BBC Radio 5 Live
The Martin Lewis Podcast
Martin Lewis answers your financial questions, offering valuable money-saving tips.
Where to listen?
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Episodes
Beat the urgent ISA deadline – top cash ISAs for savers, stocks & shares for investing 20.03.2025 1:15:37
ISA ISA baby! Martin joins Adrian to answer all your questions on savings tax, Cash ISAs, Junior ISAs and more before the fast approaching deadline in April. Chartered Financial Planner Ed Marshall also joins Martin to help with stocks and shares ISAs. You tell us about your financial ‘light bulb’ moments. Plus Martin shares his thoughts on back-billing with MPs… find out why you might not have to...
Last Chance! Boost State Pension by £10,000s: a must listen if age 40 to 73 13.03.2025 59:36
Martin’s poorly, but he’s battled through the coughs and splutters because he’s adamant that YOU need to hear how you could boost your state pension by TENS of THOUSANDS of pounds. If you’re aged between 40 and 73 – it’s a must listen. It’s all about missing National Insurance years. Martin brings you a step-by-step guide and a full Q&A. It’s everything you need to know.
Savings Q&A special – ISAs, savings tax, pay off debt or save and more. Plus credit card beginners guide 06.03.2025 58:17
Martin answers a huge number of questions on savings, on how ISA’s work, where is a safe place to keep your money, the pros and cons of investing, should you be saving or paying off debt and far more. The podcast also covers lots of other subjects such as getting travel insurance for holidays booked a long time ahead, how credit cards really work, what to do if a car finance firm hasn’t replied to...
Energy Price Cap Rise: what to do… and why we pay more than the rest of Europe 27.02.2025 1:11:54
The energy price cap, which determines prices for two-thirds of homes will rise by 6.4% in April… yet some people will see rises of up to 9%. In this pod Martin Lewis looks at what it means for you, and how do you beat it. Former head of strategy at BP, Professor Nick Butler - who is now visiting professor at the policy institute at Kings College London - explains why UK energy prices are so much...
Pensions Special: Double your investment, how to start one, are workplace pensions good, consolidation & more 13.02.2025 46:47
A special podcast all about starting and saving in a pension, including the two pension superpowers that instantly double your investment. Martin is joined by Charlotte Jackson from Money Helper, the free and impartial service giving help with money and pensions. They explain how pensions actually work, and whether you should stay opted to your work place pension. Should you consolidate your pensi...
Car Insurance Prices DROPPING… a perverse warning | Base rate cut help 06.02.2025 1:03:10
Martin explains why you should still shop around for the best deal, even if your car insurance renewal is lower than last year. Plus reaction to the interest rates cut, the latest on April's energy cap price change and you tell us what your job has taught you about money. To get in touch with the podcast email martinlewispodcast@bbc.co.uk .
Holiday hacks: cheapest way to spend abroad, car hire, insurance, 18 days off for 9 days leave, passports, GHIC… 30.01.2025 1:05:31
Martin gives you his holiday tips, everything from the cheapest way to spend abroad to how to maximise your annual leave. The Tell Us this week is all about things your children misunderstand / mis-assume about money. Martin also explains credit rating, how to cut your water bills and how to get £100 off your energy standing charges. To get in touch with the podcast, email martinlewispodcast@bbc.c...
Banned: Mobile & broadband mid-contract inflation price hikes, yet many’ll still pay more! 23.01.2025 55:59
Martin and Adrian talk about new rules that stop surprise price increases in the middle of your contract. Plus how to get the best price on your broadband and where to look for brilliant mobile deals. Plus you share your budgeting tips – and Adrian faces a special wifi Mastermind question. Email martinlewispodcast@bbc.co.uk if you want to get in touch.
Urgent: beat the energy bills rip off! Are joint accounts worth it, and what’s the best? 16.01.2025 1:09:19
After last week’s cold snap, Martin shares his best tips on how to save money on your energy bills, including whether or not it’s worth fixing. In “Tell Us” this week, Martin finds out how people are managing their household finances as well as recommending the best joint accounts. And it’s another round of Mastermind for Adrian, quizzing his knowledge on flight compensation schemes.
Get travel insurance ASAP or it can be disastrous: when to get it, how to choose, pre-existing conditions & more 09.01.2025 1:02:54
Martin looks at the dos and don’t of getting the best travel insurance deal, plus are cats legally different to dogs? Have energy bills really risen every year, LISAs for retirement, no fault car insurance claims, car hire abroad and more… To get in touch with the podcast, email martinlewispodcast@bbc.co.uk .
A festive special showcasing some of the best advice of 2024 24.12.2024 1:01:41
A look back at what you need to know about mortgages and how to save as a first-time buyer. A Tell Us about the most joy you’ve ever got from spending under £5 and another one that got a huge response looking at what people did with their first pay packet. Also a Mastermind looking at car insurance.
A Tell-Us your to need knows special: Inheritance tax, Pension savings, debt pecking order, life insurance, compound interest. 18.12.2024 48:48
Martin answers your Money Saving and financial questions on topics such as inheritance tax, how much to have in your pension, debt pay off pecking order, life insurance, how interest payments work, cash ISA rules, car finance and even the tax arrangements of Father Christmas. There is also a Mastermind looking at credit card interest repayment.
Ofgem special: Why are UK energy prices so high? We ask the regulator’s boss that and more! 12.12.2024 1:05:17
Martin interviews Jonathan Brearley - the CEO of Great Britain's energy regulator OFGEM. Tell Us is all about your pocket money rules. Mastermind this week looks at your right to return gifts. Plus advice on the best tactics for Scrabble and tips on train ticket refunds and car finance.
Top Children's Savings | Urgent free cash bank switching | Best ever blags 05.12.2024 57:54
Martin tells you how you can get banks to pay you to switch to their account. Plus the best way for parents and grandparents to save money for children. The Tell Us is about the best thing you’ve ever blagged. And Mastermind tackles the point in life an under 18 starts to pay tax on their earnings.
Are you missing out on £1,000s? If you’re married OR got kids OR low income OR pensioner you may well be! 29.11.2024 57:00
Martin tells you all about the money you might not know you’re entitled to Plus, is it worth looking at Black Friday deals on broadband? Listeners ‘Tell Us’ about when their children have impressed them with their financial know how And Mastermind tackles the thorny subject of which debt is the most expensive. Get in touch: email martinlewispodcast@bbc.co.uk
The Scams Epidemic: A Martin Lewis Podcast Special 24.11.2024 1:28:45
The Scams Epidemic: A Martin Lewis Podcast Special. Martin asks the experts about scams and speaks to a victim of a deepfake investment scam which manipulated Martin’s face. This special episode goes in depth on deepfake AI and other big scams, with tips on how to spot them, how to protect yourself and what to do if you think you are being scammed. In this special episode, you’ll hear from Chris A...
Bonus Mini-Pod: Energy Price Cap rise 22.11.2024 11:59
The energy regulator Ofgem has announced its next quarterly price cap will rise by £21 for the average household. An increase of £1.75 a month. The decision affects the bills of 27 million households in England, Wales and Scotland. In this bonus episode of The Martin Lewis Podcast, Martin explains what it could mean for you.
Savings Q&A – boost what you get | Is Black Friday a dud? | Acts of Financial Kindness | Energy Price Cap news 21.11.2024 1:18:38
Martin Lewis answers your questions about savings, covering everything from ISAs to everyday savers. Martin also answers the question: is Black Friday the real deal or just another dud? The listeners ‘Tell Us’ about their unrequested, unrequited acts of financial kindness. And there’s a Mastermind looking at energy bills…
Can you get £100s student loans back? | Are Premium Bonds worth it? | Car Finance mis-selling update 14.11.2024 1:05:24
Martin Lewis asks are you one of over 1m who overpaid their student loan and can get it back? We are looking at the latest car finance update, which could double the number of people who are due a payout on their claims. The listeners ‘Tell Us’ about the best thing they’ve learnt about money from work. And a Mastermind looking at premium bonds…
Student finance debunked – tuition fee rises – is it worth it? | UK base rate cut (mortgage & savings) 07.11.2024 59:08
Martin Lewis takes you through the increase to tuition fees. There’s advice for students and those affected by the fall in interest rates. Tell Us is all about the most impulsive purchase you’ve made, and why you regret it. And there’s a special Mastermind for Adrian concerning floral shirts.
Instant Budget reaction and analysis 30.10.2024 27:35
In a special episode, Martin reacts to the budget from Chancellor Rachel Reeves. He explains what the headline changes to national insurance, inheritance tax and minimum wage will mean for you – and dives into the detail of what wasn’t announced in the Commons to explore what’s coming next on child benefit and stamp duty.
Marriage & Divorce: Benefits of Marriage | Are prenups worth it? | How to divorce cheaply| Splitting pensions, mortgages & more 28.10.2024 1:06:21
The ‘Not The Martin Lewis Podcast’ is back. Martin asks the experts about the topics that matter to you. This time around it’s all about marriage – and divorce. From pre-nuptial agreements to asset splitting, how to divorce cheaply and…. are their benefits to getting married, when it comes to money?
6mth warning! For each £825 or less you pay you could gain £5,400+ by boosting your National Insurance years. 17.10.2024 57:06
On this week’s podcast Martin explains how you can buy voluntary National Insurance years to boost your state pension. Tell Us is about what do you have in your house that you haven’t used in the last year? Later in the pod, Martin shares his latest money-saving tips and Adrian attempts another tricky Mastermind question.
Unpleasant issues help: Free Wills | Power of Attorney | Inheritance Tax and more 10.10.2024 1:04:05
Martin Lewis on why it’s financially crucial to prepare for death, divorce and dementia. Advice for those aged under 22, explaining their Child Trust Funds and how some may be able to access cash saved in them. A Tell Us about the most joy you’ve ever got from spending under £5. And a Mastermind looking at car insurance.
Beat the 10% Energy Price Cap rise special – “no one should stay on the Pants Cap” 01.10.2024 48:26
An Energy Price Cap special looking at why the energy price cap is rising when wholesale rates are dropping. Which type of tariff is right for you and how to lower your standing charges.
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