The Martin Lewis Podcast

This week on The Martin Lewis Podcast, is a bank account bonanza. Eight current accounts are now paying £175 or more to switch, and in some cases the rewards don't stop there. A number of packaged bank accounts are effectively paying you to sign up too, meaning you could get travel insurance, mobile phone cover and breakdown protection for the whole family thrown in — benefits that can easily be w...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if I claim Marriage Allowance, will I have to do a tax return? My dad’s on a prepayment meter, is there anything he can do to cut the rate? If you have no National Insurance contributions, do you get a State Pension? Will the Chancellor’s new ISA rules ruin my marriage savings? Plus, we have a great...

This week on The Martin Lewis Podcast, Martin is in full holiday mode – revealing everything you need to know right now to cut the cost of getting away. From the cheapest ways to spend overseas and avoiding costly currency conversion traps, to finding the right travel insurance, beating roaming charges and the single-person supplements, Martin answers listeners’ biggest travel money questions and...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: I’m 23 and saving 15% of my salary into my pension, is that enough? I’m starting to see my credit card debt grow, what should I do? How long should I keep my financial documents for? What happens to an ISA when you die? Plus, we have a shares Junior ISA success! If you want to ask Martin a question,...

In this week’s episode, there’s a deep dive into first-time buyer savings, with a special focus on Lifetime ISAs (LISAs) and the now-closed but still widely held Help to Buy ISAs. Martin Lewis runs through the pros, pitfalls, and key differences between the schemes, including bonuses and withdrawal rules. Whether you’re saving for your first home or advising someone who is, this segment is packed...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: we’re in our 40s, are we failures for not owning a house? Is anything happening with the Lifetime ISA reform, or should I just take the hit and buy my first home? How does the Nationwide Fairer Share bonus work for tax if it comes into our joint account? We also have a success from someone reclaimin...

Martin Lewis gives you his top ten list of big firms you can haggle with to get the best price on things like satellite TV, phone bills, breakdown cover, insurance, and loads more. He also reveals call centre secrets, including tips from their actual staff, and from listeners who’ve managed to save. As the US and Iran have agreement to extend the ceasefire, will energy bills start to fall? Plus, M...

In this episode, Martin is back answering your latest money dilemmas with a few surprises along the way. Should you pay off your student loan using a 0% credit card? Martin breaks down the risks, the maths, and who should and shouldn’t be looking to pay off their student loan early. Energy is in focus as a listener ask: is the Octopus Tracker tariff still a good idea in today’s volatile market? Ma...

The Big Topic in this week’s episode, Martin Lewis explains the latest on Car Finance Mis-selling – what’s going on and why the wait? Martin unpacks it all, with up to 11 million motorists potentially owed a share of £9 billion due to mis-sold car finance deals. So why haven’t payouts started flowing? He explains the key reasons for the delay. Plus, there’s a crucial new development: the financial...

This week Martin tackles a packed agenda of your questions—ranging from savings decisions in your twenties to navigating the tax system, investing timelines, and even a light-hearted consumer rights query. Martin answers a question from a 25-year-old wondering whether to lock in life insurance early while premiums are low. We look at how to bag lucrative current account switching bonuses without l...

In this episode, Martin Lewis unpacks what’s really happening with energy prices and the energy price cap—what it means for your bills right now, what’s likely coming next, and the practical steps you can take to protect your household finances. From fixed vs variable tariffs to whether now is the right time to switch. We dive into the surprising world of lost and forgotten money, shining a spotli...

Martin Lewis brings you everything you need to know about your future energy bills. Martin offers a live reaction to the Chancellor Rachel Reeves’ statement in the Commons on the cost of living. Tell Us this week is all about what’s the most bizarre way you’ve secured a discount? Fancy dress, sublime banter, a secret code phrase? And Mastermind this week is about defaulting on your credit file. Ca...

In this episode of The Martin Lewis Question Time Podcast, Martin takes on your consumer rights questions including to cancel or not to cancel old credit cards, higher paycheck or higher pension contributions, and if Martin were King for a day, what three laws would he introduce? There's a question about the rules when it comes to paying tax on benefit payments, Martin explains the rules and regul...

In this episode of The Martin Lewis Question Time Podcast, Martin tackles a packed agenda of your real-life money dilemmas, bringing practical advice to your most pressing financial questions. For those new to investing, there’s a question from a beginner worried about risk. Martin unpacks what “risk” really means, how to assess your tolerance, and why understanding volatility is key before puttin...

Martin Lewis dives into council tax. Are you overpaying? Martin breaks down practical, often overlooked ways you could cut your bill—potentially saving hundreds each year. From checking your property band to claiming discounts for single occupancy, students, or disabilities. We also explore what to do if you think your property has been incorrectly assessed—plus the potential risks of challenging...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: an explainer on what the best way is to stooze - in other words, how to I get money from a 0% credit card to save it and maximise the gain. Martin answers a question about the best saving account options for a 17yr old. A caller asks if they will lose Child Benefit if they only earn over the limit f...

Martin Lewis brings you everything you need to know about the energy direct debit cycle. Explaining why this is perfect time of year to check your direct debits, how much you should be in credit or debt with your energy provider and what do you do if you’re too much in credit. Martin explains the cheapest ways to spend abroad and why you should be thinking about it now. A lovely Tell Us which look...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I switch my energy fix to a new provider during the 14-day cooling off period? Where should I keep a big lump sum I’ve got from my house sale? I’ve had a financial lightbulb moment, but my partner can’t see it, how should I talk to them about it? Plus, after a question about a retailer that was...

Martin Lewis brings you everything you need to know about bank account switching, including which banks are willing to pay you money to do so. Martin also takes you through the need-to-knows about Pension Credits, whether you can claim them and how to claim. The Mastermind question this week is also on pensions. And there is also a huge win from our Question Time podcast. If you want to ask Martin...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I shift a £15,000 loan to a 0% credit card to cut costs? How do I find any car finance agreements my deceased father had so we can reclaim them for my step-mum? Can I trick the bank into thinking I’m a higher earner to get £500 for free? We have a huge success, where one call to this podcast got...

Martin Lewis brings you everything you need to know about saving or investing for your children’s future, including: Junior ISAs, children’s savings, regular savings - and reveals the biggest mistake most parents make, so you don’t do the same! Plus, there’s car finance compensation news, as a claims law firm has announced it will take the regulator to court to try and increase consumer payments,...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I claim car finance mis-selling if I had an interest-free deal? Should I continue to save hard, overpay my mortgage and invest, or spend a bit more enjoying life with my young family? What do I do if my LISA bonus comes in after I’ve bought my first house? Do I need to top up missing National In...

Energy bills are in the news and this may be a crucial moment. In this podcast Martin explains the Energy Price Cap, and the firms offering fixes cheaper than the Price Cap. It’s a new tax year, and that means all UK adults have a new £20,000 tax-free ISA allowance to use. Martin runs through your options of where to put your money. Martin explains why a change on council tax debt collection which...

In a special, urgent edition of the podcast, Martin explains what you need to know right now - as the financial regulator sets out its redress scheme for millions of motorists who were mis-sold finance deals. The scheme will apply to more than 12 million deals - and will cost lenders 9.1 BILLION pounds. So - who is included? Should you put in a complaint now? What vehicles are eligible? How do I k...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if my holiday’s cancelled due to the Middle East conflict, can I get a refund on the travel insurance? Vodafone promised me a 50% discount but now they’re chipping away at it, what can I do? When is paying off a credit card IN FULL not worth it? My high-end TV is faulty after 5 years, am I due any m...