The HMO Podcast

In today's episode, I'm joined by Tom Charrier. Tom is one half of Fat Properties and, together with his wife Philippa, has been building an incredible business of HMOs and other properties in Lancaster. We're going to find out exactly how they built their portfolio and how they're bucking the trend in the student market. In this conversation, Tom and I discuss: His background...

In this episode, I want to provide you with a business update and share some insights. I've found these episodes to be not only a way to hold myself accountable but also an opportunity to offer you a glimpse into the reality of running a property business behind the scenes. Recording podcasts about building property businesses is just one aspect; in reality, I'm actively involved in it e...

In this episode, we're getting real about property makeovers and exploring how they can significantly enhance the value of your HMOs. While large budgets may make it easier to boost a property's worth, not everyone is willing to invest six figures in refurbishments. So, I'll guide you through the intricacies of effectively increasing your property's value without breaking the b...

In today's episode, I'll discuss six essential clues for identifying highly profitable deals.  While these ideas may not be new, they often go overlooked. Despite being aware of them, many fail to actively incorporate them into their deal analysis. These clues, like breadcrumbs, can lead you to the best deals in the market.  Throughout this episode, I'll explain why these indicators...

As a property investor, it's crucial to consider factors such as inflation, interest rates, property values, and upcoming legislation—all of which are poised to impact our businesses and results. In this episode, I’m going to share my thoughts on where I think property values, interest rates, and many other factors that will affect you and me as HMO property investors will end up across the y...

The biggest limitation to building a property business is a lack of capital. Unfortunately, for many of us, myself included, we're not born into a world of trust funds and millions of pounds in our back pockets. That means we have to save and work really hard to gather the cash needed to buy the properties we want. Once we've got it, we put it to work, recycle it through a project, and t...

2024 could be the year you're thinking, 'Well, I need to be more profitable. I want to find solutions to grow. I want to reset my business and do things differently.' Today's episode is for all of you because it's going to help you navigate where to get started, especially if you really want to make a big impact and change things in 2024. So, what I'm going to do toda...

It's that time of the year when I like to hit the pause button and reflect on the goals I set back in January. How did I fare? Did I hit my targets, or did I fall short? These episodes aren't about bragging; quite the opposite, actually. They serve as a means to hold myself accountable, looking back and openly sharing my progress. I also hope they impart valuable lessons to you, helping...

In this episode, we have Ellie Broadhurst, our expert broker from The HMO Roadmap, back to our show. Ellie is here to shed light on the burning questions I have about the current financial landscape. Notably, interest rates have held steady for the third consecutive time, and we're seeing a downward trend in inflation. But what does all of this mean for us as property investors? How will thes...

In today's episode, I'm thrilled to provide a comprehensive business update, now that I'm back. Gemma and I have returned from our extensive journey across Canada, the United States, and Costa Rica. We've witnessed breathtaking landscapes—from mountains and coastlines to sunsets, sunrises, deserts, jungles, and bustling cities. It truly has been an incredible experience, but it...

In today's episode, we’re going to discuss the crucial aspects of risk management and exit strategies for your HMO business. Now, if you're a new investor, just embarking on this journey, you might be thinking that exiting them is not my priority. However, hold that thought, because surprisingly, how you enter deals is intricately linked to how you exit them. So in this episode, we'...

In this episode, I'm thrilled to have HMO community member John Orr joining us today. He's got three insightful questions lined up, focusing on overcoming objections in planning, dealing with neighbours, and engaging with investors. During the mentoring session, John asked the following questions: Ways of potentially shortening the process, including all the behind-the-scenes legislation...

In this episode, we'll discuss the entrepreneurial mindset, focusing specifically on 10 methods that can be mastered for better results. I believe there's a distinct difference between property investors and property entrepreneurs. Personally, I align more with the latter. It took me over a decade to recognise this distinction, but when I did, I embraced it wholeheartedly. The characteri...

In today's episode, we’re joined by Jessica Leader from Next Level Living , a property developer with a track record dating back to 2017.  Her expertise lies in acquiring dilapidated properties, strategically developing them to unlock their full potential, and ultimately generating returns for her investors. During our conversation, we'll delve into various aspects of Jessica's jour...

In today's episode, we have a crucial topic to discuss because we're going to delve into the five factors that could spell disaster for your HMO business. These aren't just minor hiccups; they have the potential to completely implode your hard-earned venture. Now, that might sound daunting, but it's essential to understand this, and I've witnessed these issues befall count...

Today, I'm joined by Mark Alexander, a good friend of mine and the proud founder of Property118 , a platform for landlord tax planning, property investment news, and discussions in the UK. With an impressive 36 years of experience in property finance, tax, and law, Mark joins us to share some incredible insights. In our conversation, we delve into: The story behind his incredibly successful l...

In today's episode, I'll be sharing the exact method I used to stack every single rent-to-rent deal that ultimately allowed me to build a successful business. In fact, I was able to sell this business as part of my investment and management portfolio earlier this year. Now, while I'll cover only a portion of what rent-to-rent entails in today's episode, getting this part right...

Do I need an architect for my HMO project? This question comes up frequently, and the answer varies depending on factors like your experience, project type, and more. So in this episode, I'll guide you through a five-step process to help you understand how an architect can assist you. By the end, you'll be better equipped to make an informed decision about whether to engage an architect...

In this episode, I'm excited to be joined by a dear friend of mine, Ryan Gallace of Gallacom Property, the person who acquired my investment and management business. Ryan boasts a wealth of experience as both an investor and an entrepreneur. In this conversation, he generously shares his journey and insights into successfully scaling property businesses. During our discussion, we'll delv...

Today's episode is a unique business update as we kick off our 10-week trip, a long-anticipated journey that embodies the purpose behind my hard work, sacrifices, and commitment in building businesses. I'm pretty sure that most of you listening today share a deep sense of purpose driving your property investments, business ventures, and relentless efforts. Our 10-week journey is a once-i...

Today, we have Ellie Broadhurst, our expert  broker from The HMO Roadmap, back to our show and we have some exciting topics on the agenda today.  We'll dive into the recent positive developments in inflation data, discuss the Bank of England's decision to maintain the base rate, and explore how lenders are reacting to these changes and what they mean for all of us. But that's not al...

In this episode, I'm excited to bring you another mini-mentoring session featuring Dan Morehen , a US Property underwriter by trade who started investing in property 5 years ago. Dan, a property investor and a member of The HMO Community, our thriving Facebook group, volunteered to participate in a mini-mentoring session with me. He sent over these three questions below, and I'll do my b...

What makes a good deal right now? In this episode, I want to redefine what profit means for HMO property investors right now. With inflation spiraling, costs soaring, and interest rates rising, we're left wondering whether investing in HMOs is still the right thing to do but one thing is for sure, profit margins have changed.  If you're actively investing in HMOs and would like to know w...

There are so many moving parts to growing and running a property business, and it seems that the more you grow, the less time you have, and the harder it becomes to continue growing your property business. So, in this episode, I’m excited to introduce Jane Scroggs , the driving force behind Beam , a dynamic team of property virtual assistants based in the UK. They handle all aspects of lettings ad...

In today’s episode, I'm going to lay out the five absolute essentials that should be at the top of your checklist when you're starting an R2R business. These aren't just nice-to-haves; these are the non-negotiables that can truly shape the destiny of your R2R business. If you're already on this exciting path, don't worry – it's never too late to ensure you've got...