The John Chapman Show Podcast

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On Monday November 25th of 2019 Charles Schwab purchased TD Ameritrade for 26 billion dollars in an all stock deal. For some context, Schwab was started in 1971 by Charles Schwab, he is an entrepreneur from Northern California and graduated from Stanford in 1959. *It should be noted that this is different from Klaus Schwab the founder of the World Economic Forum. That's a completely different guy....

Hello! As we approach the halfway point for 2023, I’d like to share a brief overview on the markets and help you think about your financial plan. Also, be sure to check out my short YouTube video below for additional commentary!  Strengths: Large Cap Stocks (up over 9% by the end of May ‘23)  Money markets, CD’s and T-Bills, yielding approximately 5%! Weaknesses The Fed continuing to raise interes...

The market volatility over the past few years has left some investors reeling...to the point in which they're asking themselves: Isn't the stock market just like one big casino anyways!? While the market certainly can feel like a roller coaster at times, the reality is this, with gambling, the casino always has higher odds of winning, and the gambler has higher odds of loosing.  Whereas with inves...

Are you aware of your portfolio’s Price-to-Earnings ratio and why it matters?  In this podcast, John breaks down a recent snapshot of Nvidia since it’s stock has had a dramatic increase this year in price, which has led to a PE Ratio of over 200.  John shares a simple to understand analogy using a Lemonade Stand business so that investors can better understand what a PE Ratio is.  And be sure to t...

Investors experienced a drop of about 10% in January 2022, the most in almost 2 years, causing many investors to wonder what the future holds and how to be positioned going forward.  On todays episode, John shares his insights on how to think about investing in the stock market, especially during times of high volatility. He shares his mental framework for looking at the different economic cy...

Are you considering retiring early from your corporate job and want to be set up for success? Theres an increasing demand for retirement planning given how the workplace has changed in this Covid environment, and it's leading many people to ask these questions: Can I retire early? Should I retire early? How can I take the next step towards retiring early? On todays episode, John shares his insight...

How are you tracking towards your financial goals in 2022?  On todays episode, John talks about a framework for articulating your goals and discovering the right action steps to take to achieve them.  John talks first about the framework of SMART goals. He then talks about a case study example of a family in their 50s with 3 goals that can be tweaked in order to become more actionable. S...

Are you concerned about sharing your estate plan with your family?  Maybe you’re worried about your children feeling entitled or developing bad habits. Maybe you’re concerned about disclosing private information.  Yet, what many families don’t consider is the risk that your children might fight over your estate due to lack of clarity and lack of communication about your...

A common barrier to starting on the stewardship journey is simply knowing where to start. Often investors will wonder, "What should I do differently?" On today's episode, John and Erica talk about how answering the question of how to get started actually begins with looking backward at your life story.  John comments that one of his favorite questions to ask in financial planning meetings is:...

Cryptocurrency has been catching all of the buzz, so on today's episode, John talks with WorthPointe CEO Christopher Van Slyke about the dynamics of crypto.  Specifically, John asks Christopher: Is Cryptocurrency a fad or is it here to stay? What makes it so unique or so important? How should investors think about allocating to this asset class? While some investors view cryptocurrency with s...

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Are you a business owner or real estate investor that feels paralyzed by the potential looming tax bill you’ll pay when you sell your business or property? On today's episode, John talks with Greg Reese, founder of Reef Point LLC about a proprietary tax deferral strategy called a Deferred Sales Trust, or DST.  A DST can allow for tax deferral of up to 10 years, allowing investors the fl...

On today’s episode, John and Erica talk about college saving strategies for young families with children under age 10.  College expenses can seem overwhelming for young families who feel like it’s hard enough to save and invest for every day expenses and plan for retirement.  During the episode, John explains the 529 college savings plan as well as his 3 part framework for ta...

As humans we are wired to be feel a polarizing sense of fear or greed when it comes to our money.  But for Christians, there is a simple yet profound shift that occurs by adopting the perspective that - God owns it all.  On today's episode, John talks about how his faith informs his perspective on money, and how other Christian investors can re-orient themselves around the posture of ste...

On today's episode, John talks about how most investors seem to always be asking themselves a version of these 3 questions: 1) Where do I stand with my personal finances 2) Where am I headed and what are my goal  3) How can achieve my goals or experience financial independence In 2020 investors faced one of the sharpest drops in the market in over a decade and millions of Americans lost their...

What is the greatest gift that parents and grandparents can give to their family?  A gift much greater than anything money can buy.  That gift, is sharing your story! The story of: How you grew up How your got started with your career and family How you overcame challenges and navigated life in order to get to where you are today  Research suggests the one of the most desired pieces...

What all is involved in creating a financial plan? On todays episode, John talks with cohost Erica about the 5 key steps of financial planning and how they uniquely fit together to help investors gain financial peace of mind.  The 5 steps include: Retirement Planning Investment Management  Insurance Planning Estate Planning Tax Planning Whether you're just starting out on journey or gett...

To kick things off for 2021, John talks with cohost Erica about the 3 Best and 3 Worst financial habits for investors. Especially in light of all of the wild events taking place in the stock market, it's critical now more than ever to be disciplined and prudent about how to set yourself up for success with your personal finances.  During the episode, John talks about what he sees as the 3 wor...

On today's episode John talks with Laura Roser, founder of Paragons Road and author of  Your Meaning Legacy to talk about how to pass on non-financial assets.  During the episode Laura talks about: How to package and maintain some of your families most valuable non-financial assets through the use of pictures, letters, books and audio files The importance of having of having a family Mis...

With the end of the year fast approaching, John talks with Kyle Casserino, Vice President, Charitable Planning Consultant at Fidelity Investments, about how and why to use a Donor Advised Fund as a strategic tool and as a way to simply giving.  During the episode they discuss: The mechanics of a Donor Advised Fund The opportunities to gift appreciated stocks, small business interest, or other...

John talks with fellow WorthPointe advisor Matt Addington CFP® about Back Door Roth Conversions as a fellow up to Ep. 52 where Matt and John talked about Roth Conversions in general.  During the show, John talks about: The Why behind wanting to have a portion of an investors portfolio in a Roth IRA The mechanics of a Back Door Roth Conversion  The major barriers that often disqualify...

John interviews David Blanchett, the Head of Retirement Research at Morningstar, to discuss how to generate retirement income.  With interest rates at historic lows and longevity expectations longer than ever, many retirees face the challenge of having to generate income from their investments for potentially 3 or 4 decades. As a result, many researchers suggest incorporating an income annuit...

With a month to go until the 2020 Presidential election, many investors are wondering how the stock market might react and are concerned about how to be invested leading up to November.  On this weeks episode, John interviews WorthPointe's CEO Christopher Van Slyke for some helpful perspective on how to be invested amidst what feels like a volatile market.  During the episode Christopher...

Johns interviews Michael Finke, PhD and Professor at Texas Tech University and The American College of Financial Services about the challenges and opportunities for retirees today. With such low yields, increasing longevity and health care costs and potentially rises taxes, retirees faces a unique set of challenges, which can at times feel very daunting. Fortunately, given his extensive research,...