The Martin Lewis Podcast

The big topic in this pod is Lifetime ISAs, LISAs give up to £1,000 a year bonus for first time buyers, but there are pitfalls to watch too. With the ISA year about to end, Martin Lewis runs through how they work and how best to use them in detail. Martin also explains the LISA's predecessor the Help to Buy ISA and which is best. He also goes through the best options currently on the market. Plus...

In our Question Time podcast, Martin Lewis answers your questions including: is my car finance agreement covered by the mis-selling redress scheme? Can my partner and I couple up to maximise cashback offers? I’ve told Monzo its overpaid me but it’s done nothing, can I keep the money? What can I do about a retailer that displays the wrong returns info online? Plus, we have a lovely success story in...

In this podcast Martin explains everything you’ve ever wanted to know about ISAs but were afraid to ask. Cash ISAs, shares ISAs, how to transfer, how much you can put in, best buys for cash, and top picks for investments. Chartered Financial Planner Ed Marshall also joins Martin to help with stocks and shares ISAs. There is an update on the potential energy bills crisis brought on by the conflict...

In our Question Time podcast, Martin Lewis answers your questions including: which travel insurance policy do I make a claim to? When you say ‘pay off all debts’ does that include your mortgage? Can I open an ISA for my niece or nephew? Why is cancelling a subscription so hard? Plus, how your height impacts your step count, and what should we call you if you ask us a question? And we have a succes...

In this week’s podcast Martin Lewis gives an update on the car finance mis-selling story. He questions such as: ‘what counts as mis-selling?’ ‘How do you know if you were mis-sold?’ ‘How much will be paid out?’ ‘How can you find old agreements?’, ‘What if you’ve complained and not contacted?’ And so much more. We also look at couples’ finances – in Tell Us this week we talk through how you and you...

It's a geek edition of our Question Time podcast! This week Martin Lewis gives you answers on your questions asking him anything and everything, including: should I wait until April to change my broadband to avoid the price hikes? Can I back-claim child benefit, now I know I’m eligible? Why did my 7% regular saver pay me half of that in interest? If I have to buy credits to purchase a game, can I...

The big topic for Martin this week is inheritance tax, he explains how inheritance tax works and goes through all the practicals on how much you can leave before its taxed.... Why marriage is the biggest way to reduce inheritance tax... The change that means pensions will soon have inheritance tax on them... all the gift rules you can utilise and far more. The podcast features key updates on car f...

Martin Lewis gives his advice on what to do if you are overwhelmed by debt. He answers a question from someone facing debt problems which are having a very serious impact on their mental health. We hear a beautiful tale of moving from homeless to homeowner – and Martin explains what to do next after you have bought a house. Martin answers a question from a listener who to know if they should use B...

The main topic this week is all about your energy bills. It’s the biggest shakeup to energy bills for a few years. All bills are coming down on 1 April, not just the price cap, fixes & others too. So whether you’re on prepay, direct debit, with an EV or more then Martin explains how you make the most of it Martin also explains Plan 2 student loans, there’s talk the government may be about to c...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why is my energy bill so high, and how do I check if it’s right? If I’ve got 0% debt and normal debt on a credit card, which do they clear first? I’ve just seen you advertising ‘Quantum AI’ with a guaranteed £25,000 return! Is it true? (Spoiler: no, it’s a scam). If you’ve earned cashback, but retur...

Martin on switching your bank account and which banks are willing to pay you money to do so. He also explains package bank accounts where you pay a monthly fee and can get things like travel insurance, mobile cover and breakdown cover included. Right now you can get nearly a year of that for free too. He explains changes to energy standing charges.... and the new broadband and mobile telecom chart...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I escape a joint account? If I cancel a Direct Debit, do I have to tell the company? When isn’t it worth claiming child benefit? Where do I put the money from my house sale? And, who’s going to take over from Martin when he retires? If you want to ask Martin a question, you now can! His Quest...

Martin Lewis on whether you should use savings to overpay your mortgage - factoring in your emergency fund, your rates, and whether overpayments come with penalties. Martin gives his reaction to the Bank of England announcing just before we recorded that interest rates have remained unchanged at 3.75%. We look at what has happened to Ofgem's no standing charges tariff options promise. This week’s...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: why do I pay interest even if I pay off my credit cards in full? Where’s the best place to save and invest for my young children who have pension income from my late husband? I’ve got two mortgages on my house, which should I overpay? What’s the best place for me to start a new pension aged 50? Plus...

Bonus Podcast - Martin Lewis gives his advice for people on a Plan 2 Student Loan. With the Government freezing the repayment threshold he explains if you should overpay now (spoiler: for some yes, many no). The pod features Martin speaking to Victoria Derbyshire about UK Chancellor Rachel Reeves's decision to freeze the student debt repayment threshold for three years and the experience of gradua...

Martin Lewis explains what we know about the product set to replace the Lifetime ISA, and what could happen to your LISAs and Help to Buy ISAs. Plus, Martin asks you if you think AI is good for consumers, you tell us when you’ve felt financially burned by a firm or product provider, because you took your eye off the ball, and does Adrian finally get a Money Mastermind question right? This week’s i...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: I want to buy my first home, should I move money from my Help to Buy ISA to a LISA? Is it best to sell shares each year to use my annual capital gains tax allowance? Help! My broadband’s broken, what rights do I have to compensation? My phone contract’s been hiked, can I leave penalty free? Plus, yo...

Martin Lewis tells us his four life lessons he gave to graduates recently, so we asked you for yours! Plus, Martin’s annual warning if you’ve booked a holiday, an update to Ofgem’s no standing charge tariff for energy, and Mastermind is all about borrowing: does the length of a loan matter more than the interest rate? You’ll have to listen to find out! If you want to ask Martin a question, you can...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: should I prioritise saving, investing, overpaying the mortgage, or children’s savings for our new baby? I want to retire early; do I need to pay for National Insurance to get a full state pension? Should I overpay my postgraduate loan? Robert tells us his inspiring story about finally becoming debt-...

With the self-assessment deadline less than a fortnight away, Martin Lewis answers your questions on everything tax, with the help of two tax gurus, including: tax returns, inheritance tax, making tax digital, capital gains tax, PAYE, savings tax, and more. Plus, Mastermind this week is all about gift cards, and Martin speaks to Harriet from the Traitors. If you want to ask Martin a question, you...

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: will my ex’s debt affect my credit score? If I buy a bridesmaid’s dress for someone, does it hit my consumer rights? My credit card won’t give me money back for problem building work, what can I do? I’m a teacher, can you answer some of my students’ personal finance questions? My 0% credit card deal...

Martin Lewis has his debt masterclass this week, helping you slash the cost of your existing credit cards, overdrafts, loans, buy now, pay later and much more! Plus, you tell us your New Year financial goals - some of you want to save more, some want to save less! Mastermind is all about capital gains tax, and how did Martin’s yearly step count competition end? If you want to ask Martin a question...

As it’s Christmas, Producer Matt has chosen his favourite questions Martin has challenged Adrian with on the podcast for this special Martin’s Money Mastermind episode, including questions on: returning faulty tech, gift aid, credit scores, retail gift aid, and direct debits. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and ev...

As it’s Christmas, Producer Matt has chosen his favourite questions you’ve asked Martin in our Question Time podcast, including: Can I refuse a smart meter? Is paying by PayPal a bigger risk? Should I keep cash under my mattress? Should you invest in gold? Will my new husband need to pay for my daughter’s university? And, would Martin want to fight 1 man-sized duck, or 10 duck-sized men? You’ll ha...

In this special ‘Success Time’ edition of our Question Time podcast, this week is all about listeners who’ve saved. They tell us what they’ve done to save, and Martin explains how you can do the same! The successes this week include: a multi-bank switching success, getting a phone retailer to overturn its decision not to replace a faulty handset, and a success worth £100,000. If you want to ask Ma...