The HMO Podcast

In this episode, I'm joined by a good friend of mine, one of my longstanding mentees, and a previous guest on the podcast: Jonny Stockwell of Crockwell Properties. We're going to discuss some of the issues he's had to face and overcome, specifically regarding planning permission and the Article 4 direction in the areas where he invests. Our conversation will cover: The frustrations...

In this episode, we delve into the recent increase in the base rate, marking the 14th consecutive rise. Currently standing at 5.25%, this change has significant implications for HMO property investors like you. To shed light on this matter, we've invited Ellie Broadhurst, our go-to specialist mortgage broker at The HMO Roadmap. Ellie breaks down the base rate increase and explains how it coul...

Are you at the beginning of your HMO journey but feeling unsure and overwhelmed? In today's episode, I want to share the six most important things you need to nail if you're getting started with HMOs. These steps are crucial for building a strong foundation and setting yourself up for success.  We’re going to talk about: The importance of understanding HMOs Finding the right property Leg...

Supported living isn't necessarily the first thing that comes to mind when we think of HMO investment but what if I told you that you could potentially double your profits from the same properties by following this model? In this episode, I'm excited to be joined by Chris McDermott , one-half of NW Living together with his partner Cat.  NW Living specialises in converting neglected prope...

In this episode, we're diving headfirst into a topic that's on the minds of every HMO business owner: how to boost profits.  Now, I know what you're thinking—I hear you loud and clear. Interest rates are climbing, inflation is soaring, and the costs of gas and electricity are through the roof. We're facing a cost of living crisis, and it feels like we're swimming against t...

Today, we delve into the fascinating story of Savoys Properties with Malkit Purewal. Malkit, along with his partner Sanjay, has captivated my attention for years with their impressive business growth and groundbreaking projects. During our conversation, Malkit and I discussed: The story behind Savoys Properties and its success. The importance of building relationships with people. A behind-the-sce...

Are you prepared to enter a recession? In this episode, we're going to talk about recession-proof strategies for HMO property investors. Now, I don't want to be known for scaremongering, but I want to ensure that I'm prepared if we do go into a recession. And let's be honest, things look a little bit dicey out there at the moment. So today, I've got nine strategies that wi...

Can you believe we're already halfway through 2023? In this episode, we're going to do a deep dive into the goals and targets set at the end of last year. We'll also discuss the latest economic challenges, such as inflation and the Bank of England's response. Discover how these factors have impacted my business and the strategies I've implemented to navigate through these...

Today, I'm thrilled to have Ellie Broadhurst, our expert broker from The HMO Roadmap, join me for an important discussion. We'll be diving into the effects of interest rates, inflation, and the current state of the property market. Ellie's expertise will help us provide you with a clear understanding of what's happening and ensure you're equipped to manage your expectation...

In this episode, we're excited to bring you another mini-mentoring session featuring Swarren Samra, a budding property investor.  Despite being relatively new to the field, Swarren has already accomplished an impressive feat: successfully transforming a 3-bedroom property into a 5-bedroom HMO tailored for working professionals. Currently, he's actively engaged in his second project. He s...

In this episode, we dive into the often overlooked but crucial aspect of financial planning for your HMO property business. While it may not be the most glamorous side of property investment, it is an essential part of what we should all be doing, yet many of us fall short in this area. We will cover the following topics: Basics of financial planning Setting financial goals Budgeting Cashflow mana...

Can 100% hands-off property investment really work?  In this episode, I'm thrilled to have Samuel Hemmings from HemCo Property Investments as our guest. Samuel is a British national residing in Amsterdam with his family, actively investing in the UK.  During our conversation, Samuel and I explored a wide range of topics, including: Samuel’s experience in running and improving complex operatio...

The long-awaited Renters Reform Bill has finally been published and is now making its way through Parliament. This is a substantial document with a lot of information to digest.  However, I have taken the time to thoroughly review it, and today, I will highlight some of the most important aspects that, as HMO property investors, we need to be aware of and start considering. Overall, I believe this...

In this episode, we're shaking things up a bit on the show as I'm joined by Matt Lester.  Matt, a property investor and a member of The HMO Community, our thriving Facebook group, eagerly volunteered to participate in a mini mentoring session with me. He sent over three questions, and I'll do my best to provide valuable insights to help him with his HMO property business. During the...

In today's episode, I will discuss three common mistakes that new renters and operators often make. These mistakes can prove fatal to their business, and hence, it is essential to know about them and avoid them. As someone who started building their rent-to-rent business in 2016 and scaled it across cities like Leicester, Sheffield, and Manchester, I have a soft spot for rent-to-rent. However...

I'm thrilled to have my mentees, Joe and Olivia from JO Property Group, back on the show today. Their R2R management business has been growing rapidly with around 30 properties under their management.  As their mentor, I have been closely involved with their progress, and I'm excited to share their latest business update with you.  During our conversation, we covered a range of topics in...

Get ready to dive into the exciting world of Rent-to-Rent!  In this episode, we'll be covering everything you need to know to get started, from the basics and fundamentals to practical tips and real-world examples straight from my own experiences. We'll explore the Rent-2-Rent strategy and cover the following topics: The basics and fundamentals of R2R Tips and strategies for finding the...

Are you managing your projects efficiently? In this episode, we'll be discussing project management efficiency and I'm pleased to introduce my good friend Dean Adkins from QS Force.  Dean, a property investor since 2009 running his investment business alongside his career in project management will share his knowledge and experience with us. We'll cover a range of topics, including:...

In this episode, I'm going to share 10 pieces of essential property advice that I would give my younger self to help me achieve more in less time. I'm gonna reflect on the last 15 years of being in this game - all of the things that I've learned, the trials and the tribulations, and the struggles. And I'm gonna package it up into 10 pieces of advice that I would give to my youn...

In this episode, I'm going to bring you up to speed and tell you exactly what's been happening in my businesses over the last 4 to 6 weeks.  I like to do these episodes because I like to make sure that you guys know that I'm not just talking the talk, I'm actually out there and walking the walk as well. Plus, I’ve got something that I've been keeping under wraps and I&apos...

I want you to take this episode very seriously because we have honestly been helping a lot of our community members get some very substantial amounts back from the HMRC. Money that they overpaid in stamp duty. I myself have overpaid on two occasions and received refunds for very significant amounts.  So in this episode, I'm gonna help you understand whether or not you might qualify for some s...

In this episode, I need to have a bit of a rant.  Not because I just want to rant but because I think you're actually going to find this quite useful and valuable. This is an issue that I recently had with a HMO licence and more specifically the team who are responsible for inspecting and issuing the license. If you want to know what exactly the issue is, be sure to listen to this episode now...

In this episode, we're gonna talk about the three essential ingredients that you can use to bake the perfect HMO deal every single time.  When I look at every single one of my deals, whether it's something I'm buying myself, whether it's a rent-to-rent deal, or whether it's something I'm just advising somebody on in our community, I'm always thinking about three...

The mortgage market is constantly changing, with various factors affecting interest rates, property values, and lending policies.  So in this episode, we’ve got our Specialist Mortgage Broker, Ellie Broadhurst back to discuss what's happening in the mortgage market right now and provide some tips for navigating this complex landscape. We’ll cover the following topics: Base rates and their imp...

Are you tired of putting in endless hours on social media without seeing any real results?  It's time to stop scrolling aimlessly and start using social media efficiently to grow your HMO property business! In this episode, I'll be sharing some tried and tested tips on how to maximise your time, efforts, and resources on social media to get the best possible results.  I'll cover fiv...