BBC Radio 5 Live

The Martin Lewis Podcast

Business EN ↓ 212 episodes

Martin Lewis answers your financial questions, offering valuable money-saving tips.

Author

BBC Radio 5 Live

Category

Business

Podcast website

www.bbc.co.uk

Latest episode

Jul 9, 2026

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Episodes

The Top Children’s Savings & Investment Accounts | Car Finance Mis-selling Update 11.09.2025

Martin Lewis has everything you need to know about children’s saving and investing, including Junior ISAs, Child Trust Funds, top savings, Premium Bonds and even children’s pensions. Plus, an update on the car finance mis-selling saga, an update on Lifetime ISAs, you tell us when you’ve felt the richest, and this week’s Mastermind is on personal loans.

Beat the energy price hike, flight delay compo, and the £1 train! 04.09.2025

Martin has everything you need to know to keep your bills down ahead of the energy price cap going up in October. Also in the podcast: what to do if you’ve had a flight delayed in the past six years, you tell us the best quid you’ve spent in the last five years, and Mastermind was all about Capital Gains Tax – have you heard of the ‘Bed & Breakfast’ rule?

A Savings and Investment Special! 28.08.2025

In this savings and investment special, Martin speaks with two professional investment advisers. Plus, his beginner’s guide to savings and how to maximise your interest.

A Bills Special! 21.08.2025

In this Bills Special, Martin goes through everything you need to know about Council Tax, including how to check and challenge your band. Plus, his four easy steps to help reduce your mobile phone bill.

An Energy Special! 14.08.2025

In this Energy Special, Martin asks the boss of Ofgem why we pay more in the UK. Plus, he questions the boss of Octopus Energy about prices, smart meters and more.

A Holiday Special! 07.08.2025

In this Holiday Special, Martin goes through his top holiday hacks, including his car hire and insurance tips, and the cheapest ways to spend abroad. Plus, how to make sure your passport and GHIC is ready for your travels!

Car Finance Compensation Special 02.08.2025

Martin gives his reaction to the Supreme Court's ruling on car finance agreements. He explains why the scope for compensation has been reduced, who might still be eligible, and why it's important that potential claimants do nothing...for now.

Car Finance Agreements Update & Ask Martin ANYTHING! 30.07.2025

In this episode, Martin gives an update on the ongoing car financing agreements case going through the Supreme Court. He also answers your questions on absolutely anything, including how much to save for your kids to go to university, buying vs renting, and… is Martin getting into politics?

A beginner’s guide to savings & how to maximise your interest 24.07.2025

After covering investment last episode, this time Martin gives a beginner’s guide to savings, including top savings, a 25% savings boost for first-time buyers, a Help to Save 50% boost, regular savings and more. Plus, a warning for women aged between 41 and 90 who’ve previously cared for someone. And you tell us your instruction vs destruction tales.

A beginner’s guide to investing… who should, how much & where to do it 17.07.2025

Martin Lewis on Saving v Investing: which is right for you and how to do it… In this special podcast Martin is joined by two professional investment advisers to talk about: - What is going to happen to the ISA limit. - Whether you should be saving, investing or doing a combination of the two. - A beginners guide to investing and where you should put your money for the long term. - What type of inv...

Testing your consumer rights and haggling skills 11.07.2025

Martin Lewis records the podcast from Lords to share his money saving tips while watching the cricket. An explanation of your statutory return rights with a focus on what the law explicitly outlines as the timeframe you have to return online purchases. We also run through the top 10 companies to haggle with in the UK, with haggling tips and how to make big savings from service firms in mature mark...

Free £1,000 a year for wannabe first time buyers | Will cash ISAs be cut | LISA v Pension 03.07.2025

Martin looks at Lifetime ISAs, after a report was published by the Treasury Committee on the future of the first time buyers savings account, he explains the basics of them and answers questions on who they are good for, who they don’t work for and when is the best time to open one. Energy bills dropped 7% this week, Martin explains what people should be doing, and most importantly what happens ne...

The cheapest way to spend abroad, stop paying to pay! And find old pensions worth £10,000s! 26.06.2025

With £31 billion in lost or unclaimed pensions in the UK, Martin tells you how to find your old pensions - which could be worth £10,000s! Plus, Martin’s top holiday money need-to-knows to help you stop paying when you spend abroad and get the most bang for your (Vietnamese) dong. And you tell us the worst financial advice you were given by your parents and grandparents.

Council Tax Money Back Special **UPDATED 20/6, after Government consultation launched** 20.06.2025

***This episode was first published on 5th June. It was updated on 20th June to reflect the launch of a government consultation on the administration of Council Tax.*** Martin goes through step by step everything you need to know about Council Tax. He explains: - How to check you are in the right band. - How to challenge your Council Tax band. - The Council Tax deductions you may be entitled to. -...

Four easy-speedy steps to slash your mobile bill 19.06.2025

Martin goes through his four easy steps to help you reduce your mobile bill. Plus, with energy bills likely to rise due to conflict in the Middle East, should you fix now? What do the Warm Home discount changes mean? And you tell us your children’s financial tips.

Winter Fuel Payment – How it’ll really work (Eng & Wales) | And are you drinking enough beer 12.06.2025

The Winter Fuel Payment will again be a universal payment in England and Wales for state pensioners this winter, yet it’ll be clawed back via the tax system where someone earns over £35,000. How will this work in practice? What counts as £35,000 earnings, and what if there are two, three or more pensioners in a house. Martin also answers questions on saving for a pension, who should opt out of rec...

Mini-pod: Energy Price Cap drops 7%, but it’s still pants! 23.05.2025

Martin reacts to the latest Energy Price Cap announcement from the regulator Ofgem. The new cap coms into force from July, and applies to households in England, Scotland and Wales on variable tariffs. But what should you do now? With fixes on the market well below the cap rate, Martin explains how to get the best deals on your energy.

Free £310 bank switch | Winter Fuel Shenanigans | Energy Price Cap to fall but you should still fix 22.05.2025

Martin Lewis looks at the Energy Price Cap and what your best options are for your bills. He gives his view on the recent announcement that the Winter Fuel Payment will be expanded. A guide on how to get paid to switch bank accounts. Tell Us this week is all about when have you saved a fortune by pure accident? Mastermind explains the difference between annual and compound interest.

Childcare SPECIAL: Your questions & problems put to Sec of State for Education Bridget Phillipson 15.05.2025

Education Secretary Bridget Phillipson joins Martin Lewis to answers your questions about the cost of childcare. They cover topics such as are there enough funds for 30hrs funded childcare? Why 800,000 miss out on Tax Free Childcare? Child Benefit cliff-edge problems & more.

Interest rate cut special: what savers & mortgage holders need do now. Including… why locking in savings can be a winner. 08.05.2025

Why locking in savings can be a winner. Should you fix your mortgage now or wait? How to get accepted for a mortgage, and more. Martin reacts as the Bank of England cuts UK base interest rates again from 4.5% to 4.25%, we recorded this literally minutes after it happened and focus on answering your questions about the impact on savings and borrowing (especially mortgages) For savers there’s a warn...

Credit & Debit Card Q&A special: How credit scoring works, best 0% deals, stoozing, top cards abroad 30.04.2025

It’s the credit and debit plastic fantastic masterclass you’ve been waiting for… Martin answers all your questions on how to manage your credit card debt, which are the top cards to use abroad and the myths around your ‘credit score’. Plus find out which are the best 0% deals and how to ooze with stooze. Get in touch with the podcast by emailing martinlewispodcast@bbc.co.uk

The Shrinkflation Nation | Why now is the time to check if you’re owed £100s of energy credit 24.04.2025

The main topic is all about how you could potentially get money back from your energy firm. If you pay by monthly direct debit then Martin explains why you should be checking now if you’re owed serious cash. The Tell Us is about shrinkflation. Where can you find provable evidence of groceries, cleaning productions or cosmetics that are no longer as big as they were. Plus, if you're aged 20 to 25,...

Is the £20,000 cash ISA going to be killed? What savers should be doing NOW 16.04.2025

Full best buys – and everything you ever wanted to know about cash ISAs but were afraid to ask. With the realistic prospect of the cash ISA limit being reduced in the near future, Martin explains what to do right now to get the most out of your savings. Get in touch… email martinlewispodcast@bbc.co.uk

Q&A Special: Beat the bill rises, ISAs, Car financing, Pension tax, Premium Bonds, Child Trust Funds and more 02.04.2025

You ask, Martin answers. A must-listen at this crucial time of year. Martin and Adrian go through the big questions from you as a number of big changes come into force. Plus you tell us about customer service done well, and Adrian tackles a mastermind on credit scores. You can email the podcast team via martinlewispodcast@bbc.co.uk .

Martin Lewis speaks to Britain's biggest energy boss about prices, smart meters and more 27.03.2025

Martin Lewis puts YOUR questions to Greg Jackson, the boss of Britain’s biggest energy retailer Octopus. Smart meters, profits, standing charges & will prices EVER drop? Plus with energy prices going up by 6.4% next week, is now the time to fix? To get in touch, email martinlewispodcast@bbc.co.uk .

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