The Making Money Simple Podcast

📈 Join The Investing Academy here ! In this video we go through my investment portfolio - an update as of the end of June 2026. Including: what accounts I use, what I actually invest in, how my portfolio is performing so far this year, what I've been investing in this year, and more. I hope this helps. If you have any questions or thoughts please let me know in the comments below! -----------...

Tom from @moneycoachtom joined me on this podcast episode to discuss - perhaps controversially - the financial advice industry. Sometimes categorised by high fees and a lack of transparency, which begs the question: is a financial advisor actually worth it? For some people, maybe. For others, maybe not. In this episode we get into when a financial advisor isn't (or is) worth it, the questions...

Mentioned in this episode: 📝 Get started with investing (free guide & course): click here 🌎 Global index fund & ETF tool: click here 📺 Two new FTSE All-World ETFs: click here 'Should I switch global ETF?' - this is one of the common questions I receive. For most people, you probably don't need to. But if you are thinking about it, there's a few things to consider. Includ...

Top investing offers - ⁠ click here ⁠ Three investing mistakes I see people make over and over, through 1-on-1 calls I have and messages I receive: High, unnecessary fees The wrong tax wrapper ISA vs pension mix up Fix these and you'll save yourself a few quid! If you have a question, feel free to email me: ryan@makingmoneysimple.com ----------------------------------------- 📝 Get started wit...

Tom from @TomTalksInvesting joined me on this podcast episode to talk about what on earth is going on in the markets. We get into the state of the economy, both here in the UK and globally, and what it all actually means for your money. Tom also walks me through how he runs his own portfolio, including going through his strategy with individual stocks and crypto. And we dig into the biggest lesson...

Mentioned in this episode: 📊 ISA tool - click here 🌎 PACW Global ETF review video - click here I forgot to mention the ticker symbols, so I put them on screen at 5:56. These are the ticker symbols for the GBP-listed ETFs. The main caveat with all of this is that these two ETFs are brand new. As a result, they are likely to have higher spread fees, they currently have a relatively small amount of...

Platform comparison tool: click here Two New 0.12% FTSE All-World ETFs: click here (YouTube Video) In this podcast episode, we answer a great question: 'Trading 212 or InvestEngine?' First, we go through what to actually look for when selecting the platform. Then we delve into this specific question in more detail, running through the key considerations. Listen to the podcast episode for t...

What do you make of this new '22% tax on uninvested cash in Stocks & Shares ISAs'? To be transparent and up front, the full details are still not known. Once we do know the full and final details, I will release another episode. But I still think it's worth putting this out to make you aware of this coming change and so you have as much time as possible to take any potential action...

My Vanguard portfolio recently hit £100,000!In this episode we go through all of my accounts (ISA, SIPP, GIA), how I built this up over time since 2019, and the mistakes and key lessons along the way. ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠ ⁠⁠⁠⁠⁠⁠ click here ⁠⁠⁠⁠⁠⁠⁠⁠...

📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠ ⁠⁠⁠⁠⁠ click here ⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠ click here ⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers : I am not a financial advisor and this does not represent fi...

📈 Top broker offers: ⁠⁠ click here ⁠⁠ 🌎 Global index fund & ETF cheat sheet: click here ----------------------------------------- More Investing: 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠ ⁠⁠⁠⁠ click here ⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook)...

📈 How I can help you: ⁠ click here ⁠ Three important lessons: time in the market, getting your 'setup' right, avoiding behavioral pitfalls. All discussed in this episode after the market update! ----------------------------------------- More Investing: 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠ ⁠⁠⁠ cli...

💡 Stocks & Shares ISA comparison tool: click here 📈 How I can help you: click here What is the best Stocks & Shares ISA for the current tax year? Overall - it will depend on your specific preferences. In this episode we discuss reputation, fees, accounts and investments offered, and more - to help you pick the best Stocks & Shares ISA for your situation. You can use the tool linked a...

Sammie from @UpTheGainsMoney (and The Money Gains Podcast) joined me on this podcast episode. You can check out the the Gains app ⁠here⁠ . Being a founder/entrepreneur, I asked him 9 important questions (each question is timestamped below). From AI tools and self employment vs 9-5, to building a business and raising money from investors. Listen to the episode for the full details! ----------------...

If you need help with your investing accounts: https://www.makingmoneysimple.co.uk/ In this episode we cover everything to do with Stocks & Shares Lifetime ISAs: What they are Their pros and cons S&S LISA vs Cash LISA Whether you should use them The best S&S LISA providers - https://www.moneysavingexpert.com/savings/lifetime-isas/#bestbuysstocks The maths behind why a pension might be...

This is a special episode. Ian, a previous course student, joins me to discuss his investing journey... and he drops a lot of gems! From not even having a credit card and selling at a 3p loss due to nervousness. To now having a Stocks & Shares ISA and SIPP, and a workplace pension he's taken control of, investing for the long term. If you're a nervous investor or a beginner investor, t...

Download the end-of-tax-year 20 question checklist here . Other things mentioned in this episode: Claim extra tax relief back - here Tax cliff YouTube video, if you earn more than £50,270 - here Thanks for listening! ----------------------------------------- More Investing: 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free)...

In this episode I share my honest thoughts on 'passive income'. Is passive income too good to be true? Usually, in my opinion. But not always. That's what we delve deeper into in this one. ----------------------------------------- More Investing: 📝 How I can help you & download my free investing guide to help you start investing - ⁠⁠ click here ⁠⁠ 📕 Get my book Stop Waiting, Star...

Will AI Replace Accountants, Auditors or Finance Business Partners? Owen from 'Owen Talks Finance' joins me on this podcast episode to discuss this very topical question. In this episode, we go through: How to use AI to enhance your job What jobs are at risk due to AI The pros and cons of using AI in the workplace How AI can improve your personal life And more Listen to the episode for the...

Thanks for listening to this episode! Source: https://www.etfstream.com/articles/vanguard-plots-size-factor-etf-rollout-in-upcoming-launch-spree Is anyone planning on investing in this new FTSE Global All Cap ETF once it's released? ----------------------------------------- More Investing: 📝 How I can help you & download my free investing guide to help you start investing - ⁠ click here ⁠...

Listen to this next - ⁠ EVERYTHING You Need To Know About Pensions (State, Workplace, SIPPs & more) In this podcast episode, we answer a great question: 'Should I use a workplace pension, SIPP or Stocks & Shares ISA?' In really comes down to tax optimisation vs flexibility. In this episode we break down the key differences, when each one makes sense and the simple framework I use t...

Christos from Fellas Finance joins me on this episode to discuss his investing journey. From early mistakes, to building up a £120k portfolio by 34, to aiming to get to £1m by 50. This episode is an insight into Christos' journey to date and future plans. In this episode we also discuss overpaying your mortgage vs investing, the biggest determinants of investing success, what we personally inv...

Sign up to my email newsletter - https://www.makingmoneysimple.co.uk/Newsletter Workplace pension YouTube video - https://youtu.be/idEI30WR5RY How I can help you - https://www.makingmoneysimple.co.uk/ ----------------------------------------- More investing: 📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide 📕 Get my book Sto...

My website & how I can help you - https://www.makingmoneysimple.co.uk/ New Vanguard Global LifeStrategy funds - https://www.vanguardinvestor.co.uk/articles/latest-thoughts/how-it-works/introducing-lifestrategy-global-a-new-way-to-diversify-your-portfolio Freetrade fee change - https://freetrade.io/blog/free-pension-free-funds?lid=3w0mpl2166lw&utm_source=braze&utm_medium=email&utm_c...

Will from @nextgenngpf joins me on this episode to discuss 5 of the best side hustles to try in 2026. The first two are open to anyone. The remaining three are also open to anyone, but they're more geared towards those who are already making content online. We discuss each side hustle, the pros, cons, earning potential and what you need to know. Listen to the episode for the full details. ----...