The John Chapman Show Podcast

John talks some of the most common myths that investors have when it comes to working with a financial advisor and managing a retirement plan.  During this episode, John talks about the 5 biggest myths, including:  1) A financial advisor will help me pick stocks to beat the market 2) I need to invest in dividend stocks so I can spend the dividends and keep the principal 3) My tax rate wi...

John provides some context and background as to why so many companies have frozen their pensions and have opted for a pension lump sum offer to current and former employees. In this episode, John shares some of his experience with clients over the past decade, and one story in particular that will make you cringe! With so much on the line in deciding what option to take, John provides his 7 Step C...

John talks with local estate planning attorney, Darlynn Morgan at the Morgan Law Group, about the various aspects of estate planning and why it's so critical to put a plan together. During the episode, Darlynn talks about a recent story about some of the gaps in Kobe Bryant's estate plan, and how that can inform all of us about how to and when to update our plans. Darlynn also talks about what doc...

John talks with his fellow financial advisor and WorthPointe coworker Matt Addington in the Dallas TX office about how to decide whether a Roth Conversion is an effective strategy in your retirement plan. During the episode, John and Matt first share some insight into what exactly a Roth Conversion is, and how it's different from things like a Roth IRA contribution. Matt also talks about weighing...

John talks with Medicare specialist Bob Bernardo about the top 3 most costly Medicare mistakes and how to avoid them. In the episode Bob provides an overview of Medicare parts A, B, C and D, as well as the various supplemental Plans.  Bob also talks the process and timing of when to sign up for Medicare. And be sure to listen to the whole episode to learn how you can avoid any costly mistakes...

John talks with Senior Care Authority founder Frank Samson about the 5 different categories of senior living care. In the episode, Frank talks in depth about how important it is for families with an aging loved one to reach out to a professional as soon as possible to understand the various care options, instead of rushing to find a solution last minute, as is often the case. Frank also talks abou...

John talks with attorney Jeff Love, who is a Partner at Gibbs Gidden law firm in Los Angeles, about the importance of a Buy-Sell agreement in a partnership or small business. Jeff talks about some of the unforeseen risks that can come up when a partnership doesn't have a Buy-Sell agreement in place. And he also talks about what all is included in the drafting process of the agreement and how you c...

John interviews Michael Vann, at the Vann Group, a strategic consultant that helps small and mid size businesses to build, maximize, and realize their full value. On this episode, Michael shares his insight into what it looks like for second or third generation family members to buy out a family run business. Michael shares the multiple stages of succession planning, and gives some advice for thos...

This week we take a pause from personal finance to talk with an organization that is close to my heart - Free Wheelchair Mission. On this episode, I talk with Nuka Solomon, the CEO of Free Wheelchair Mission, to better understand their mission of providing the gift of mobility and how the logistics work from manufacturing to delivering wheelchairs to those in developing countries. Nuka also shares...

In this episode, John interviews Nick Raithel, the creator of the 7 Hour Book, to talk about the opportunity corporate employees have to become indispensable within their organization. During the conversation, Nick talks about Seth Godin's book Linchin as the premise for the idea of being indispensable and how adapting that mindset is crucial within the modern work force. Nick also talks about who...

John talks with valuations expert, Trent Read, about the background of the 409A valuation and why it's so important. Trent talks about how often private companies need to go through the valuation process and how long it takes. They also talk about some of the confusion around employees not understanding the impact of their 409A value and how that impacts their private company stock. To learn more...

John talks with asset protection attorney, Douglas Lodmell, about the reality of our litigious society and what's at stake for those who ignore asset protection as a part of their overall financial plan. Doug explains that asset protection isn't just for the super rich and provides a basic overview of various trusts can help provide protection from creditors. For more information on Doug, be sure...

John talks with Darren Morrow, CPA and Founder of Morrow & Company, about the SBA Loans made available through the CARES Act of 2020. Darren talks about the differences between the Disaster Relief loans and the Paycheck Protection Plan loans. He also talks about the process of applying for the loans and how they can be utilized for small businesses. If you're a small business, Bbe sure to get...

John talks with Christopher Van Slyke, CEO and Founder of WorthPointe, about how investors should be thinking if they sold after the massive volatility from the CoronaVirus. John shares some stats on how much money flowed out of the market during the bear market, and also what the research suggests about trying to time the market. Christopher also shares his thoughts on how to find an appropriate...

If you've recently lost your job (or potentially will lose your job) as a result of the CoronaVirus pandemic, John shares 8 action items to take right now to get back on your feet and ensure you're staying financially secure. Given the historic jump in unemployment as a result of the pandemic, 1 in 10 working people are now out of job and that has had a dramatic effect and many families and commun...

John talks with Anthony Park, an attorney and professional executor in New York, about the process of settling an estate once a loved one passes away. Anthony explains how the probate process works and the difference between a Will and a Trust. Anthony also talks about some of the most important factors to consider when creating an estate plan and some major pitfalls to avoid.  See omnystudio...

John talks with Marc Glickman, the CEO of Buddyins.com, which is an online community of Long Term Care experts providing education and insurance solutions. During the conversation Marc talks about his unique background as both an actuary with the insurance companies and later as a LTC insurance agent. Marc shares that an estimated 40 million Americans will be impacted with taken care of an elderly...

John talks with Kan Ta, Executive Partner at Binc, a recruiting firm serving many of the top tech companies in the Bay area with hiring the best candidates to build an amazing team. Kan talks about how successful job seekers "run toward" a new job, a opposed to "running away" from their old job. Kan also explores how to compare job opportunities at small and large companies, and evaluate the diffe...

After the worst trading week since 2008, John interviews WorthPointe's CEO, Christopher Van Slyke, to discuss the recent market events and the impact on investment portfolios. Christopher and John talk about the market history and past events that have rocked the market. They also talk about what actions you should consider with your investments and how that relates to achieving your longterm goal...

Tax expert Jeff McNerney joins John to talk about demystifying some misconceptions about working with a CPA and highlights the importance of having an expert financial team. Jeff also talks about some challenges and opportunities for W2 employees and Small Business owners. They also briefly about gifting rules, inheritance taxes, and the power planning for the future. See omnystudio.com/listener f...

John speaks with disability insurance expert, Robert Clark, about his background and how his family was uniquely impacted by having disability insurance. Robert also talked about some of the basics for both corporate employees, and high income individuals on how they can protect themselves in case of disability. While it's easy to overlook this type of insurance, Robert captures why having disabil...

John interviews Robert Farrington, who runs the very popular website, CollegeInvestor.com, and is one of America's leading experts in understanding the full scope of student loan debt. On the show they talk about how we as a culture ended up at this point, with over $1.5 Trillion in student loan debt outstanding. Also, Robert shares some times for parents with kids who are thinking about college i...

John interviews Alexis Haselberger, a time management and productivity coach, to learn about her professional development, working in HR and operations to starting her own consulting business. We talked about her process for coaching individual clients, and she shares some best practices for getting organized and getting tasks completed. Do not miss today's episode!   Episode Highlights: Alex...

John interviews Rocky Lalvani, Financial Coach at Richer Soul, Profit First Professional, Fractional CFO at Profit Comes First, Principal at Lalvani & Associates, Real Estate Investor at MLFRC, and Partner at RADFRC. Rocky Lalvani explains growing up in an immigrant family in New Jersey, how he got unstuck from an unfulfilling definition of success and began living life with a richer soul, mas...

John interviews Dr. Loretta Breuning, Founder of the Inner Mammal Institute, Author of Habits for a Happy Brain and The Science of Positivity. Dr. Loretta Breuning explains why humans are wired to promote survival over happiness, good and bad brain chemicals, breaking bad habits, and valuable advice on how not to take things for granted and understand how our inner mammal brain really works to liv...