The Journeyhappy Podcast with Tony Pound

In this episode, we explore the concept of the "marginal decade," coined by Dr. Peter Attia, and its significant implications for both health and financial planning. The marginal decade refers to the last ten years of life, emphasizing the importance of preparing early to ensure a healthy and fulfilling life in those final years. I explain how this concept can be applied to financial pla...

I have 'journaled' in the past but never really got far with it, I have always found keeping diaries or journals to restrictive! the pages that they give you never really fitted my requirements or how I wanted to journal. As a result I never got far with it and stopped when the barriers became to many. I also felt that journalling meant writing for ages and dumping every part of your day...

In this episode I look to answer a question that I get asked a lot in my financial planning business. Should I consolidate my pension? The days of someone working for the same employer their whole life has pretty much disappeared, its more like you will move around during your career and have multiple jobs. Its not uncommon for someone to accumulate lots of different workplace pensions over the ye...

If you have cash savings or are investing, there is no reason not to use an ISA tax efficient wrapper. The end of the 2020/21 tax year is Monday 5 April 2021, meaning that if you’re planning to use this year’s ISA allowance you need to act fast. There’s no rollover from one tax year to the next. We’ve answered some typical questions we get asked about how best to use the ISA allowance to help make...

According to the Office for National Statistics The percentage of disposable income saved rose from 9.6% to 29.1% This was more than double the previous record of 14.4% set in 1993Clearly there are lots of people that have been impacted financially and emotionally by the Covid lockdown but despite some horrible events this last year, there are some positives and this could be that more people are...

I have a lot of client ask me about helping their children or grandchildren during the current Covid situation. Many of the wealthy baby boomers are looking to pass on their wealth to less financially secure millennials at a time when they are in need of some financial assistance. This is accelerating what has come to be known as the greatest wealth transfer in UK history. Its thought that over th...

In this bitesize episode, which I recorded while out on my run, I talk about why you should start a savings habit. Having savings will give you peace of mind and will allow you to have choices and take advantage of opportunities as they arise. The last year has shown us that there is a need to have an emergency fund that we can fall back on if we need to and perhaps its shown that the emergency fu...

In this episode I chat with  Fiona Peel, who is a Personal Trainer and sleep specialist about the importance of sleep and how to improve your sleep routine during the lockdown. Connect with TonyLinkedInFacebookInstagramwww.journeyhappyfp.comConnect with Fionawww.healthvibe.co.ukFacebook Thank you for tuning in! For more insights and blog posts, visit my personal website . If you'd like to con...

In this bitesize episode I talk about the benefits of designing a spending plan, not a budget but a spending plan. Knowing where your money goes is important and if you understand this it helps to plan for future expenditure. Give every penny a job to do. The content of this guide is for general information and use only and is not intended to address your particular requirements. The content shoul...

In this episode I chat with Tasha Conn about parenting through a lockdown and the current challenges of working from home and homeschooling or just looking after young children during lockdown. Tasha runs a blog and podcast called Therapeutic Rainbow which helps parents, teachers and other professionals look after their own mental health in order to empower them to look after the future generation...

Planning your financial future is one of the most important things you can do in your life. Having sufficient income in later life is key to being able to live the life that you want and in this episode I give you 5 ways to boost the value of your pension pots. The content of this guide is for general information and use only and is not intended to address your particular requirements. The content...

In this Bitesize episode I explain the 3 accounts that most people need to grow their wealth.  There are other options that are more complex, but I believe that most people only need these 3 accounts and it doesn't need to be more complex. If your financial planning is more complex that I would suggest that you speak to your trusted adviser. The content of this guide is for general informatio...

I meet with a lot of clients that have set up a Child Trust Fund when their children were born but they have either lost track of it or have never added to it. In this Bitesized episode I look to explain what a Child Trust Fund is and what you can do with it to help make it grow. The content of this guide is for general information and use only and is not intended to address your particular requir...

I jumped on a call with my running buddy and fellow running coach Emma Brunel Smith from Oxford Wellness Running, to talk about the benefits of getting outside has on your physical and mental health.  Emma is a qualified psychodynamic therapist and an England Athletics Coach in Running Fitness and lives in Oxford.  Emma combines her two passions running and mental health and combines talking thera...