The Personal Finance Club Show

Can you retire at 36 like I did? How do you retire early if all of your investments are trapped in retirement accounts? And why doesn't Fidelity offer ETFs? You're about to find out!  Go to personalfinanceclub.com/fire to get on the waitlist for the 6-week FIRE Crash Course Cohort (sales start Monday, January 19th and close Sunday, January 25th).

Should you pay off your mortgage as slowly as possible? Can you hold your kids’ money in your name? And did I forget to film this intro when I was in the studio, so now I’m filming it on a walk with my child? Yes, I did. Let’s find out! 

What's the best high yield savings account? Should married couples combine finances? And do billionaires always have 50,000 bucks lying around? You're about to find out. 

What's the deal with this $1,000 Trump account? Can you trade in your coffee for a new house? And should you be touching Jeremy in the airport? Yes, you should. Let's get into it.

How do tax brackets work? Can an HSA hack make you a millionaire? And will buying real Christmas trees leave you broke? We're about to tell you! 

 Is there an AI bubble? Is there an AI bubble? Is there an AI bubble? And what's wrong with my voice? You're about to find out! 

 How do you calculate your net worth? How do you contribute pre-tax money into a traditional IRA? And I had time today to roast this fancy talking guy's comment about stock picking. Stay tuned to hear it. 

Should you drain your 401(k) to pay off your credit card debt? How do contribution limits work? And should you get a 50-year mortgage? Let's find out right now!

What is a target date index fund? Nikki just sold a house and has 50,000 bucks burning a hole in her pocket. How should she spend it? And why don't I like credit card points? I'm about to tell you. 

Are we in a ChatGPT stock market bubble? Do billionaires really pay zero dollars in taxes? And should you be saving more to retire early or spending more in your youth? We're going to find out right now!

How does compound growth work? Are tariffs good or bad? And how did I, Jeremy, become a millionaire? I'm going to tell you right now! 

Why do we have credit scores? Can you gift your kids a million dollars without paying tax? And is renting always more expensive than buying? Let's find out! 

Is Elon Musk cash poor? Can you retire early with the cost of health care? and should my wife buy a $1600 stroller?. You're about to find out!

What’s the 4% rule? What’s better Roth or Traditional? And a commenter accuses me of being an index fund salesmen. You’ll hear all about it right now.

What is the best index fund? Should 24 year old Collin be investing in semiconductors? And can you hack the lottery by buying all of the tickets? You're going to find out right now!

Can you improve your investment returns through tax loss harvesting? Is permanent life insurance a good investment? And should you open an LLC to secure a business line of credit to use on an AirBnb?

The Federal Reserve is cutting rates. What does that mean for you? Should you bury yourself in a ton of good debt? And what should you prioritize: paying off your mortgage or investing more in a taxable brokerage account? You're about to find out.

Should you be investing in bitcoin inside of your 401(k)? Why getting your student loans forgiven might actually be bad. What's the real reason Warren Buffet doesn't use a 401(k)? We're gonna break it down on today's episode.