Jeremy Schneider and Jenn Mundia

The Personal Finance Club Show

Business EN ↓ 44 episodes

The Personal Finance Club Show makes personal finance and investing simple and fun. Each episode unpacks real-world money questions, viral financial claims, and major news headlines in clear, bite-sized pieces. Whether you're decoding your 401(k), getting started with index funds, or wondering if that viral TikTok money hack actually holds up, this show has you covered. Hosts Jeremy Schneider and Jenn Mundia, will share practical advice, straightforward investing tips, and go on an occasional rant about credit card points or renting vs buying. Whether you're just beginning or staying the cours...

Author

Jeremy Schneider and Jenn Mundia

Episodes

401k Scams, The Prediction Market Debacle, and Early Retiree Health Insurance | Ep 43 09.07.2026 1:15:57

Is your 401(k) a terrible investment? Should you invest in Kalshi and Polymarket? And is Elon Musk cash poor? Let's find out!

Billionaire Tax Scams, Overpriced Houses, and the CPA Dilemma | Ep 42 02.07.2026 42:31

Is the housing market wildly overpriced? Should you hire a CPA to file your taxes? Is the US tax code a billionaire a tax scam? Let's find out!

ChatGPT Financial Advisor, Investing in Skittles, and Facebook Marketplace Flame War | Ep 41 25.06.2026 59:36

Should ChatGPT be your financial advisor? Is disability insurance worth it? And what review did Jake from facebook marketplace leave me?

Does Your Credit Score Matter, Retirement Tax, and @econwithkole | Ep 40 18.06.2026 52:39

Why are investments going down? How do taxes factor into your retirement number? And why does your stupid credit score keep bouncing around? Let's find out!

SpaceX IPO Scandal, Living Off One Income, and Lump Sum Mortgage Payments | Ep 39 11.06.2026 1:02:42

Is Elon Musk stealing from index funds? Should you and your spouse live off of one income? Are you a big dumb if you pay off your 2.5% mortgage? Let's find out!

Buying Spirit Airlines, Firing Your Financial Advisor, and Puppies vs. Babies | Ep 38 04.06.2026 1:04:26

Should we all buy Spirit Airlines? Did your financial advisor put you into bad investments? And who's more important, puppies or babies? Let's find out!

From $100 to $3M, America’s $1T Credit Card Debt, and The Bond War | Ep 37 28.05.2026 58:40

Can you turn a $100 into $3 million in two years? Are Americans swimming in credit card debt? And how many bonds should you own? Let's find out!

From 60k to 1M, Rent Vs. Buy, and The New Fed Rate Drop? | Ep 36 21.05.2026 56:40

How did someone making $60,000 a year become a millionaire in seven years? Should you buy a house? And will a new Fed chair make your mortgage cheaper? Let's find out!

The 401k Drain Trend, How To Retire in 7 Years, and Timing Your Refi | Ep 35 14.05.2026 51:26

Should you drain your 401(k) to cover your living expenses? Can you time the refi market? And can you retire in seven years by working a normal job? Let's find out!

The 401(k) Scam, Your Tariff Refund, and Money Printing | Ep 34 07.05.2026 55:40

Will you get a tariff refund? Are 401(k)s a scam? And is the stock market only going up because the government is printing money? Let's find out!

Tax Free Millionaires, Life Insurance (Scam?), and The Magnificent 7 Crash | Ep 33 30.04.2026 40:53

Are tech giants ruining the stock market? Should Daniel buy life insurance for his 21-year-old son? And are millionaires living tax-free by borrowing money? Let's find out!

Buy a Tesla With Your Credit Card, the $2M Factory Worker, and Market Crash? | Ep 32 23.04.2026 51:16

The economy just added 178,000 jobs. Is that a lot? Is buying a Tesla with a credit card an infinite free money glitch? And how did a worker at a terrible factory job become a multi-millionaire? Let's find out!

Replacing Dollar with Crypto, Disney Adult Timeshares, and Taxable Accounts | Ep 31 16.04.2026 1:02:11

Is the US launching a crypto currency that will make the dollar obsolete? Are you taxed on a brokerage account when you withdraw money? And are Disney Timeshares a good idea?

Trump’s Insider Trading, Jeremy’s Big Lie, and 4% or Bust | Ep 30 09.04.2026 45:14

Do insider traders have access to Trump tweets before they happen? Is the 4% rule reliable? And am I lying about how I grew my net worth? Let's find out.

Looming Recession, High Fee 401ks, and Estate Planning for Migos | Ep 29 02.04.2026 42:25

Are oil prices pushing us into a recession? Should you prioritize a high fee 401k over your Roth IRA? And do you want to watch an awkward white guy navigate rap culture? If so, stick around.

The 0% S&P Return, Borrowing Against Your Investments, and the Student Loan Fiasco | Ep 28 26.03.2026 56:12

Is the S&P 500 projected to have a 0% return going forward? Should you take out a loan backed by the value of your investment portfolio and the safe plan is ending? What should student loan borrowers do? Let's find out right now.

Tariff Refunds, The Best Index Fund for Taxes, and The Nuance of 4% | Ep 27 19.03.2026 49:22

Are you going to get a big tariff refund? How can you save on taxes by juggling around which accounts your funds are in? And how is investing like chess? I'm going to tell you right now.

Investing During War, Day Trading and, the No Bond Crew | Ep 26 12.03.2026 46:25

War is breaking out. How should you change your investments? Are bunds dumb? And can you get rich by day trading Australian currency? Let's find out!

Elon Musk says Saving is Stupid, The $50K Dow and HSA vs Roth IRA | Ep 25 05.03.2026 37:47

The Dow just hit 50,000. What does that mean? Elon Musk says saving money is stupid. Is he rigth? And should you prioritize your HSA over your Roth IRA? Let's find out!

Billionaires Leaving Cali, Self-Employed Retirement, and The Permanent Life Insurance Scam | Ep 24 26.02.2026 58:24

Are billionaires leaving California? Can self-employed people contribute to a 401(k)? And how is permanent life insurance like eating a Twinkie? You're about to find out!

The Trump Dollar, the Index Fund Bubble, and Tupac: Dead or Alive? | Ep 23 19.02.2026 42:40

Is Trump causing the dollar to crash? Are we in an index fund bubble? And is Tupac still alive? You're about to find out!

BlackRock Monopoly, IULs for Teachers, and 14 year old shoe flipping business | Ep 22 12.02.2026 54:53

Is BlackRock buying up all the homes making it impossible to buy? What should teacher Gracie do with her annuity and her IL? and should your 14-year- old start a shoe flipping business? Let's find out!

The $50,000/month Trust, Merging Roths, and When to Hire a Financial Advisor | Ep 21 05.02.2026 1:01:31

Can you make $50,000 a month by opening a trust? Is it a good idea to hire a financial adviser? And should you merge your Roth with your work Roth? Let's find out!

Retire on $10,000? Lump Sum vs. Dollar Cost Averaging, and the 4% rule vs. the 3.5% rule | Ep 20 29.01.2026 44:12

Can you retire on $10,000 a year? What's better, lump-sum investing or dollar-cost averaging? And can a four-year-old be trusted with $10 at the grocery store? We're about to find out!

Immoral Vacations, Estate Planning, and ETFs vs. Mutual Funds | Ep 19 22.01.2026 45:23

Will you be ravaged by the estate tax? Are ETFs really more tax efficient than mutual funds? And is it immoral to go on vacation? Let's find out! Go to personalfinanceclub.com/fire to get on the waitlist for the 6-week FIRE Crash Course (sales close Sunday, January 25th or as soon as we reach the 400 participant cap!)