis is here to talk about Power of Attorney. This vital legal protection is simple to set up and can save you money and precious time if you or a loved one is unable to make their own decisions - but it is often overlooked. We discuss what everyone needs to know about Power of Attorney. Ed Monk is joined by Jo Lewis to provide a well-balanced take on the latest financial deve...

This week in the markets: share prices continue to climb the wall of worry; despite no clear progress in the Gulf and with little in the way of economic and corporate data this week, investors are sticking with the positive AI narrative. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

In this episode of the podcast we welcome James Browne from the Tony Blair Institute. James has co-authored a radical new plan for the State Pension that has sparked fierce debate about the future of the payment. Could his plan work - and what would it mean for you? The Personal Investor podcast aims to provide a well-balanced take on the latest financial developments together with expert insights...

Today on the show - Marianna Hunt is here to tell us about the signs in your financial life that you are saving too much - and not investing enough. Ed Monk is joined by Marianna Hunt to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for i...

This week in the markets: inflation dominates in a quiet week for results and economic data; meanwhile attention shifts from strong earnings growth to valuations in an environment of rising bond yields. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - we welcome fund manager Jasmine Yeo to the pod to discuss the 60/40 portfolio - once investors’ best friend but a lot less reliable these days. Can it still work? And if it doesn’t, what does? Ed Monk is joined by Jasmine Yeo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your...

This week in markets: investors react to UK political drama and the world’s biggest AI company prepares to publish some blockbuster results. Fidelity’s Jemma Slingo reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - Tom Stevenson is here to pass on the investment lessons he plans on giving to his new grandson. What has he learned over a lifetime of investing that the next generation can benefit from? Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment port...

Today on the show - can you use cash to offset the risk of investment falls in retirement? Tom Stevenson has been looking at history for a plan to balance his finances in retirement, and that’s our focus today. Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your invest...

This week in the markets: Investors remain torn between the AI boom and the shadow of the Gulf conflict; UK government bond yields edge higher as pressure on the government mounts; India misses out on the EM party; and all eyes are on the stagflation twins - we have data this week on US inflation and UK growth. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/l...

Today on the show - a potentially very important change is coming affecting pensions and the Inheritance Tax on them. For those affected it could require a complete overhaul of their financial plans for retirement. Marianna Hunt is here to explain and offer up some steps to take now in order to mitigate the risk.  Ed Monk is joined by Marianna Hunt to provide a well-balanced take on the lates...

This week in the markets: shares and bonds stand at a watershed as earnings soar on the back of the continuing AI investment boom but the Middle East conflict casts a persistent cloud over the economic outlook. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - Premium Bonds continue to be the most popular financial product in the country - but do they deserve that status? Jemma Slingo is here to explain how Premium Bonds have stacked up versus other homes for your money over the past decade. Ed Monk is joined by Jemma to provide a well-balanced take on the latest financial developments together with expert insights to help you grow y...

This week in the markets: a busy few days beckon as technology stocks drive the market to new highs; earnings season accelerates with a focus on results from the Magnificent Seven; and it’s a big week for central bank rate decisions. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.