The Making Money Simple Podcast

Should you invest for your children… or yourself first? Owen from 'Owen Talks Finance' joins me on this podcast episode to discuss both: Investing for yourself, as you bring up children And investing for your children In this episode, we go through: why your own investing and retirement should probably come first, how to invest for your children, balancing investing for yourself vs your children,...

How I can help you - ⁠⁠ click here ⁠⁠ It took me 6.5 years to reach £100k invested. But here's what often isn't talked about: Most of that wasn't compounding. It was my own contributions. Early on, how much you invest matters far more than what returns you get. If investing feels slow at the start - that's normal. Don't feel disheartened. Stick with it and be consistent. And if...

Listen to our other episode - What to look for when selecting a fund Tom from 'Tom's Personal Finance' joins me on this podcast episode to discuss potentially the best global ETF for UK investors in 2026. We analyse the ETF (Ticker: ACWI) - looking at the index it tracks, what it invests into, the fee, and more. You can take this exact criteria and apply it yourself when assessing fund...

How I can help you in 2026 - click here Watch this next - Revealing my £180k portfolio Timestamps: 0:00 - My 2025 growth 2:28 - Exactly what I invested into in 2025 8:16 - 2025 capital gains 11:45 - Top 3 2025 takeaways Listen to the podcast episode for the full details. ----------------------------------------- More investing: 📝 Download my free investing guide to help you start investing - http...

Listen to this next - What is the best Global ETF? In this podcast episode, we answer a common question: 'Do you really only need one global ETF in your investment portfolio?' The answer is yes and no. Yes - if you want to keep your approach as simple as possible. No - due to various reasons. We run through 6 scenarios where you might want to invest into more than just one global ETF. Listen to th...

Tom from @tom.tpf joins me on this podcast episode to discuss 10 of the top ETF mistakes that investors make. Investing into too many different ETFs, not understanding what an ETF actually invests in, how FX impacts returns, only focusing on an ETFs fee, just to name a few. Listen to the podcast episode for the full details! Other useful episodes mentioned: 1. What To Look For When Selecting An In...

I've been investing for over 8 years and have built my investment portfolio to £180,000. In this podcast episode, we go through the 10 most important lessons that I've learnt along the way. Listen to the podcast episode for the full details! ----------------------------------------- More investing: 📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.u...

Georgiy from @Funancialism joined me on this episode of the podcast to discuss ‘alternative investments’.  Including his investments into Pokémon cards and one piece cards.  I’m a complete beginner in this space, so was asking as many beginner questions as possible.  Georgiy dropped a lot of gems and facts, going on to say that everyone should have at least 1% of their portfolio in alternative inv...

The 10 most important things that changed that you need to know after the UK 2025 Budget yesterday. Plus, 8 things that didn't change (that you should still know about). What did you make of the budget? Let me know in the comments below. Listen to the podcast episode for the full details! ----------------------------------------- More investing: 📝 Download my free investing guide to help you...

In this podcast episode, I answer a question from Scott. The question was: 'Have you ever covered how to invest when you’ve maxed out your 20k isa allowance?' We go through the options, starting with a pension and a general investment account (GIA), before moving onto more niche options and some other ideas - from SEIS/EIS/VCT to crypto and gold and more. We also cover limited companies and the 'o...

Gold is up big in 2025, but should you invest in it? And if so, how? In this episode, we break down everything you need to know about gold as an investor. From what actually drives gold’s price, to its long term returns (including the real return after inflation), to how much of your portfolio you may want to allocate - the ultimate beginner-friendly guide. We then dive into the 5 main ways to inv...

In this podcast episode, I answer a question from Jiani. This is a great question and a fairly common question one - is it better to 'lump sum' invest or 'drip feed' / 'cost average' invest. We go through the data, the pros and cons of each approach, some real life examples, what I personally do, and more, in this podcast episode. Listen to the podcast episode for the full...

Mat from @thequidsquid joins me on this episode to discuss all things budgeting. From different budgeting methods, to budgeting techniques, to useful budgeting tools and apps, to juggling your budget whilst investing and saving. Mat shares how he used budgeting personally to save for his own house. As well as how to go about budgeting the average UK salary of £35,000. Listen to the podcast episode...

Tom from @tom.tpf joins me on this podcast episode to discuss a very important question what is the best global ETF for UK investors? As Tom and I discussed on our previous podcast episode, investing really can be made simple - invest into a global fund and do this consistently for decades. However, which global ETF is best? There are many to choose from and the jargon can be confusing. So, in thi...

Will from @nextgenngpf joins me on this podcast episode to explain exactly how he has built his own investment portfolio from £0 to £15,000 by age 23. This includes what specific platforms to look into and what specific ETFs to consider investing into. Investing seems very complicated, which is why reason why many people never start. But it can be made very simple and very passive. Will runs us th...

Tom from @tom.tpf joins me on this podcast episode to go through exactly what to look for when selecting an index fund or ETF to invest in. Investing really can be made simple - invest into a global fund and do this consistently for decades. However, how can you pick a fund? What should you look for? It can get a bit technical. And in this episode we run through the nitty gritty of exactly what cr...

Neil from @NeilInvests joins me on this podcast episode for a fascinating and insightful chat where we discussed his entire investing journey to date and his future investing plans. For context, Neil is currently in his 40's and is planning to build his Stocks & Shares ISA portfolio to £500k+ to enable an earlier retirement. Neil runs us through the specific investment platform he uses, wh...

With Bitcoin back at all time highs I've received a few questions on cryptocurrency recently, so I thought I would collate them all into one podcast episode where I run through my exact crypto approach and strategy. From the platforms I use, to cryptos I invest in, to how I store my crypto. We discuss all of this and more in this episode. Timestamps: 0:00 - Intro 1:19 - Crypto market cap 2:14...

Massive shoutout to Ian who asked these brilliant questions. From transferring defined benefit and defined contribution pensions, to comparing the index providers of FTSE and MSCI, from UK stocks and their fees, to investing into bonds, and a lot more. This episode has a little bit of everything. Timestamps for each question are below. And if anyone is keen to get involved in a future 4-week inves...

What happens if the dip keeps on dipping? When the market falls, no one knows: 1. How big the fall with be. 2. How long the fall will last. 3. When the market will bounce back. This is exactly why I don't personally 'buy the dip'. Long story short, because it's impossible to time the best time to invest. Which is why only investing when the market ‘dips’ is a losing strategy over t...

The stock market has been rough in 2025. Both the US stock market and global stock market are down heavily since the beginning of 2025. Time to panic? I don't think so. As we go through in this episode, the big mistake that people often make at these uncertain moments is panic selling. We need to avoid that. Not just because it is impossible to 'time' when to get back into the markets,...

Alex from @wealthbyAlex joins me on this episode of the podcast to discuss all things pension. This episode really is a 'crash course' in absolutely everything that you need to know about pensions. Alex is extremely knowledgeable on pensions and if you have any type of pension then this episode will be extremely helpful to allow you to cut through the noise and jargon surrounding pensions....

Will the stock market crash? If so, when will it happen? When it does happen, when will the bottom be? And when will it bounce back to a new high? These are all great questions that we discuss in this podcast episode. Spoiler alert though - I have no idea. And no one else does either. 'Timing the market' is impossible. Whilst the stock market is currently 'high', it could go even h...

Which ISA is best? That is the topic of today's episode. First, we cover exactly what an ISA - or Individual Savings Account - is and break down how each of the 4 different types of adult ISAs actually work. We then move into which ISAs are likely to be best to prioritise in certain situations. Overall, and everyone's situation will be slightly different, Stocks & Shares ISA will give...

Sammie from @upthegainsmoney joins me on this episode to discuss how we can achieve financial freedom. It comes back to our 'FIRE number', the number we need to grow our investment pot to to then achieve financial freedom. Which is why 'retirement' is a number and not an age. Sammie introduces a concept called 'the gap'. We all have a gap and in order to reach financial fre...