The Personal Investor

Today on the show - Jemma Slingo is here to take a look at the improving rates of returns from cash, including Premium Bonds which now pay an average prize return of 4.35% - so what’s the case for them, and other cash savings accounts, right now?  Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help...

Today on the show - Tom Stevenson is here to hold our hand after a rocky few days in the markets. Is the AI trade over after the US mid-term elections - and will the drama at Nvidia spill over to the wider AI sector? Tom’s here to tell us, and to explain how to add some protections to your portfolio for the period ahead.  Ed Monk is joined by Tom Stevenson to provide a well-balanced tak...

This week in the markets: markets stabilise after last week’s AI rout, but investors remain on edge about contagion to non-tech sectors; inflation and interest rates are in focus after stronger than expected jobs data; all against a political backdrop turned on its head by last week’s mid-terms. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/liste...

Today on the show - Jemma Slingo is here to talk ISAs following a raft of announcements about how the tax-efficient savings account will change in the future. What’s changing, and how can you make the most of a revamped ISA roster.   Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow...

This week in the markets: correction or rotation? Volatility in the tech sector has so far not translated into a broader based market fall. But it sets up a nervous backdrop to a crucial week in the US as mid-term elections give Americans their first opportunity to pass judgment on Donald Trump’s second term. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.c...

Today on the show - Tom Stevenson is here to run the rule over the Budget - the annual financial statement from the government that was delivered this week. There’s news on ISAs and tax on income from savings and property - how will the measures announced impact you?  Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with ex...

Today on the show - Jemma Slingo helps us examine whether pensions are still the best home for your money if you expect that money to be passed on to your children. Upcoming changes mean inheritance tax could be charged on unspent pension money you pass on - we’ve got the numbers to show the impact it will have.   Ed Monk is joined by Jemma Slingo to provide a well-balanced take on...

This week in the markets: in a very busy week for market watchers, the oil price, inflation, interest rate decisions, a torrent of key earnings announcements and the UK’s autumn Budget will vie for investors’ attention. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - we welcome Bec Wilson to the pod. Bec is an author and podcaster who is behind the hugely popular Epic Retirement Club on Facebook. She’s here to share the six principles you need to build your own epic retirement. Ed Monk is joined by Bec Wilson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capita...

This week in markets: after a bumpy few days for equities, earnings season could restore investor confidence. Fidelity’s Jemma Slingo reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - Jemma Slingo is here to walk us through the government’s proposed change to how the State Pension will rise in the future. Is this really still a triple lock? And why are so many misunderstanding the reform? That’s our focus today.  Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insigh...

This week in the markets: the equity bull market is four years old this week and, as third quarter earnings season kicks off with high expectations, shares are holding their gains despite the growing pressure of rising bond yields. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - Jemma Slingo is with us to answer whether it pays for parents to give up work to raise children - and explain ways to avoid the punishing hit from tax and the withdrawal of benefits that can happen when your pay reaches key cliff-edges. Try the Centre for British Progress childcare  calculator here. Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the l...

Today on the show - we’re answering your questions with topics ranging from the case for bonds as yields soar to tax on cash ISAs and pensions. Tom Stevenson is here to give the answers.    Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio a...

This week in the markets: investors are torn between rising bond yields and booming earnings ahead of a nervous autumn of political uncertainty. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - Tom Stevenson is here to identify the parts of the stock market that can continue to do well despite the threat posed by higher inflation, rates and borrowing costs. You can  read his article on this here . Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, man...

This week in markets: all eyes on the UK chancellor as the cost of government borrowing continues to rise. Fidelity’s Jemma Slingo reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - Jemma Slingo is here to answer whether it always makes sense to buy a house. Generations have grown up with rampant house price growth that has rewarded them for borrowing as much as they can to buy a a home as soon as they can - does that equation still hold today?   Ed Monk is joined by Jemma Slingo to provide a well-balanced take...

Today on the show - we welcome writer and campaigner Stacey Duguid to the show to talk about her experience of losing a high-flying career - and income - in her 40s. What are the things she wished she known sooner to navigate a mid-life career setback?   Ed Monk is joined by Stacey Duguid to provide a well-balanced take on the latest financial developments together with expert insights to hel...

This week in the markets: investors adapt to persistent inflation as central banks (with one notable exception) tighten together. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - Marianna Hunt is here to answer whether using money from your pension to pay off your mortgage makes sense. We’ve run the numbers to help you decide. Ed Monk is joined by Marianna Hunt to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the m...

This week in the markets: Interest rate decisions dominate the headlines this week as the stock market hovers near all-time highs in the face of a rising cost of capital. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.

Today on the show - Tom Stevenson is here to assess the cash for investing in shares when the income you can get from cash and bonds looks so high. Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for it...

Today on the show - Tom Stevenson is here to talk about the strong recent runs for gold and bitcoin. What’s going on - and has Tom changed his mind on holding the cryptocurrency?  Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make th...

This week in the markets: strong US jobs data shorten the odds on a rate hike this month; shares and bonds tell a different story for now; and the mid-term election race begins in Dallas. Fidelity’s Tom Stevenson reviews the stories moving markets. See omnystudio.com/listener for privacy information.