The HMO Podcast

In this episode, we're discussing something I believe is incredibly important: return on investment (ROI) or, as I prefer, return on capital employed (ROCE). This is undoubtedly one of the most critical metrics we should consider when appraising and analysing deals in our business. However, in my opinion, and I need to get on my soapbox here, too many people are excessively focused on this ta...

In this episode, I’m excited to have our specialist mortgage broker, Ellie Broadhurst, back on the show. Ellie is our expert when it comes to mortgages and finance, and we always turn to her for advice. We’re going to chat about what Labour’s policies could mean for the property market. We’ll also look at whether we might see our first base rate cut in years—could this finally be happening? Ellie...

In this episode, I'll be giving you a business update, sharing exactly what's been happening in my businesses over the last couple of months.  It's been a busy period with lots going on. If you're interested in how I'm developing my property businesses, what's going well, and what challenges I've encountered, then stick around. Relax and enjoy this episode of the...

The Labour Party is in power, but what does this mean for property investors across the UK? More specifically, how will it impact HMO property investors like you and me? In this episode, I'll walk you through some of the key mandates and policies that will affect the property market. We'll cover tenant protections, potential changes to stamp duty, Labour's house-building ambitions,...

In this episode, we're doing something a bit different. I'm not the interviewer today; I'm the interviewee.  Neil Gibb , a fellow HMO investor based in Australia, wanted to find out what it has taken for me to build my property businesses. I'll be sharing the ups, the downs, and everything in between with Neil and, of course, with you.  If you want to know what it took to go fr...

In this episode, I'm joined by Ben Beadle, Chief Executive of the NRLA (National Residential Landlords Association), representing over 100,000 landlords across England and Wales. With 20 years of experience as a landlord and senior roles at Places for People and TDS, Ben is a prominent figure in the housing sector and media. In this insightful conversation, we’ll cover: The challenges and opp...

In this episode, I’m thrilled to welcome Alex Babouris to the show. Alex is the Founder and Partner of Babouris Living , a multi-award-winning, fully integrated investment platform specialising in Cambridge property. In this conversation, we’ll cover the following: The vital role of effective HMO management The hurdles and rewards of building a successful agency The perks of rent-to-rent deals for...

In this episode, I’ll share my goal of making a net income of £10,000 per month from investing in HMOs and discuss the importance of understanding your financial targets and the necessary actions to reach them. I will break down this goal into simple, actionable steps and highlight why creating equity is crucial for building a successful property business.  Plus, I’ll offer an easy exercise to cal...

In this episode, I'm chatting with Milly Bellotti from @postingproperty. Milly really knows her stuff when it comes to using social media, especially for property businesses. She talked about her journey, starting from working at big companies in social media to starting her own property business and helping others in the property industry. Milly stressed the importance of being yourself on s...

In this episode, we're going to be discussing mentorship in the property industry. What is property mentorship? Could it help you boost your results? Or is the whole thing a big scam? We’re going to answer these questions and find out what property mentorship is about and why there are so many out there offering property mentorship.  Plus, we're going to talk about the pros and cons, to...

In today's episode, I'm joined by Andrew and Mary, our expert architects and official partners of The HMO community and The HMO Roadmap. We'll be discussing the government's proposed changes to some of the permitted development rights that we, as HMO investors, can take advantage of. These proposals represent some of the most exciting changes in the property market right now. F...

In this episode, I’m diving into the hot topic of the renter's reform bill and bringing you the latest updates on its progress. We’ll break down the proposed amendments and explore what they mean for landlords, especially those of us who own HMO properties. Some of the headline changes include scrapping Section 21 (no-fault evictions), getting rid of fixed-term tenancies, and introducing new...

In this episode, Ellie Broadhurst, our expert mortgage broker, and I discuss what's happening in the property market right now. We look into the talk about a possible big crash coming up.  We break down all the different things going on - like what banks are doing, how properties are being valued, how many sales are actually happening, and whether we should be worried about a crash. Plus, we...

In this episode, I’ll give an update on my property business and talk about what's been happening over the past five to six weeks. I’ll share details about a new team member I've hired, the progress on my development projects, the upcoming student changeover period, and my plans to renovate one of my HMOs. I’ll also discuss how my businesses are performing financially and focus on ways t...

In this episode, I'm going to address the question I receive most frequently and see discussed often in the community: What is the best location for investing in HMOs?  The best location to invest in HMOs is different for every investor and depends on their individual goals, resources, risk profile, and experience. In this episode, I'll provide a definitive answer that might surprise you...

If I were to ask you what enables some people to build successful property businesses, what would you say? Perhaps they bought at the right time, knew the right people, or purchased properties at the right price and added significant value, consistently. While I agree with these factors, my experience over 15 years in the industry has shown me there's much more to building a truly successful...

In this episode, I'm glad to have Vann Vogstad back to chat about the HMO industry with me. Vann co-founded COHO, a software company that helps HMO investors and tenants manage their properties. We'll be covering: Vann's goal of making property management easier for everyone The tough parts of running HMOs Why building communities and sharing info matters Improving the reputation of...

In this episode, I’m going to answer the question of whether it's too late to invest in HMOs. I’m going to address concerns about property values, interest rates, competition, access to finance, restrictive planning permissions, and legislation.  I’m going to discuss the importance of taking a long-term view, building knowledge and skills to navigate the HMO market, and briefly talk about the...

If you believe that rent to rent is solely for those with limited capital, unable to purchase properties, you're mistaken. While it's indeed a fantastic approach for individuals with limited resources, it offers benefits beyond just that. It serves as a gateway to enter the market, build cash flow, experience, networking, and various other advantages. However, if you're already mana...

In this episode, I'll provide you with a business update and share my thoughts on the current economic outlook.  I'll touch on the progress and challenges in my commercial-to-residential projects, my efforts in finding new HMO properties and I'll also discuss the upcoming Rent-to-Rent Discovery Day. Join our inaugural R2R Discovery Day on April 6th 2024 in Manchester. Get your ticke...

In this episode, I'm excited to welcome back our expert broker, Ellie Broadhurst, as we talk about bridge lending. Specifically, we'll be focusing on bridge lending for converting existing residential properties into HMOs.  Ellie brings a wealth of knowledge to the table, particularly in the HMO space, with strong relationships with lenders offering these specialised products. Throughout...

In this episode, I'm joined by a special guest, Olivia Maher. Alongside her partner, Joe, they co-founded Cosi, winning Best Master Lease Operator and Best Rent-to-Rent Operator at the inaugural HMO Awards. Over the last four years, they've built the fastest-growing Rent-to-Rent HMO agency in the country. We'll discuss the details of their successful rent-to-rent business, including...

In today's episode, I'll be talking about one of my favourite strategies – rent-to-rent. If you've been a long-time listener or have been following my journey, you'll understand why I hold a soft spot for rent-to-rent. It's notably less capital-intensive compared to the process of purchasing, acquiring, and refurbishing your own HMOs. These are, of course, distinct models...

For a lot of people, building a HMO business is potentially a gateway to doing bigger and more profitable and more exciting projects. If you've been following me on social media, you've probably seen the commercial to residential projects that I do outside of my interests in the HMO market.  So in this episode, I would like to share with you: The differences between HMOs and commercial t...

In this episode, I want to share with you how I view my long-term goal. We regularly discuss the importance of setting goals on the show, but usually in the context of a 12-month timeframe. This time, I want to talk about long-term goals—like 10, 20, and 30 years—and this 40 Million Pound figure is part of that long-term plan. I’ll share with you how I reverse engineer my financial goals so I can...