The Money Mom Podcast

You know you're supposed to pay off the high-interest debt first. You know you should stop putting things on the credit card. You know you should spend less than you earn. So why are you still stuck? In this episode, I'm getting honest about the real reason so many women stay in debt even when they have all the information they need. And I promise you, the answer has nothing to do with m...

If you've tried budgeting and it never seems to stick, I want you to hear this: you are not the problem. That's not just something nice to say. That's behavioral economics. The actual science of how humans make financial decisions tells us that the way most people budget was never going to work in the first place. In this episode, I'm breaking down exactly why willpower is one...

Every month, the money is gone. And you genuinely have no idea where it went. You're not buying anything crazy. You make a decent income. And yet somehow, the bank account is empty before the month is over, and the guilt that comes with it feels awful. In this episode, I'm walking you through the four specific reasons women overspend, because once you understand your reason, everything s...

In this episode, I'm sharing three real ways that moms inside our community are bringing in an extra $50, $500, even $5,000 a month from home, on their own schedule, without having to go back to a 9 to 5. We cover: The easiest place to start (and why you probably have hundreds of dollars sitting in your house right now) How I went from selling meal plan guides on Instagram to building a busin...

3 years ago I was a frustrated mom who wanted so badly to build a business but had no idea what steps to take. I was scared of failure, scared of wasting time, and convinced I'd have to sacrifice everything that mattered to do it. Then I found James Wedmore. James is the creator of Business By Design... the program that took me from confused and stuck to hitting six figures in my first year a...

In this episode, I'm giving you my most honest take on MLMs, the good, the real, and what I actually think you should do if your goal is to make money from home on your own terms. We cover: What my MLM experience actually looked like (and why I don't regret it) The hard truth about why most women don't make money in MLMs The one thing most people don't realize when they sign up...

You've tried the apps. You've started the spreadsheet. You tracked your spending for a week (maybe two) and then life happened. Sound familiar? Here's what I want you to know: this is not a you problem. You don't have a discipline problem or a willpower problem. You have a systems problem. And in this video, I'm going to show you exactly why traditional budgeting fails sma...

How I Feed a Family of 6 for $350–$400 Every Two Weeks (The SHOP Method) If you're spending $300, $400, or even $500+ a week on groceries and wondering where all your money is going...this episode is for you. I'm sharing the exact system I use to consistently spend $350–$400 every TWO WEEKS for my family of six in Northern California, without coupons, without depriving my family, and wit...

You've tried the budgets. You've downloaded the apps. You've tracked the spending. And you're still stressed. Here's what nobody is telling you: the problem isn't the numbers. It's what's happening underneath them: the thoughts, the energy, the emotions you bring to every money decision you make. In this video, I'm breaking down exactly why that is, and...

We have $350,000 in student loans...and we're not paying them off early.  When I posted about this on Instagram, the comments were a lot.  So I decided to break down exactly what our strategy is, why we made this decision, and the math behind it. This isn't about getting a handout. It's about being intentional with debt instead of reactive. In this video I cover: Why we chose an inc...

Most moms think creating a better financial future means budgeting harder or making more money… but what if that’s not actually the problem? In this episode, I’m walking you through the exact 5-step process that completely changed my relationship with money, and has helped thousands of moms move from stress and anxiety to feeling safe, confident, and in control. After years of living paycheck to p...

You’d think making six figures would finally make you feel secure with money … but what if it doesn’t? In this episode, I’m breaking down why more income isn’t actually the solution to feeling stressed, anxious, or “bad” with money... and why so many women are still struggling, even at higher income levels. I’m sharing the “leaky bucket” analogy to help you see exactly where your money is slipping...

Today’s episode is a personal update you’ve been asking for. A few months ago, I shared my experience starting a GLP-1—and since then, my DMs have been full of questions about what’s changed, what I’m still doing, and how I’m feeling now. In this episode, I’m giving you an honest, real-life update on my peptide journey, where I’m at today, why I chose to continue, and the biggest differences I’ve...

If you’ve ever felt like you’re making money… but it just disappears, this episode is going to click . In this conversation with NLP trainer Megan, we break down:  Why money comes in and goes right back out   The subconscious patterns running your financial decisions   How your beliefs about money were formed (and how to shift them)   A powerful “money = water” metaphor that will completely change...

Have you ever looked at your bank account and thought… “Why do I still feel broke?” The bills are paid. Your income might even be decent. But somehow, money still feels stressful, tight, and like it’s constantly slipping through your fingers. In this episode of the Money Mom Podcast , I’m breaking down why you can have money and still feel broke —and what’s actually going on beneath the surface. B...

In today’s episode, I’m doing something a little different. I’m sitting down with Jenna for a real, unfiltered coaching conversation about the money struggles so many women face but don’t always talk about out loud. We talk about how to budget without feeling restricted, what to do when unexpected expenses hit, and why money stress is often about so much more than the numbers. This conversation ge...

🎉 Episode 100 of The Money Mom Podcast! 🎉 Today’s episode is extra special because we’re celebrating our 100th episode with a real-life Money Mom Club member story—one that so many moms are going to see themselves in. I’m joined by Stephanie Griffin , a mom of two (including a teen boy + a college kid!) who moved from the East Coast to California and found herself overwhelmed by the cost of livi...

Money isn’t ruining your marriage...but the way you’re approaching it might be. If conversations about finances with your spouse feel tense, frustrating, or like you’re speaking two different languages, you are not alone. Nearly 50% of divorces involve money issues, but it’s rarely about the numbers. In this episode, I share how Brad and I shifted from subtle tension and scarcity thinking to feeli...

I’m about to say something that might sound crazy… I only spend $300–$350 every two weeks on groceries for my family of six. That’s about $700 a month — in Northern California. And no — we are not living on rice and beans.  No — I’m not clipping coupons for 10 hours a week.  No — I’m not driving to five different stores chasing sales. In fact, we’re eating better than we were when we were spending...

If you’ve ever Googled “How much should I spend on groceries?” and felt more confused than before… this episode is for you. There are a million answers out there, $100 per person, $200 per person, “it depends where you live”... but what you really want to know is: 👉 Am I spending too much? 👉 And if I am… how do I fix it without feeding my family rice and beans every night? In today’s episode, I’...

There’s one money habit that c ompletely changed everything for my family... and it’s probably not what you think. It wasn’t budgeting.  It wasn’t meal planning.  I t wasn’t cutting out coffee or canceling subscriptions. Those things can help… but they weren’t the thing that actually moved the needle. In this episode of the Money Mom Podcast , I’m sharing the one simple question my husband and I s...

Have you ever made real progress with your money... only to turn around and undo it? You finally get groceries under control… then spend $300 at Target. You pay off a credit card… and rack it right back up. You save money… and suddenly it’s gone. It feels like bad luck or bad timing, but it’s not. It’s self-sabotage. In this episode of the Money Mom Podcast , Rachel breaks down what’s actually hap...

Tired of paying sky-high premiums for health insurance? In this episode, Rachel Coons breaks down all your health coverage options ... from traditional insurance and marketplace subsidies to cost-sharing plans that could save you thousands every year . As a former licensed health insurance agent, Rachel shares insider knowledge about the four main ways to handle health coverage in America. She exp...

In this episode of The Money Mom Podcast , we’re breaking down one of the most misunderstood money behaviors: impulse spending . If you’ve ever told yourself you just need “ more discipline, ” this conversation is going to change everything. Instead of shaming habits like Target runs, late-night TikTok shopping, or drive-through treats, we’re getting to the real root of why impulse purchases happe...

Have you ever started the new year determined to “finally get your money together”… only to feel burned out, discouraged, or back in the same place a few months later? In this episode of The Money Mom Podcast , Rachel breaks down why most financial goals don’t stick, and it has nothing to do with discipline, motivation, or willpower. Most money goals are created from panic, shame, or urgency. And...