The Lending Link

Broadcasting live from the Fintech Meetup in Las Vegas, Lending Link LIVE, hosted by Rich Alterman from GDS Link's booth #1219, features a special episode with Mike Mondelli, CEO of Verdata. They explore Verdata's innovative approach to credit scoring and SMB lending using alternative data and AI. Mike offers insights into credit assessment evolution, data aggregation challenges, and AI&#3...

Lisa Bonalle, recently appointed CEO of GDS Link, is a key figure within financial services, and despite taking the helm just a few months ago, her fresh perspective is already making waves. On this episode of The Lending Link, she delves into the ways digital innovation is reshaping lending practices with host Rich Alterman. Bonalle emphasizes the critical need for agility and a customer-centric...

On this episode of the Lending Link, host Rich Alterman engages in an insightful conversation with Jonathan Gurwitz, Credit Lead at Plaid, offering insights into open banking and its growing role within credit risk management.   Discover how Plaid's visionary strategies are reshaping lending paradigms and leveraging data to unlock new levels of financial accessibility. Gain valuable insights i...

On this episode of The Lending Link, we dive into Brundage Management Company's transformative journey with GDS Link solutions, featuring CIO Peter Wyman. Explore the impact of advanced analytics, a remarkable 66% surge in approved applications, and insights from industry experts. Stay connected with the latest trends and be inspired by their success story.   Stay connected with The Lending Li...

Explore the latest trends impacting credit unions and community banks in 2023 with TransUnion's Sean Flynn on The Lending Link podcast. Dive into crucial topics like student loan payments, credit scoring, deposit marketing, and more. Don't miss this insightful discussion on the future of financial institutions! Stay connected with The Lending Link! Subscribe and follow us on our listening...

Explore the latest trends in vehicle values and the dynamic auto industry in this episode of The Lending Link podcast. Join host Rich Alterman and guest Brian Clegg, Senior Lender Solutions Manager at Black Book, for insights into car payments, remote work's impact, electric vehicles, and more. Stay informed with expert analysis—tune in now!   Stay connected with The Lending Link! Subscribe an...

Explore financial trends, risk management strategies, and best lending practices in this episode of The Lending Link podcast. Join Rich Alterman and lending expert Kevin Moss as they break down topics like credit risk assessment, economic forecasts, insights into the economy, fintech advancements, and risk reduction. They cover a range of subjects, spanning from historical decisions to predictions...

Discover the impact of consumer permission data on the latest episode of The Lending Link featuring MeasureOne's CEO, Elan Amir. Uncover key insights into enhancing underwriting, leveraging permission data's power for better conversion rates, and seamless integration with MeasureOne's platform. Learn how MeasureOne's customer-centric approach advances financial inclusion and naviga...

Discover the evolution and future of income and employment verification in lending in this captivating episode of The Lending Link Podcast. Join industry experts from Equifax and Best Egg as they discuss digital verifications, compliance considerations, and the importance of financial inclusion. Gain invaluable insights into the changing lending landscape and the role of income verification. Tune...

Join host Rich Alterman in this captivating episode of The Lending Link as he explores the realm of consumer lending and credit risk with Richard Weil, renowned for his extensive experience in underwriting strategy. Tune in to gain valuable insights into the world of effective lending practices and take advantage of unraveling the secrets behind credit risk management.  Stay connected with The Len...

Join GDS Link's Carl Spilker, EVP of Global Analytics and Advisory, and Matt Shubert, VP of Predictive Analytics and Data Science at West Coast University, along with guest host, GDS Link's VP of Global Marketing, Matthew Tepper, as they discuss the wide-ranging impact of artificial intelligence (AI) in the financial industry.  Gain valuable insights into AI applications, benefits, leverag...

Join Rich Alterman in an illuminating episode of The Lending Link as he engages in a dynamic conversation with John Baird, CEO and Co-founder of Vouched.   Explore Vouched. ID's groundbreaking ID verification solutions and its ambitious mission to create the largest identity and reputation management platform worldwide. Discover the significance of reputation, the seamless ID verification proc...

In this episode of The Lending Link, host Rich Alterman is joined by Frank McKenna, Chief Fraud Specialist for Point Predictive, to discuss the turning points that have led to significant changes in the lending industry, particularly in relation to fraud prevention. With over two decades of experience in the industry, Frank provides valuable insights into the world of predictive lending, auto lend...

In this special episode of Lending Link, GDS Link's President and CEO, Paul Greenwood, sits down with the FedFis' Fintech Cowboys to discuss his 20+ years within the credit risk industry and the challenges of making changes to credit policy. Paul shares his insights on using data to target marketing to qualified borrowers and how GDS Link Marketing Services provides customized solutions fo...

In this episode of The Lending Link, host Rich Alterman is joined by Tom McDermott, Managing Director at Cambridge Wilkinson, to discuss the constantly evolving world of investment banking. With over 25 years of experience in the industry, Tom shares valuable insights on mezzanine financing, private equity, and ESG investing. Tom and Rich delve into a range of critical topics related to the invest...

As the world continues to undergo a rapid digital transformation, e-commerce has become an indispensable aspect of our daily lives. However, with the increasing popularity of online shopping, the threat of e-commerce fraud has also grown significantly.  Experts have predicted that e-commerce fraud will soar to an astounding $48 billion by 2023, emphasizing the severity of the issue. To combat this...

The Banking-as-a-Service (BaaS) market is having a profound impact on the financial service industry, with a projected market size of $48.40 Billion by 2030. The rise of BaaS has pushed traditional banks to adapt and digitalize their services, resulting in more partnerships between banks and fintech organizations. This has led to greater innovation and a changing regulatory landscape. Join our hos...

Stay connected with The Lending Link! Subscribe and follow our listening and social platforms, plus access exclusive GDS Link offerings here: https://linktr.ee/thelendinglink On this episode of The Lending Link, we delve into the rapidly growing world of Buy Now Pay Later (BNPL) services. With the BNPL market expected to reach a staggering $467.34 billion by 2026, this innovative payment option is...

In the digital era, personal lending products emerge daily from various banks, credit unions, and fintech companies. When it comes to the U.S. and Canadian markets, it is critical to understand the full credit lifecycle of lending and risk management to remain agile and competitive. While the countries may share a border and many similarities, they have several significant differences. In this epi...

There isn't a period in the present day that we can equate to the COVID global pandemic and the effects that this era has had on the lending industry. Society was forced to isolate, everyone was left indoors, and not to mention that spending fell off a cliff. It was only natural from a lending perspective to withdraw and stop to wait and see what would happen before making any other determinations...

Bias may present itself in a variety of ways within lending. When assessing biases, two issues frequently arise: Was someone treated differently because of who they are? Or did a sincere goal activity end as being harmful to one group? A recent wave of technological innovation has enabled lenders to better comprehend how distinct subpopulations might perform differently than the kind of borrower t...

Lenders within both consumer and SMB rely on data from a multitude of third-party sources to make informed credit decisions. Understanding a borrower’s income with a high degree of certainty is critical in terms of the borrower’s ability to repay. Today, we see income verification solutions employed across a variety of different applications, whether leveraged within marketing efforts, typically i...

By end of this year, fraud is projected to cost U.S. businesses roughly $2.5 Billion, with some research suggesting that figure could rise as high as $5 Billion by 2025. There’s no doubt that every business is vulnerable to fraud, due largely to the numerous ways in which scammers can attack your organization. So how do you prevent the unthinkable from occurring? A proper plan in place can assist...

As much as lending has changed in the last few years, its fundamental tenet—putting the customer at the center of every choice—remains unchanged. Nevertheless, the last few years have brought an abundance of changes fueled by digitization and the adoption of big data. This, combined with shifting borrower expectations, has driven positive impacts in the financial services space. Today, as the UK a...

Shortly after the 2008 financial crisis, a new phrase emerged, and we were quickly introduced to the thriving "Fintech" industry. When it comes to financial inclusion, the more approachable you are, the more success you will have. New financial technology has made it possible for businesses to offer their goods and services for significantly less money. On this episode of The Lending Link , we're...