The Lending Link

Why is fraud getting harder to spot just as AI gets better at pretending to be human? In this episode of The Lending Link , host Nathan George sits down with Justin Keene, Ph. D., CEO and Co-Founder of Moveris, to explore one of the fastest-growing threats in digital onboarding and account access: deepfakes and AI impersonation. They talk about why old ways of spotting fraud, like checking device...

Why is underwriting small businesses so much harder than underwriting individuals? In this episode of The Lending Link , host Nathan George sits down with Michael LaSala from Baselayer to unpack one of the most persistent challenges in small business lending: verifying identity when businesses do not fit clean, predictable profiles. They discuss why matching business names, owners, and entities is...

How is data science changing the way we lend? In thisepisode of The Lending Link, host Nathan George sits down with Aarthi Muthukrishnan, Chief Product Officer at GDS Link, and Jose Tagunicar, Head of Product Strategy at Stratyfy, to discuss how AI, transparency, and ongoing learning are shaping credit decisions.

Most lenders are still treating bank data like a second-look tool. That’s a missed opportunity. Open banking has changed, and so has the way lenders can use cashflow data to make smarter, faster credit decisions. But with so many different aggregators, confusing connections, and news from the CFPB and JPMorgan, it can be tough to figure out what really matters. That’s where this conversation comes...

Most conversations about fraud either overcomplicate the tech or overlook what's happening on the ground. This one skips the noise and gets real. Join Darren Thomas, Director of Data Solutions at Point Predictive, Justin Davis, Vice President of Product at Point Predictive, and Nathan George, Head of North America Partnerships at GDS Link, for a fireside chat built around what lenders are real...

In this episode, Jill Robb explores the growing threat of synthetic identity fraud in auto lending and lenders' strategies to fight back. From income misrepresentation to false employment claims, we unpack what's driving the $9.2 billion in estimated fraud exposure and how smarter data and decisioning can make a difference.

Embedded finance, AI, and digital transformation aren’t just buzzwords—they’re reshaping how financial products are built, delivered, and scaled. But with the rapid pace of change, how can fintechs, lenders, and financial institutions stay ahead? On this episode of The Lending Link, Matt Tepper, VP of Global Marketing at GDS Link, sits down with Angi Milano, CEO of Maven Advisory, to unpack the tr...

In this insightful episode of The Lending Link, Rich Alterman sits down with Sarah Way Milovich, General Counsel and VP of Compliance at Carleton, Inc., to explore the intricacies of lending compliance, with a particular focus on the Truth in Lending Act (TILA) and Annual Percentage Rate (APR) calculations. Carleton, a leader in financial software and services for over 50 years, has been at the fo...

On this episode of The Lending Link, host Rich Alterman sits down with Agus Sudjianto, Senior Vice President of Risk and Technology at h2o.ai, for a candid conversation about the evolution of AI and machine learning in finance. Agus discusses his mission to make advanced AI tools, like generative AI, accessible to more people—especially in high-stakes sectors like finance. He breaks down why it’s...

In the latest episode of The Lending Link, Rich chats with Jason Appel, Executive Vice-President & Chief Risk Officer at goeasy. In this episode, Rich and Jason discuss goeasy's mission to provide everyday Canadians with access to credit and a path to financial improvement. Jason shares goeasy's approach to credit risk management, including their strategies for reducing net charge-off...

Join us for an insightful episode of the Lending Link Podcast as host Rich Alterman chats with Peter Renton, former CEO of FinTech Nexus and now leading CEO of Renton & Co, LLC. In this episode, Rich and Peter delve into the story of FinTech Nexus, exploring its growth and impact on the financial services and fintech industries. Peter shares practical strategies for growth, the importance of b...

Join us on the Lending Link Podcast, powered by GDS Link, where we explore the latest in data decisioning and credit risk solutions. In this episode, host Rich Alterman chats with Misha Esipov, the CEO and co-founder of Nova Credit. Since its launch in 2016, Nova Credit has been breaking new ground in credit infrastructure and analytics, helping lending institutions streamline their processes and...

In this episode of The Lending Link, host Rich Alterman sits down with Adam Elliott, the CEO and Founder of Kevari, to delve into the critical issue of identity fraud and its evolving complexities. Adam begins by sharing his journey from holding senior roles at Check Systems to founding Kevari, a leading identity fraud prevention company that combines machine learning with consortium velocity and...

Join host Rich Alterman as he chats with Carlos Caro, founder of New Market Growth. Carlos delves into affiliate marketplaces, sharing insights from his journey at Credit Karma and Capital One. Discover how these marketplaces connect consumers with lending products, explore integration strategies, and learn about the opportunities for regional banks and credit unions. Carlos also addresses lenders...

In this episode of the Lending Link Podcast, host Rich Alterman welcomes Brett van Aswegen, CEO of Wonga, for an in-depth discussion on the South African lending market and Wonga's strategic evolution. Brett outlines how Wonga transitioned from a traditional payday lender to a leader in short-term financial solutions, focusing on ethical lending practices and the impact of these changes on con...

In this episode of The Lending Link LIVE, recorded at the Fintech Meetup in March 2024, host Rich Alterman talks with Liz Pagel, Senior Vice President at TransUnion. They explore the dynamic world of "Buy Now, Pay Later" (BNPL) services and their integration into the traditional credit reporting landscape. Liz discusses the challenges of modifying credit models to accurately reflect BNPL...

In this engaging episode of the Lending Link Podcast, our host, Rich Alterman, welcomes Adam Goller, the Executive Vice President and Head of Fintech Banking at Cross River Bank, for a deep dive into the intersections of banking, technology, and personal perseverance. Cross River Bank has emerged as a linchpin in the fintech marketplace lending industry, charting a course through innovation and st...

In this episode of The Lending Link LIVE, host Rich Alterman is joined by Mike Horrocks, SVP of Corporate Strategy and Product Marketing at Baker Hill, at the 2024 FinTech Meetup in Las Vegas. Horrocks brings over two decades of experience at Baker Hill, specializing in commercial lending, small business lending, and risk management. Throughout their discussion, they examine the evolving underwrit...

On this installment of Lending Link LIVE from the show floor at FinTech Meetup, host Rich Alterman takes us into the dynamic world of financial services with Javier Alvarado, Director of Financial Services at TransUnion. Celebrating nearly ten years with TransUnion, Alvarado shares his expertise in outbound communications and collections, highlighting how TransUnion's innovative solutions enha...

Welcome to another special edition of The Lending Link LIVE, recorded during the 2024 Fintech Meetup in Las Vegas. Host Rich Alterman sat down with Brad Tompkins, the visionary Chief Information Officer of Vergent LMS, for a deep dive into the evolving world of financial technology. In this episode, Rich and Brad delve into how Vergent has redefined the lending process, providing an end-to-end pla...

In the latest Lending Link Podcast episode, recorded at the Fintech Meetup in Las Vegas, host Rich Alterman sits down with Jeff Smith, the Sales Director of Workforce Solutions at Equifax. Together, they dive deep into how payroll API technology is revolutionizing financial services, particularly by improving the way financial institutions verify income and employment. Rich and Jeff delve into the...

In a special episode of the Lending Link Podcast, recorded at the Fintech Meetup in Las Vegas on March 3-6, 2024, host Rich Alterman sits down with Matthew Gomes, General Manager of Consumer Lending and Banking at Argyle. Together, they delve into the significant impact of payroll API technology on financial services, particularly in streamlining and improving income and employment verification fo...

Live from the Fintech Meetup in Las Vegas, March 3-6, 2024, host Rich Alterman brings you a captivating Lending Link podcast episode featuring Jeff Hendren, the Chief Revenue Officer of Point Predictive. Recorded amidst the hustle and bustle of GDS Link's booth #1219, this episode dives deep into the transformative world of fraud prevention, leveraging advanced analytics and AI. Jeff Hendren s...

Broadcasting live from Fintech Meetup in Las Vegas, Nevada, we are excited to showcase another exciting episode of the  Lending Link Podcast . This time, we’re syncing up with  Kareem Saleh , CEO of  Fairplay , who shares Fairplay’s innovative approach that allows companies to evaluate the fairness of their predictive models and make informed decisions to promote inclusivity and equity. Kareem dis...

In the latest episode of The Lending Link LIVE, broadcasting from the Fintech Meetup in Las Vegas, Nevada, we dive into the evolving landscape of modern lending with Nate Bray, Chief Innovation Officer at LoanPro. Nate offers a behind-the-scenes look at the journey of innovating within the lending sector, emphasizing the transformative impact of compliance as a strategic lever for staying ahead in...